ZIP 18045 · Palmer Township, PA

Eight governments run on your community's money

This page shows every government that serves ZIP 18045: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Pennsylvania governments, the Pennsylvania Department of Community and Economic Development and the Pennsylvania Department of Education, as named under Sources and more.

Where do my taxes go in 18045?
18045 is served by the Commonwealth of Pennsylvania, Northampton County, Easton Area School District, Palmer Township, Bethlehem Township, Bethlehem Area School District, Nazareth Area School District and Lower Nazareth Township. In each one's latest recorded fiscal year, Commonwealth of Pennsylvania spent $122.4 billion (fiscal year ended June 30, 2024), Northampton County spent $416 million (fiscal year ended December 31, 2024), Easton Area School District spent $241 million (fiscal year ended June 30, 2025), Palmer Township spent $34.7 million (fiscal year ended December 31, 2024), Bethlehem Township spent $33.1 million (fiscal year ended December 31, 2024), Bethlehem Area School District spent $350 million (fiscal year ended June 30, 2025), Nazareth Area School District spent $109 million (fiscal year ended June 30, 2025) and Lower Nazareth Township spent $8.1 million (fiscal year ended December 31, 2024). Each government's money is separate.

Which governments collect property tax in 18045?
Of the governments serving 18045, Bethlehem Area School District collected $197 million (fiscal year ended June 30, 2025), Easton Area School District collected $119 million (fiscal year ended June 30, 2025), Northampton County collected $100 million (fiscal year ended December 31, 2024), Nazareth Area School District collected $66.4 million (fiscal year ended June 30, 2025), Commonwealth of Pennsylvania collected $44.1 million (fiscal year ended June 30, 2024), Bethlehem Township collected $7.3 million (fiscal year ended December 31, 2024), Palmer Township collected $6.4 million (fiscal year ended December 31, 2024) and Lower Nazareth Township collected $2.2 million (fiscal year ended December 31, 2024) in property tax. These are each government's total collections, not a bill for 18045.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Northampton County, Palmer Township, Bethlehem Township and Lower Nazareth Township

Figures for Pennsylvania governments come from the Pennsylvania Department of Community and Economic Development and the Pennsylvania Department of Education and are for 2024 and 2025, each government's newest year on file. The state government's own figures are the newest year the U.S. Census Bureau has published.

Where property tax goes in 18045

Bethlehem Area School District$197 million

55% of its $360 million in revenue · fiscal year ended June 30, 2025

Easton Area School District$119 million

54% of its $220 million in revenue · fiscal year ended June 30, 2025

Northampton County$100 million

26% of its $389 million in revenue · fiscal year ended December 31, 2024

Nazareth Area School District$66.4 million

60% of its $111 million in revenue · fiscal year ended June 30, 2025

Commonwealth of Pennsylvania$44.1 million

<0.1% of its $125.8 billion in revenue · fiscal year ended June 30, 2024

Bethlehem Township$7.3 million

23% of its $31.1 million in revenue · fiscal year ended December 31, 2024

Palmer Township$6.4 million

21% of its $30.1 million in revenue · fiscal year ended December 31, 2024

Lower Nazareth Township$2.2 million

27% of its $8.3 million in revenue · fiscal year ended December 31, 2024

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Northampton County

$416 million budget in fiscal year 2024 (ended December 31, 2024), from the Pennsylvania Department of Community and Economic Development.

Where the money comes from

State tax money54%County taxes26%Fees for services11%Federal tax money6.5%Fines and other1.4%Local tax money<0.1%
Full Northampton County breakdown

County taxes26%

Property tax
26%$100 million
Tourism taxes
0.8%$3.0 million

Fees for services11%

Fees for services
11%$43.5 million

Federal tax money6.5%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
6.5%$25.1 million

State tax money54%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
54%$212 million

Local tax money<0.1%

Money passed on by the county or other local governments.

