ZIP 32404 · Panama City, FL

Four governments run on your community's money

From the state down to your schools: where each one's money comes from and goes.

Yearly budgets from each government's latest fiscal year on record. Tap one to jump to it.

Your state

State of Florida

$130.7 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes44%Federal tax money34%Fees for services (hospital bills, tolls)11%Fines and other10%Local tax money0.3%
Full Florida breakdown

What stands out

28%

of Florida's money comes from sales tax.A typical state government gets 14%.

State taxes44%

Sales tax
28%$40.1 billion
Other taxes
12%$16.9 billion
What's in other taxesReal estate and stock transfer taxes; motor fuel taxes and 16 more
  • Real estate and stock transfer taxes$4.07 billion
  • Motor fuel taxes$3.52 billion
  • Insurance premium taxes$2.22 billion
  • Public utility taxes$1.99 billion
  • Motor vehicle licenses$1.58 billion
  • Other selective sales taxes$1.22 billion
  • Tobacco taxes$913 million
  • Corporation licenses$392 million
  • Alcoholic beverage taxes$341 million
  • Occupation and business licenses$213 million
  • Amusement taxes$188 million
  • Driver's licenses$182 million
  • Public utility licenses$40.2 million
  • Severance taxes$22.0 million
  • Hunting and fishing licenses$18.0 million
  • Other licenses$13.9 million
  • Alcoholic beverage licenses$7.5 million
  • Amusement licenses$1.5 million

Amounts are by Census tax category.

Business income tax
4.3%$6.05 billion

Fees for services11%

Fees for services
11%$15.4 billion
What's in fees for servicesOther government-run businesses; hospital bills and 11 more
  • Other government-run businesses$4.40 billion
  • Hospital bills$3.60 billion
  • Tolls on roads and bridges$2.52 billion
  • College tuition$2.39 billion
  • University housing and dining$1.18 billion
  • Other service charges$1.08 billion
  • Parks, land and natural resources$84.8 million
  • Road charges$78.3 million
  • Parks and recreation$72.7 million
  • Other education charges$19.7 million
  • Transit fares$15.5 million
  • Housing$340 thousand
  • Garbage collection$145 thousand

Amounts are by Census type of charge.

Federal tax money34%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
34%$48.9 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$393 million

Fines and other10%

Interest, rents and other
9.8%$13.9 billion
Fines
0.2%$305 million
Florida page →

Where the money goes

Social services31%Sent to local governments20%Schools and colleges16%Roads, transit and parking8.9%Health and hospitals8.6%All other spending15%

What stands out

20%

of Florida's spending goes to local governments.A typical state government spends 24%.

Full Florida breakdown

Spending by category100%

Social services
31%$40.6 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$40.0 billion
  • Unemployment and social insurance offices$376 million
  • Welfare institutions$144 million
  • Veterans' services$32.2 million
Sent to local governments
20%$26.3 billion
What's in sent to local governmentsSent to school districts; sent to school districts (colleges) and 14 more
  • Sent to school districts$19.5 billion
  • Sent to school districts (colleges)$1.72 billion
  • Sent to local governments: general support$1.71 billion
  • Sent to local governments: housing and community development$1.01 billion
  • Sent to local governments: other and not broken out$911 million
  • Sent to local governments: roads and highways$634 million
  • Sent to local governments: natural resources, farming and conservation$378 million
  • Sent to local governments: other education$352 million
  • Sent to local governments: sewer systems$26.9 million
  • Sent to local governments: courts and legal services$24.0 million
  • Sent to local governments: inspections and regulation$19.3 million
  • Sent to local governments: other government administration$9.0 million
  • Sent to local governments: public health$9.0 million
  • Sent to local governments: libraries$5.5 million
  • Sent to local governments: police$2.0 million
  • Sent to local governments: prisons and jails$33 thousand
Schools and colleges
16%$20.8 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$11.6 billion
  • Scholarships and other education subsidies$4.88 billion
  • Other education$3.08 billion
  • College housing, dining and bookstores$1.22 billion
Roads, transit and parking
8.9%$11.7 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 1 more
  • Roads and highways$8.97 billion
  • Toll roads and bridges$2.33 billion
  • Public transit$358 million
Health and hospitals
8.6%$11.2 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$8.35 billion
  • Hospitals$2.89 billion
Running the government and other costs
6.6%$8.59 billion
What's in running the government and other costsOther and not broken out; other government-run businesses and 4 more
  • Other and not broken out$4.30 billion
  • Other government-run businesses$1.57 billion
  • Finance, tax collection and budgeting$1.47 billion
  • Other government administration$777 million
  • Central staff services (personnel, purchasing, technology)$382 million
  • Government buildings$97.3 million
Police, fire, courts and jails
6.0%$7.83 billion
What's in police, fire, courts and jailsPrisons and jails; courts and legal services and 3 more
  • Prisons and jails$3.50 billion
  • Courts and legal services$2.39 billion
  • Police$954 million
  • Probation, parole and other corrections$572 million
  • Inspections and regulation$413 million
Environment and natural resources
2.0%$2.55 billion
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$2.55 billion
Interest on debt
0.4%$575 million
Parks, recreation and libraries
0.2%$298 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$287 million
  • Libraries$11.6 million
Water, sewer, trash and utilities
0.1%$187 million
What's in water, sewer, trash and utilitiesGarbage and solid waste
  • Garbage and solid waste$187 million
Housing and community development
<0.1%$124 million
Florida page →

