ZIP 37312 · Cleveland, TN

Three governments run on your community's money

This page shows every government that serves ZIP 37312: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Tennessee governments, the Tennessee Comptroller of the Treasury, as named under Sources and more.

Where do my taxes go in 37312?
37312 is served by the State of Tennessee, Bradley County and the City of Cleveland. In each one's latest recorded fiscal year, State of Tennessee spent $49.5 billion (fiscal year ended June 30, 2024), Bradley County spent $219 million (fiscal year ended June 30, 2025) and City of Cleveland spent $368 million (fiscal year ended July 31, 2023). Each government's money is separate.

Which governments collect property tax in 37312?
Of the governments serving 37312, Bradley County collected $46.1 million (fiscal year ended June 30, 2025) and City of Cleveland collected $35.6 million (fiscal year ended July 31, 2023) in property tax. These are each government's total collections, not a bill for 37312.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Bradley County and Cleveland

Why not this year? Tennessee governments with newer filings show county figures from the Tennessee Comptroller of the Treasury (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 37312

Bradley County$46.1 million

21% of its $224 million in revenue · fiscal year ended June 30, 2025

City of Cleveland$35.6 million

7.6% of its $471 million in revenue · fiscal year ended July 31, 2023 · estimated by the U.S. Census Bureau

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Public schools here are run by Bradley County and City of Cleveland, so school money is part of its budget.

Bradley County

$219 million budget in fiscal year 2025 (ended June 30, 2025), from the Tennessee Comptroller of the Treasury.

Where the money comes from

State tax money41%County taxes36%Federal tax money8.9%Fines and other6.6%Fees for services6.2%Local tax money0.8%
Full Bradley County breakdown

County taxes36%

Property tax
21%$46.1 million
Sales tax
13%$30.0 million
Other taxes
1.6%$3.6 million
Tourism taxes
0.9%$2.0 million

Fees for services6.2%

Fees for services
6.2%$13.8 million

Federal tax money8.9%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
8.9%$20.0 million

State tax money41%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
41%$92.1 million

Local tax money0.8%

Money passed on by the county or other local governments.

From other local governments
0.8%$1.8 million

Fines and other6.6%

Interest, rents and other
6.4%$14.4 million
Fines
0.2%$399 thousand
Bradley County page →

Where the money goes

Schools and colleges62%Police, fire, courts and jails17%Running the government and other costs5.7%Health and hospitals5.3%Debt payments (principal and interest)4.4%All other spending5.7%
Full Bradley County breakdown

Spending by category100%

Schools and colleges
62%$136 million
Police, fire, courts and jails
17%$36.9 million
Running the government and other costs
5.7%$12.6 million
Health and hospitals
5.3%$11.6 million
Debt payments (principal and interest)
4.4%$9.6 million
Roads, transit and parking
3.8%$8.2 million
Parks, recreation and libraries
1.0%$2.2 million
Housing and community development
0.4%$903 thousand
Environment and natural resources
0.2%$400 thousand
Water, sewer, trash and utilities
0.2%$354 thousand
Social services
0.1%$265 thousand
Sent to other local governments
<0.1%$131 thousand
Bradley County page →

Your city

City of Cleveland

$368 million budget in the latest fiscal year on record, which ended July 31, 2023. Estimated by the U.S. Census Bureau

About 23% of this ZIP is in Cleveland.

Where the money comes from

Fees for services (electric power, water)66%City taxes13%State tax money12%County and local tax money4.8%Fines and other3.6%Federal tax money0.4%

What stands out

66%

of Cleveland's money comes from fees for services such as water, sewer and parking.A typical U.S. city of 10,000 to 50,000 people gets 30%.

Full Cleveland breakdown

City taxes13%

Property tax
7.6%$35.6 million
Sales tax
5.2%$24.4 million
Other taxes
0.6%$2.7 million
What's in other taxesOther licenses and occupation and business licenses
  • Other licenses$1.6 million
  • Occupation and business licenses$1.2 million

Amounts are by Census tax category.