From other local governments
<0.1%$243 thousand

Fines and other1.4%

Interest, rents and other
1.4%$5.6 million
Northampton County page →

Where the money goes

Social services59%Police, fire, courts and jails21%Running the government and other costs17%Debt payments (principal and interest)3.7%
Full Northampton County breakdown

Spending by category100%

Social services
59%$245 million
Police, fire, courts and jails
21%$86.0 million
Running the government and other costs
17%$68.8 million
Debt payments (principal and interest)
3.7%$15.5 million
Northampton County page →

Your towns

Palmer Township

$34.7 million budget in fiscal year 2024 (ended December 31, 2024), from the Pennsylvania Department of Community and Economic Development.

About 53% of this ZIP is in Palmer Township.

Where the money comes from

Township taxes49%Fees for services34%State tax money13%Fines and other3.1%County and local tax money0.5%Federal tax money0.3%
Full Palmer Township breakdown

Township taxes49%

Property tax
21%$6.4 million
Local income tax
16%$4.9 million
Other taxes
12%$3.5 million

Fees for services34%

Fees for services
34%$10.3 million

Federal tax money0.3%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.3%$78 thousand

State tax money13%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
13%$3.8 million

County and local tax money0.5%

Money passed on by the county or other local governments.

From the county and other local governments
0.5%$164 thousand

Fines and other3.1%

Interest, rents and other
3.0%$893 thousand
Fines
0.2%$51 thousand
Palmer Township page →

Where the money goes

Police, fire, courts and jails31%Water, sewer, trash and utilities22%Running the government and other costs15%Roads, transit and parking12%Parks, recreation and libraries8.9%All other spending11%
Full Palmer Township breakdown

Spending by category100%

Police, fire, courts and jails
31%$10.7 million
Water, sewer, trash and utilities
22%$7.7 million
Running the government and other costs
15%$5.1 million
Roads, transit and parking
12%$4.2 million
Parks, recreation and libraries
8.9%$3.1 million
Debt payments (principal and interest)
8.2%$2.8 million
Housing and community development
3.1%$1.1 million
Health and hospitals
<0.1%$2 thousand
Palmer Township page →

Bethlehem Township

$33.1 million budget in fiscal year 2024 (ended December 31, 2024), from the Pennsylvania Department of Community and Economic Development.

About 27% of this ZIP is in Bethlehem Township.

Where the money comes from

Township taxes57%Fees for services31%State tax money8.2%Fines and other2.1%Federal tax money0.8%County and local tax money0.6%
Full Bethlehem Township breakdown

Township taxes57%

Property tax
23%$7.3 million
Local income tax
19%$6.0 million
Other taxes
14%$4.4 million

Fees for services31%

Fees for services
31%$9.8 million

Federal tax money0.8%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.8%$241 thousand

State tax money8.2%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
8.2%$2.6 million

County and local tax money0.6%

Money passed on by the county or other local governments.

From the county and other local governments
0.6%$201 thousand

Fines and other2.1%

Interest, rents and other
1.8%$567 thousand
Fines
0.3%$79 thousand
Bethlehem Township page →

Where the money goes

Running the government and other costs36%Water, sewer, trash and utilities18%Police, fire, courts and jails18%Roads, transit and parking13%Debt payments (principal and interest)9.3%All other spending6.4%
Full Bethlehem Township breakdown

Spending by category100%

Running the government and other costs
36%$11.9 million
Water, sewer, trash and utilities
18%$6.0 million
Police, fire, courts and jails
18%$5.9 million
Roads, transit and parking
13%$4.2 million
Debt payments (principal and interest)
9.3%$3.1 million
Parks, recreation and libraries
6.4%$2.1 million
Health and hospitals
<0.1%$5 thousand
Bethlehem Township page →

Lower Nazareth Township

$8.1 million budget in fiscal year 2024 (ended December 31, 2024), from the Pennsylvania Department of Community and Economic Development.

About 17% of this ZIP is in Lower Nazareth Township.