Your county

Bay County

$437 million budget in the latest fiscal year on record, which ended October 31, 2023.

Where the money comes from

County taxes47%Fees for services (water, garbage collection)18%Fines and other13%Federal tax money11%State tax money8.8%Local tax money1.4%
Full Bay County breakdown

What stands out

16%

of Bay County's money comes from sales tax.A typical U.S. county of 50,000 to 250,000 people gets 4.2%.

County taxes47%

Property tax
21%$110 million
Sales tax
16%$84.7 million
Other taxes
9.4%$48.5 million
What's in other taxesOther selective sales taxes; motor fuel taxes and 2 more
  • Other selective sales taxes$39.8 million
  • Motor fuel taxes$5.3 million
  • Other licenses$2.7 million
  • Public utility taxes$830 thousand

Amounts are by Census tax category.

Fees for services18%

Fees for services
18%$95.3 million
What's in fees for servicesOther service charges; water and 5 more
  • Other service charges$49.4 million
  • Water$25.4 million
  • Garbage collection$9.2 million
  • Sewer$9.0 million
  • Road charges$963 thousand
  • Parks and recreation$886 thousand
  • Transit fares$442 thousand

Amounts are by Census type of charge.

Federal tax money11%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
11%$57.5 million

State tax money8.8%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
8.8%$45.7 million

Local tax money1.4%

Money passed on by the county or other local governments.

From other local governments
1.4%$7.2 million

Fines and other13%

Interest, rents and other
13%$65.7 million
Fines
0.6%$3.0 million
Bay County page →

Where the money goes

Running the government and other costs33%Police, fire, courts and jails24%Roads, transit and parking16%Water, sewer, trash and utilities14%Housing and community development3.5%All other spending9.0%

What stands out

14%

of Bay County's spending goes to water, sewer, trash and other utilities.A typical U.S. county of 50,000 to 250,000 people spends 1.6%.

Full Bay County breakdown

Spending by category100%

Running the government and other costs
33%$144 million
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 2 more
  • Other and not broken out$99.5 million
  • Finance, tax collection and budgeting$29.7 million
  • Government buildings$10.9 million
  • Central staff services (personnel, purchasing, technology)$3.5 million
Police, fire, courts and jails
24%$106 million
What's in police, fire, courts and jailsPolice; prisons and jails and 3 more
  • Police$52.4 million
  • Prisons and jails$23.1 million
  • Fire protection$14.3 million
  • Courts and legal services$9.5 million
  • Inspections and regulation$6.2 million
Roads, transit and parking
16%$71.6 million
What's in roads, transit and parkingRoads and highways and public transit
  • Roads and highways$65.5 million
  • Public transit$6.1 million
Water, sewer, trash and utilities
14%$61.9 million
What's in water, sewer, trash and utilitiesWater supply; garbage and solid waste and 1 more
  • Water supply$23.8 million
  • Garbage and solid waste$19.9 million
  • Sewer systems$18.1 million
Housing and community development
3.5%$15.4 million
Health and hospitals
3.0%$13.0 million
What's in health and hospitalsPublic health
  • Public health$13.0 million
Parks, recreation and libraries
2.1%$9.3 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$5.5 million
  • Libraries$3.8 million
Environment and natural resources
1.5%$6.8 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$6.8 million
Interest on debt
1.5%$6.8 million
What's in interest on debtInterest on general debt and interest on water supply debt
  • Interest on general debt$4.7 million
  • Interest on water supply debt$2.0 million
Sent to other local governments
0.7%$2.9 million
What's in sent to other local governmentsSent to the state government
  • Sent to the state government$2.9 million
Social services
<0.1%$396 thousand
What's in social servicesOther public welfare
  • Other public welfare$396 thousand
Bay County page →

Your city

City of Panama City

$154 million budget in the latest fiscal year on record, which ended September 30, 2023.

About 11% of this ZIP is in Panama City.

Where the money comes from

Fees for services (water, ports and waterways)33%City taxes29%Federal tax money23%Fines and other11%State tax money3.6%County and local tax money1.3%

What stands out

23%

of Panama City's money comes from federal tax money.A typical U.S. city of 10,000 to 50,000 people gets 1.2%.

