Town government · Hampden County, MA

Ludlow's money: where it comes from and where it goes

In the latest recorded fiscal year (ended June 30, 2024), Ludlow took in $93.2 million and spent $113 million.

Latest recorded year: ended June 30, 2024Comes fromGoes to

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Where it comes from

Town taxes61%State tax money25%Fees for services (sewer, parks and recreation)8.6%Federal tax money2.6%Fines and other2.3%County and local tax money0.6%

What stands out

25%

of Ludlow's money comes from state tax money.A typical U.S. township or town of 10,000 to 50,000 people gets 8.8%.

Town taxes61%

Property tax
59%$55.2 million
Other taxes
2.1%$2.0 million
What's in other taxesOther licenses and other selective sales taxes
  • Other licenses$1.4 million
  • Other selective sales taxes$523 thousand

Amounts are by Census tax category.

Fees for services8.6%

Fees for services
8.6%$8.1 million
What's in fees for servicesOther service charges; sewer and 6 more
  • Other service charges$3.8 million
  • Sewer$2.0 million
  • Parks and recreation$1.2 million
  • Garbage collection$523 thousand
  • School tuition and transportation$189 thousand
  • School lunches$109 thousand
  • Other school charges$109 thousand
  • Other government-run businesses$34 thousand

Amounts are by Census type of charge.

Federal tax money2.6%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
2.6%$2.4 million

State tax money25%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
25%$22.9 million

County and local tax money0.6%

Money passed on by the county or other local governments.

From the county and other local governments
0.6%$576 thousand

Fines and other2.3%

Interest, rents and other
2.3%$2.1 million
Fines
<0.1%$27 thousand

Where it goes

Schools and colleges53%Running the government and other costs23%Police, fire, courts and jails9.2%Water, sewer, trash and utilities4.1%Interest on debt2.2%All other spending8.1%

What stands out

53%

of Ludlow's spending goes to schools and colleges.Most U.S. townships and towns of 10,000 to 50,000 people spend nothing on this.

Spending by category100%

Schools and colleges
53%$59.9 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$59.9 million
Running the government and other costs
23%$26.4 million
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$23.2 million
  • Finance, tax collection and budgeting$1.4 million
  • Government buildings$964 thousand
  • Central staff services (personnel, purchasing, technology)$831 thousand
  • Other government-run businesses$33 thousand
Police, fire, courts and jails
9.2%$10.4 million
What's in police, fire, courts and jailsPolice; fire protection and 2 more
  • Police$5.3 million
  • Fire protection$4.5 million
  • Inspections and regulation$366 thousand
  • Courts and legal services$195 thousand
Water, sewer, trash and utilities
4.1%$4.6 million
What's in water, sewer, trash and utilitiesSewer systems and garbage and solid waste
  • Sewer systems$2.5 million
  • Garbage and solid waste$2.1 million
Interest on debt
2.2%$2.5 million
Sent to other local governments
2.0%$2.3 million
What's in sent to other local governmentsSent to local governments: other and not broken out and sent to the state government
  • Sent to local governments: other and not broken out$2.1 million
  • Sent to the state government$132 thousand
Health and hospitals
2.0%$2.2 million
What's in health and hospitalsPublic health
  • Public health$2.2 million
Parks, recreation and libraries
1.6%$1.9 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$1.2 million
  • Libraries$650 thousand
Roads, transit and parking
1.6%$1.8 million
What's in roads, transit and parkingRoads and highways
  • Roads and highways$1.8 million
Social services
0.5%$519 thousand
What's in social servicesOther public welfare
  • Other public welfare$519 thousand
Housing and community development
0.4%$479 thousand
Environment and natural resources
<0.1%$42 thousand
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$42 thousand
Sources and moreWhere these numbers come from and what they cover

Town of Ludlow. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

What this covers. The money of Town of Ludlow itself. Other governments that serve the same area (the city, county, school district and state) are separate and not included. Borrowing, transfers between a government's own funds, and pension trust funds are not counted as revenue.