ZIP 08312 · Clayton, NJ

Four governments run on your community's money

This page shows every government that serves ZIP 08312: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for New Jersey governments, the New Jersey Department of Education, as named under Sources and more.

Where do my taxes go in 08312?
08312 is served by the State of New Jersey, Gloucester County, the Borough of Clayton and Clayton Borough School District. In each one's latest recorded fiscal year, State of New Jersey spent $97.4 billion (fiscal year ended June 30, 2024), Gloucester County spent $365 million (fiscal year ended June 30, 2024), Borough of Clayton spent $9.6 million (fiscal year ended December 31, 2021) and Clayton Borough School District spent $45.0 million (fiscal year ended June 30, 2025). Each government's money is separate.

Which governments collect property tax in 08312?
Of the governments serving 08312, Gloucester County collected $184 million (fiscal year ended June 30, 2024), Clayton Borough School District collected $10.5 million (fiscal year ended June 30, 2025), Borough of Clayton collected $6.3 million (fiscal year ended December 31, 2021) and State of New Jersey collected $5.0 million (fiscal year ended June 30, 2024) in property tax. These are each government's total collections, not a bill for 08312.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Gloucester County, Clayton and Clayton Borough School District

Why not this year? New Jersey governments with newer filings show school district figures from the New Jersey Department of Education (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 08312

Gloucester County$184 million

42% of its $443 million in revenue · fiscal year ended June 30, 2024

Clayton Borough School District$10.5 million

24% of its $44.6 million in revenue · fiscal year ended June 30, 2025

Borough of Clayton$6.3 million

57% of its $11.0 million in revenue · fiscal year ended December 31, 2021 · estimated by the U.S. Census Bureau

State of New Jersey$5.0 million

<0.1% of its $100.6 billion in revenue · fiscal year ended June 30, 2024

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Gloucester County

$365 million budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

County taxes42%Fees for services (garbage collection, college tuition)27%Federal tax money11%Local tax money10%State tax money6.3%Fines and other4.2%

What stands out

10%

of Gloucester County's money comes from county and other local tax money.A typical U.S. county of 250,000+ people gets 1.4%.

Full Gloucester County breakdown

County taxes42%

Property tax
42%$184 million

Fees for services27%

Fees for services
27%$119 million
What's in fees for servicesGarbage collection; other school charges and 7 more
  • Garbage collection$40.3 million
  • Other school charges$37.3 million
  • College tuition$19.4 million
  • Other service charges$15.5 million
  • Housing$3.3 million
  • Parks and recreation$2.0 million
  • School lunches$523 thousand
  • School tuition and transportation$460 thousand
  • University housing and dining$380 thousand

Amounts are by Census type of charge.

Federal tax money11%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
11%$46.9 million

State tax money6.3%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
6.3%$27.8 million

Local tax money10%

Money passed on by the county or other local governments.

From other local governments
10%$46.5 million

Fines and other4.2%

Interest, rents and other
4.0%$17.7 million
Fines
0.2%$1.0 million
Gloucester County page →

Where the money goes

Schools and colleges49%Running the government and other costs18%Police, fire, courts and jails9.4%Water, sewer, trash and utilities9.4%Housing and community development6.7%All other spending7.5%

What stands out

49%

of Gloucester County's spending goes to schools and colleges.Most U.S. counties of 250,000+ people spend nothing on this.