Where the money comes from

Township taxes74%State tax money13%Fines and other9.7%Fees for services2.6%Federal tax money0.6%County and local tax money0.2%
Full Lower Nazareth Township breakdown

Township taxes74%

Local income tax
36%$3.0 million
Property tax
27%$2.2 million
Other taxes
12%$985 thousand

Fees for services2.6%

Fees for services
2.6%$216 thousand

Federal tax money0.6%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.6%$50 thousand

State tax money13%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
13%$1.1 million

County and local tax money0.2%

Money passed on by the county or other local governments.

From the county and other local governments
0.2%$20 thousand

Fines and other9.7%

Interest, rents and other
9.2%$766 thousand
Fines
0.5%$41 thousand
Lower Nazareth Township page →

Where the money goes

Police, fire, courts and jails38%Roads, transit and parking25%Running the government and other costs24%Parks, recreation and libraries8.6%Housing and community development3.3%All other spending1.9%
Full Lower Nazareth Township breakdown

Spending by category100%

Police, fire, courts and jails
38%$3.1 million
Roads, transit and parking
25%$2.0 million
Running the government and other costs
24%$1.9 million
Parks, recreation and libraries
8.6%$695 thousand
Housing and community development
3.3%$265 thousand
Water, sewer, trash and utilities
1.5%$122 thousand
Debt payments (principal and interest)
0.3%$23 thousand
Health and hospitals
<0.1%$4 thousand
Lower Nazareth Township page →

Your schools

Easton Area School District

$241 million budget in fiscal year 2025 (ended June 30, 2025), from the Pennsylvania Department of Education.

About 55% of this ZIP is in Easton Area School District.

Where the money comes from

School district taxes59%State tax money30%Federal tax money6.6%Fines and other3.5%Fees for services0.1%
Full Easton Area School District breakdown

School district taxes59%

Property tax
54%$119 million
Local income tax
4.6%$10.0 million
Other taxes
0.9%$1.9 million

Fees for services0.1%

Fees for services
0.1%$322 thousand

Federal tax money6.6%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
6.6%$14.6 million

State tax money30%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
30%$66.7 million

Fines and other3.5%

Interest, rents and other
3.5%$7.7 million
Easton Area School District page →

Where the money goes

Schools and colleges94%Debt payments (principal and interest)6.2%
Full Easton Area School District breakdown

Spending by category100%

Schools and colleges
94%$226 million
Debt payments (principal and interest)
6.2%$15.0 million
Easton Area School District page →

Bethlehem Area School District

$350 million budget in fiscal year 2025 (ended June 30, 2025), from the Pennsylvania Department of Education.

About 27% of this ZIP is in Bethlehem Area School District.

Where the money comes from

School district taxes63%State tax money32%Federal tax money2.6%Fines and other2.6%Fees for services0.1%
Full Bethlehem Area School District breakdown

School district taxes63%

Property tax
55%$197 million
Local income tax
5.6%$20.3 million
Other taxes
2.8%$10.0 million

Fees for services0.1%

Fees for services
0.1%$471 thousand

Federal tax money2.6%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
2.6%$9.3 million

State tax money32%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
32%$114 million

Fines and other2.6%

Interest, rents and other
2.6%$9.2 million
Bethlehem Area School District page →

Where the money goes

Schools and colleges93%Debt payments (principal and interest)7.1%
Full Bethlehem Area School District breakdown

Spending by category100%

Schools and colleges
93%$325 million
Debt payments (principal and interest)
7.1%$24.8 million
Bethlehem Area School District page →

Nazareth Area School District

$109 million budget in fiscal year 2025 (ended June 30, 2025), from the Pennsylvania Department of Education.

About 18% of this ZIP is in Nazareth Area School District.