Full Panama City breakdown

City taxes29%

Other taxes
19%$33.5 million
What's in other taxesOccupation and business licenses; public utility taxes and 3 more
  • Occupation and business licenses$17.8 million
  • Public utility taxes$7.0 million
  • Other licenses$6.4 million
  • Motor fuel taxes$1.4 million
  • Insurance premium taxes$875 thousand

Amounts are by Census tax category.

Property tax
7.3%$12.9 million
Sales tax
2.7%$4.7 million

Fees for services33%

Fees for services
33%$57.2 million
What's in fees for servicesWater; ports and waterways and 5 more
  • Water$25.5 million
  • Ports and waterways$18.7 million
  • Garbage collection$9.7 million
  • Parks and recreation$2.1 million
  • Other service charges$852 thousand
  • Road charges$242 thousand
  • Parks, land and natural resources$7 thousand

Amounts are by Census type of charge.

Federal tax money23%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
23%$40.0 million

State tax money3.6%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
3.6%$6.4 million

County and local tax money1.3%

Money passed on by the county or other local governments.

From the county and other local governments
1.3%$2.4 million

Fines and other11%

Interest, rents and other
10%$18.0 million
Fines
0.3%$469 thousand
Panama City page →

Where the money goes

Roads, transit and parking23%Water, sewer, trash and utilities22%Police, fire, courts and jails22%Running the government and other costs19%Parks, recreation and libraries8.3%All other spending5.2%

What stands out

23%

of Panama City's spending goes to roads, transit and parking.A typical U.S. city of 10,000 to 50,000 people spends 10%.

Full Panama City breakdown

Spending by category100%

Roads, transit and parking
23%$35.3 million
What's in roads, transit and parkingToll roads and bridges and roads and highways
  • Toll roads and bridges$22.6 million
  • Roads and highways$12.7 million
Water, sewer, trash and utilities
22%$34.6 million
What's in water, sewer, trash and utilitiesWater supply; garbage and solid waste and 1 more
  • Water supply$26.1 million
  • Garbage and solid waste$8.4 million
  • Gas supply$82 thousand
Police, fire, courts and jails
22%$33.8 million
What's in police, fire, courts and jailsPolice; fire protection and 1 more
  • Police$18.9 million
  • Fire protection$13.4 million
  • Courts and legal services$1.5 million
Running the government and other costs
19%$29.4 million
What's in running the government and other costsFinance, tax collection and budgeting; central staff services (personnel, purchasing, technology) and 1 more
  • Finance, tax collection and budgeting$14.1 million
  • Central staff services (personnel, purchasing, technology)$9.2 million
  • Other and not broken out$6.1 million
Parks, recreation and libraries
8.3%$12.8 million
What's in parks, recreation and librariesParks and recreation
  • Parks and recreation$12.8 million
Environment and natural resources
1.7%$2.6 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$2.6 million
Housing and community development
1.7%$2.6 million
Interest on debt
1.5%$2.4 million
What's in interest on debtInterest on general debt and interest on water supply debt
  • Interest on general debt$1.7 million
  • Interest on water supply debt$654 thousand
Health and hospitals
0.3%$455 thousand
What's in health and hospitalsPublic health
  • Public health$455 thousand
Panama City page →

Your schools

Bay County School District

$431 million budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State tax money47%School district taxes47%Fines and other4.8%Fees for services (school lunches, school tuition and transportation)1.3%Federal tax money0.5%
Full Bay County School District breakdown

What stands out

7.9%

of Bay County School District's money comes from sales tax.Most school districts with 25,000+ students get none.

School district taxes47%

Property tax
39%$163 million
Sales tax
7.9%$33.3 million
Other taxes
<0.1%$135 thousand
What's in other taxesOther taxes not classified elsewhere
  • Other taxes not classified elsewhere$135 thousand

Amounts are by Census tax category.

Fees for services1.3%

Fees for services
1.3%$5.3 million
What's in fees for servicesOther school charges; school lunches and 1 more
  • Other school charges$3.1 million
  • School lunches$1.2 million
  • School tuition and transportation$984 thousand

Amounts are by Census type of charge.

Federal tax money0.5%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.5%$2.2 million

State tax money47%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
47%$198 million

Fines and other4.8%

Interest, rents and other
4.8%$20.2 million
Bay County School District page →

Where the money goes

Schools and colleges99%Interest on debt1.4%
Full Bay County School District breakdown

Spending by category100%

Schools and colleges
99%$425 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$425 million
Interest on debt
1.4%$6.0 million
Bay County School District page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Florida. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Bay County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended October 31, 2023.

Bay County School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

City of Panama City. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.