Full Gloucester County breakdown

Spending by category100%

Schools and colleges
49%$180 million
What's in schools and collegesElementary and secondary schools; colleges and universities and 2 more
  • Elementary and secondary schools$112 million
  • Colleges and universities$64.1 million
  • Scholarships and other education subsidies$3.6 million
  • College housing, dining and bookstores$47 thousand
Running the government and other costs
18%$64.5 million
What's in running the government and other costsOther and not broken out; central staff services (personnel, purchasing, technology) and 1 more
  • Other and not broken out$61.4 million
  • Central staff services (personnel, purchasing, technology)$1.7 million
  • Finance, tax collection and budgeting$1.4 million
Police, fire, courts and jails
9.4%$34.5 million
What's in police, fire, courts and jailsCourts and legal services; prisons and jails and 1 more
  • Courts and legal services$12.2 million
  • Prisons and jails$11.7 million
  • Police$10.6 million
Water, sewer, trash and utilities
9.4%$34.3 million
What's in water, sewer, trash and utilitiesGarbage and solid waste
  • Garbage and solid waste$34.3 million
Housing and community development
6.7%$24.4 million
Social services
3.2%$11.7 million
What's in social servicesOther public welfare
  • Other public welfare$11.7 million
Interest on debt
2.6%$9.6 million
Health and hospitals
1.1%$4.0 million
What's in health and hospitalsPublic health
  • Public health$4.0 million
Sent to other local governments
0.3%$1.2 million
What's in sent to other local governmentsSent to the state government and sent to local governments: other and not broken out
  • Sent to the state government$849 thousand
  • Sent to local governments: other and not broken out$348 thousand
Parks, recreation and libraries
0.2%$868 thousand
What's in parks, recreation and librariesParks and recreation
  • Parks and recreation$868 thousand
Environment and natural resources
<0.1%$3 thousand
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$3 thousand
Gloucester County page →

Your town

Borough of Clayton

$9.6 million budget in the latest fiscal year on record, which ended December 31, 2021. Estimated by the U.S. Census Bureau

Where the money comes from

Borough taxes60%Fees for services (sewer, water)22%Fines and other12%State tax money3.9%Federal tax money1.4%
Full Clayton breakdown

What stands out

57%

of Clayton's money comes from property tax.A typical U.S. city, town or village of under 10,000 people gets 15%.

Borough taxes60%

Property tax
57%$6.3 million
Other taxes
2.9%$320 thousand
What's in other taxesOther licenses; public utility taxes and 1 more
  • Other licenses$164 thousand
  • Public utility taxes$149 thousand
  • Alcoholic beverage licenses$7 thousand

Amounts are by Census tax category.

Fees for services22%

Fees for services
22%$2.5 million
What's in fees for servicesSewer; water and 2 more
  • Sewer$1.4 million
  • Water$1.0 million
  • Garbage collection$31 thousand
  • Other service charges$21 thousand

Amounts are by Census type of charge.

Federal tax money1.4%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
1.4%$152 thousand

State tax money3.9%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
3.9%$425 thousand

Fines and other12%

Interest, rents and other
10%$1.1 million
Fines
1.8%$202 thousand
Clayton page →

Where the money goes

Water, sewer, trash and utilities32%Running the government and other costs30%Police, fire, courts and jails28%Roads, transit and parking5.5%Interest on debt2.1%All other spending2.3%

What stands out

28%

of Clayton's spending goes to police, fire, courts and jails.A typical U.S. city, town or village of under 10,000 people spends 11%.

Full Clayton breakdown

Spending by category100%

Water, sewer, trash and utilities
32%$3.0 million
What's in water, sewer, trash and utilitiesSewer systems; water supply and 1 more
  • Sewer systems$1.2 million
  • Water supply$1.0 million
  • Garbage and solid waste$758 thousand
Running the government and other costs
30%$2.9 million
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 2 more
  • Other and not broken out$2.3 million
  • Finance, tax collection and budgeting$310 thousand
  • Central staff services (personnel, purchasing, technology)$182 thousand
  • Government buildings$45 thousand
Police, fire, courts and jails
28%$2.7 million
What's in police, fire, courts and jailsPolice; courts and legal services and 2 more
  • Police$2.3 million
  • Courts and legal services$220 thousand
  • Inspections and regulation$160 thousand
  • Fire protection$65 thousand
Roads, transit and parking
5.5%$524 thousand
What's in roads, transit and parkingRoads and highways
  • Roads and highways$524 thousand
Interest on debt
2.1%$202 thousand
What's in interest on debtInterest on general debt and interest on water supply debt
  • Interest on general debt$113 thousand
  • Interest on water supply debt$89 thousand
Housing and community development
1.8%$170 thousand
Health and hospitals
0.5%$50 thousand
What's in health and hospitalsPublic health
  • Public health$50 thousand
Social services
<0.1%$2 thousand
What's in social servicesOther public welfare
  • Other public welfare$2 thousand
Clayton page →

Your schools

Clayton Borough School District

$45.0 million budget in fiscal year 2025 (ended June 30, 2025), from the New Jersey Department of Education.