Where the money comes from

School district taxes69%State tax money27%Fines and other2.3%Federal tax money1.1%Fees for services0.2%
Full Nazareth Area School District breakdown

School district taxes69%

Property tax
60%$66.4 million
Local income tax
8.8%$9.8 million
Other taxes
0.8%$943 thousand

Fees for services0.2%

Fees for services
0.2%$270 thousand

Federal tax money1.1%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
1.1%$1.3 million

State tax money27%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
27%$30.2 million

Fines and other2.3%

Interest, rents and other
2.3%$2.5 million
Nazareth Area School District page →

Where the money goes

Schools and colleges92%Debt payments (principal and interest)7.9%
Full Nazareth Area School District breakdown

Spending by category100%

Schools and colleges
92%$100 million
Debt payments (principal and interest)
7.9%$8.6 million
Nazareth Area School District page →

Your state

Commonwealth of Pennsylvania

$122.4 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes44%Federal tax money35%Fees for services (hospital bills, college tuition)14%Fines and other6.7%

What stands out

14%

of Pennsylvania's money comes from fees for services such as water, sewer and parking.A typical state government gets 10%.

Full Pennsylvania breakdown

State taxes44%

Other taxes
14%$17.3 billion
What's in other taxesMotor fuel taxes; other selective sales taxes and 17 more
  • Motor fuel taxes$3.38 billion
  • Other selective sales taxes$2.32 billion
  • Amusement taxes$2.28 billion
  • Estate and gift taxes$1.58 billion
  • Motor vehicle licenses$1.48 billion
  • Public utility taxes$1.40 billion
  • Occupation and business licenses$1.32 billion
  • Insurance premium taxes$1.02 billion
  • Tobacco taxes$960 million
  • Real estate and stock transfer taxes$697 million
  • Alcoholic beverage taxes$473 million
  • Driver's licenses$93.9 million
  • Hunting and fishing licenses$91.7 million
  • Public utility licenses$86.2 million
  • Other taxes not classified elsewhere$66.8 million
  • Alcoholic beverage licenses$35.3 million
  • Amusement licenses$33.5 million
  • Other licenses$21.2 million
  • Corporation licenses$3.2 million

Amounts are by Census tax category.

Individual income tax
14%$17.1 billion
Sales tax
12%$15.6 billion
Business income tax
3.9%$4.96 billion
Property tax
<0.1%$44.1 million

Fees for services14%

Fees for services
14%$17.8 billion
What's in fees for servicesHospital bills; college tuition and 11 more
  • Hospital bills$7.08 billion
  • College tuition$4.21 billion
  • Liquor stores$2.55 billion
  • Tolls on roads and bridges$1.61 billion
  • University housing and dining$1.15 billion
  • Other service charges$592 million
  • Other education charges$205 million
  • Housing$144 million
  • Parks, land and natural resources$94.8 million
  • Parks and recreation$78.7 million
  • Road charges$59.9 million
  • Sewer$3.4 million
  • Airport$44 thousand

Amounts are by Census type of charge.

Federal tax money35%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
35%$44.5 billion

Local tax money<0.1%

Money passed on by the county or other local governments.

From local governments
<0.1%$58.5 million

Fines and other6.7%

Interest, rents and other
6.5%$8.23 billion
Fines
0.2%$217 million
Pennsylvania page →

Where the money goes

Social services32%Sent to local governments25%Schools and colleges12%Health and hospitals9.2%Roads, transit and parking8.1%All other spending14%

What stands out

9.2%

of Pennsylvania's spending goes to health services and hospitals.A typical state government spends 5.7%.

Full Pennsylvania breakdown

Spending by category100%

Social services
32%$39.5 billion
What's in social servicesOther public welfare; welfare institutions and 2 more
  • Other public welfare$39.1 billion
  • Welfare institutions$263 million
  • Unemployment and social insurance offices$131 million
  • Veterans' services$9.3 million
Sent to local governments
25%$30.2 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other and not broken out and 21 more
  • Sent to school districts$19.6 billion
  • Sent to local governments: other and not broken out$2.69 billion
  • Sent to local governments: other public welfare$1.97 billion
  • Sent to local governments: public health$1.38 billion
  • Sent to local governments: hospitals$1.21 billion
  • Sent to local governments: roads and highways$1.10 billion
  • Sent to local governments: other education$764 million
  • Sent to local governments: housing and community development$291 million
  • Sent to local governments: general support$265 million
  • Sent to school districts (colleges)$262 million
  • Sent to local governments: police$157 million
  • Sent to local governments: natural resources, farming and conservation$138 million
  • Sent to the federal government$111 million
  • Sent to local governments: libraries$74.7 million
  • Sent to local governments: parks and recreation$55.7 million
  • Sent to local governments: courts and legal services$47.5 million
  • Sent to local governments: inspections and regulation$36.8 million
  • Sent to local governments: garbage and solid waste$34.2 million
  • Sent to local governments: probation, parole and other corrections$18.9 million
  • Sent to local governments: prisons and jails$14.1 million
  • Sent to local governments: airports$13.6 million
  • Sent to local governments: other government administration$11.0 million
  • Sent to local governments: sewer systems$5.9 million
Schools and colleges
12%$14.2 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$10.5 billion
  • Scholarships and other education subsidies$1.46 billion
  • Other education$1.14 billion
  • College housing, dining and bookstores$1.08 billion
Health and hospitals
9.2%$11.2 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$7.36 billion
  • Public health$3.86 billion
Roads, transit and parking
8.1%$9.89 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 3 more
  • Roads and highways$8.16 billion
  • Toll roads and bridges$1.71 billion
  • Airports$7.0 million
  • Public transit$5.4 million
  • Ports and harbors$3.6 million
Police, fire, courts and jails
4.7%$5.77 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$2.74 billion
  • Police$1.72 billion
  • Courts and legal services$793 million
  • Inspections and regulation$328 million
  • Probation, parole and other corrections$190 million
Running the government and other costs
4.6%$5.57 billion
What's in running the government and other costsFinance, tax collection and budgeting; other and not broken out and 3 more
  • Finance, tax collection and budgeting$2.49 billion
  • Other and not broken out$1.47 billion
  • Government buildings$848 million
  • Central staff services (personnel, purchasing, technology)$711 million
  • Other government administration$51.7 million
Water, sewer, trash and utilities
1.9%$2.38 billion
What's in water, sewer, trash and utilitiesLiquor stores; garbage and solid waste and 1 more
  • Liquor stores$2.31 billion
  • Garbage and solid waste$54.2 million
  • Sewer systems$22.1 million
Interest on debt
1.5%$1.79 billion
Environment and natural resources
0.7%$868 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$868 million
Parks, recreation and libraries
0.6%$722 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$705 million
  • Libraries$16.8 million
Housing and community development
0.2%$235 million
Pennsylvania page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

Commonwealth of Pennsylvania. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Northampton County. Pennsylvania Department of Community and Economic Development, Municipal Statistics (MunStats), annual financial report, calendar year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

Easton Area School District. Pennsylvania Department of Education, Annual Financial Report (AFR) data, 2024-25 school year, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Palmer Township. Pennsylvania Department of Community and Economic Development, Municipal Statistics (MunStats), annual financial report, calendar year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Bethlehem Township. Pennsylvania Department of Community and Economic Development, Municipal Statistics (MunStats), annual financial report, calendar year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Bethlehem Area School District. Pennsylvania Department of Education, Annual Financial Report (AFR) data, 2024-25 school year, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Nazareth Area School District. Pennsylvania Department of Education, Annual Financial Report (AFR) data, 2024-25 school year, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Lower Nazareth Township. Pennsylvania Department of Community and Economic Development, Municipal Statistics (MunStats), annual financial report, calendar year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

How these figures are counted. Pennsylvania boroughs, cities, townships and counties file annual financial reports with the Department of Community and Economic Development; the figures are the calendar-year filing, as filed (small municipalities file on a cash or modified-accrual basis). School district figures are the 2024-25 Annual Financial Report as filed with the Pennsylvania Department of Education (year ended June 30, 2025). Everything is grouped into the same categories as the Census figures. Borrowing, transfers between a government's own funds, internal service funds and refunding are not counted. The "Debt payments" line includes principal as well as interest, so spending can be higher than the Census figure for the same government.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.