Where the money comes from

State tax money69%School district taxes24%Federal tax money4.0%Fines and other2.4%Fees for services1.4%
Full Clayton Borough School District breakdown

School district taxes24%

Property tax
24%$10.5 million

Fees for services1.4%

Fees for services
1.4%$609 thousand

Federal tax money4.0%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
4.0%$1.8 million

State tax money69%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
69%$30.6 million

Fines and other2.4%

Interest, rents and other
2.4%$1.1 million
Clayton Borough School District page →

Where the money goes

Schools and colleges91%Sent to other local governments6.3%Debt payments (principal and interest)3.1%
Full Clayton Borough School District breakdown

Spending by category100%

Schools and colleges
91%$40.8 million
Sent to other local governments
6.3%$2.9 million
Debt payments (principal and interest)
3.1%$1.4 million
Clayton Borough School District page →

Your state

State of New Jersey

$97.4 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes50%Federal tax money30%Fees for services (tolls, college tuition)10%Fines and other9.4%Local tax money0.7%
Full New Jersey breakdown

What stands out

8.2%

of New Jersey's money comes from business income taxes.A typical state government gets 3.8%.

State taxes50%

Individual income tax
19%$18.9 billion
Sales tax
14%$14.3 billion
Other taxes
9.0%$9.08 billion
What's in other taxesOther selective sales taxes; corporation licenses and 16 more
  • Other selective sales taxes$2.74 billion
  • Corporation licenses$912 million
  • Occupation and business licenses$821 million
  • Real estate and stock transfer taxes$735 million
  • Motor vehicle licenses$685 million
  • Insurance premium taxes$627 million
  • Estate and gift taxes$537 million
  • Amusement taxes$519 million
  • Motor fuel taxes$472 million
  • Tobacco taxes$469 million
  • Public utility taxes$236 million
  • Alcoholic beverage taxes$184 million
  • Driver's licenses$59.6 million
  • Amusement licenses$47.7 million
  • Hunting and fishing licenses$14.3 million
  • Public utility licenses$10.6 million
  • Alcoholic beverage licenses$4.2 million
  • Other licenses$2.0 million

Amounts are by Census tax category.

Business income tax
8.2%$8.21 billion
Property tax
<0.1%$5.0 million

Fees for services10%

Fees for services
10%$10.2 billion
What's in fees for servicesTolls on roads and bridges; college tuition and 17 more
  • Tolls on roads and bridges$2.57 billion
  • College tuition$2.43 billion
  • Hospital bills$1.86 billion
  • Other service charges$1.67 billion
  • Transit fares$832 million
  • University housing and dining$611 million
  • Housing$52.0 million
  • Parks and recreation$50.6 million
  • Water$42.1 million
  • Ports and waterways$33.1 million
  • Airport$17.2 million
  • Road charges$14.0 million
  • Sewer$11.9 million
  • Other education charges$11.7 million
  • Parks, land and natural resources$9.2 million
  • Garbage collection$2.4 million
  • School lunches$757 thousand
  • Other school charges$185 thousand
  • School tuition and transportation$5 thousand

Amounts are by Census type of charge.

Federal tax money30%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
30%$29.7 billion

Local tax money0.7%

Money passed on by the county or other local governments.

From local governments
0.7%$683 million

Fines and other9.4%

Interest, rents and other
9.2%$9.28 billion
Fines
0.2%$178 million
New Jersey page →

Where the money goes

Social services29%Sent to local governments23%Schools and colleges17%Roads, transit and parking8.7%Running the government and other costs7.9%All other spending15%
Full New Jersey breakdown

Spending by category100%

Social services
29%$28.4 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$28.0 billion
  • Unemployment and social insurance offices$305 million
  • Welfare institutions$102 million
  • Veterans' services$30.7 million
Sent to local governments
23%$22.3 billion
What's in sent to local governmentsSent to school districts; sent to local governments: elementary and secondary schools and 19 more
  • Sent to school districts$12.4 billion
  • Sent to local governments: elementary and secondary schools$4.15 billion
  • Sent to local governments: general support$2.21 billion
  • Sent to local governments: other public welfare$1.64 billion
  • Sent to local governments: other and not broken out$594 million
  • Sent to local governments: roads and highways$397 million
  • Sent to local governments: colleges and universities$186 million
  • Sent to local governments: hospitals$142 million
  • Sent to local governments: public health$132 million
  • Sent to local governments: police$86.1 million
  • Sent to local governments: natural resources, farming and conservation$77.5 million
  • Sent to local governments: prisons and jails$75.0 million
  • Sent to local governments: garbage and solid waste$51.0 million
  • Sent to local governments: parks and recreation$34.2 million
  • Sent to local governments: libraries$32.8 million
  • Sent to local governments: inspections and regulation$29.7 million
  • Sent to the federal government$26.0 million
  • Sent to local governments: courts and legal services$7.2 million
  • Sent to local governments: other government administration$4.6 million
  • Sent to local governments: sewer systems$3.9 million
  • Sent to local governments: housing and community development$1.4 million
Schools and colleges
17%$16.3 billion
What's in schools and collegesColleges and universities; elementary and secondary schools and 3 more
  • Colleges and universities$6.10 billion
  • Elementary and secondary schools$5.44 billion
  • Scholarships and other education subsidies$1.99 billion
  • Other education$1.86 billion
  • College housing, dining and bookstores$947 million
Roads, transit and parking
8.7%$8.48 billion
What's in roads, transit and parkingPublic transit; roads and highways and 3 more
  • Public transit$4.41 billion
  • Roads and highways$2.19 billion
  • Toll roads and bridges$1.80 billion
  • Ports and harbors$50.3 million
  • Airports$31.8 million
Running the government and other costs
7.9%$7.74 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$5.37 billion
  • Finance, tax collection and budgeting$1.88 billion
  • Other government administration$215 million
  • Central staff services (personnel, purchasing, technology)$209 million
  • Government buildings$62.6 million
Health and hospitals
5.8%$5.66 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$3.00 billion
  • Public health$2.67 billion
Police, fire, courts and jails
4.3%$4.15 billion
What's in police, fire, courts and jailsPrisons and jails; courts and legal services and 3 more
  • Prisons and jails$1.24 billion
  • Courts and legal services$1.21 billion
  • Police$905 million
  • Inspections and regulation$438 million
  • Probation, parole and other corrections$364 million
Interest on debt
2.4%$2.30 billion
What's in interest on debtInterest on general debt and interest on water supply debt
  • Interest on general debt$2.30 billion
  • Interest on water supply debt$664 thousand
Housing and community development
1.0%$932 million
Environment and natural resources
0.7%$704 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$704 million
Parks, recreation and libraries
0.3%$264 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$260 million
  • Libraries$4.4 million
Water, sewer, trash and utilities
0.1%$127 million
What's in water, sewer, trash and utilitiesWater supply; electric power and 2 more
  • Water supply$59.0 million
  • Electric power$38.4 million
  • Sewer systems$21.2 million
  • Garbage and solid waste$8.0 million
New Jersey page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of New Jersey. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Gloucester County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Borough of Clayton. U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021. Most of this government's figures were estimated by the U.S. Census Bureau from a sample; the government did not report them itself. The Census record for this government is from the 2022 survey, the newest on file.

Clayton Borough School District. New Jersey Department of Education, district Annual Comprehensive Financial Report (audited), fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. New Jersey school district figures are from each district's audited Annual Comprehensive Financial Report filed with the New Jersey Department of Education for the 2024-25 school year, ended June 30, 2025, grouped into the same categories as the Census figures. They cover governmental funds (general, special revenue, capital projects, debt service) and enterprise funds such as food service, and leave out transfers between funds. Tuition paid to other districts and payments to charter schools are shown as passed on. The "Debt payments" line includes principal as well as interest, so spending can be higher than the Census figure for the same district.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.