Fees for services66%

Fees for services
66%$309 million
What's in fees for servicesElectric power; water and 8 more
  • Electric power$226 million
  • Water$40.1 million
  • Sewer$35.8 million
  • Garbage collection$3.6 million
  • Other school charges$2.4 million
  • Other service charges$969 thousand
  • Airport$276 thousand
  • School tuition and transportation$124 thousand
  • Parks and recreation$100 thousand
  • School lunches$91 thousand

Amounts are by Census type of charge.

Federal tax money0.4%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.4%$1.9 million

State tax money12%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
12%$57.4 million

County and local tax money4.8%

Money passed on by the county or other local governments.

From the county and other local governments
4.8%$22.7 million

Fines and other3.6%

Interest, rents and other
3.2%$15.1 million
Fines
0.4%$1.8 million
Cleveland page →

Where the money goes

Water, sewer, trash and utilities58%Schools and colleges22%Police, fire, courts and jails8.2%Roads, transit and parking4.1%Interest on debt2.8%All other spending5.2%

What stands out

22%

of Cleveland's spending goes to schools and colleges.Most U.S. cities of 10,000 to 50,000 people spend nothing on this.

Full Cleveland breakdown

Spending by category100%

Water, sewer, trash and utilities
58%$214 million
What's in water, sewer, trash and utilitiesElectric power; water supply and 2 more
  • Electric power$135 million
  • Water supply$37.6 million
  • Sewer systems$36.0 million
  • Garbage and solid waste$5.0 million
Schools and colleges
22%$79.6 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$79.6 million
Police, fire, courts and jails
8.2%$30.0 million
What's in police, fire, courts and jailsFire protection; police and 2 more
  • Fire protection$14.8 million
  • Police$14.8 million
  • Inspections and regulation$381 thousand
  • Courts and legal services$35 thousand
Roads, transit and parking
4.1%$15.0 million
What's in roads, transit and parkingRoads and highways; public transit and 1 more
  • Roads and highways$13.3 million
  • Public transit$1.1 million
  • Airports$576 thousand
Interest on debt
2.8%$10.2 million
What's in interest on debtInterest on general debt; interest on water supply debt and 1 more
  • Interest on general debt$4.4 million
  • Interest on water supply debt$3.1 million
  • Interest on electric power debt$2.6 million
Running the government and other costs
2.2%$8.0 million
What's in running the government and other costsFinance, tax collection and budgeting; central staff services (personnel, purchasing, technology) and 1 more
  • Finance, tax collection and budgeting$3.6 million
  • Central staff services (personnel, purchasing, technology)$2.3 million
  • Other and not broken out$2.1 million
Parks, recreation and libraries
1.8%$6.7 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$4.8 million
  • Libraries$1.9 million
Sent to other local governments
0.7%$2.7 million
What's in sent to other local governmentsSent to local governments: other and not broken out
  • Sent to local governments: other and not broken out$2.7 million
Housing and community development
0.3%$965 thousand
Health and hospitals
0.2%$697 thousand
What's in health and hospitalsPublic health
  • Public health$697 thousand
Cleveland page →

Your state

State of Tennessee

$49.5 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes49%Federal tax money41%Fees for services (college tuition, university housing and dining)5.8%Fines and other4.8%Local tax money0.2%
Full Tennessee breakdown

What stands out

28%

of Tennessee's money comes from sales tax.A typical state government gets 14%.

State taxes49%

Sales tax
28%$14.1 billion
Other taxes
14%$6.94 billion
What's in other taxesCorporation licenses; insurance premium taxes and 17 more
  • Corporation licenses$1.50 billion
  • Insurance premium taxes$1.46 billion
  • Motor fuel taxes$1.27 billion
  • Other selective sales taxes$723 million
  • Occupation and business licenses$541 million
  • Motor vehicle licenses$405 million
  • Real estate and stock transfer taxes$356 million
  • Alcoholic beverage taxes$327 million
  • Tobacco taxes$196 million
  • Hunting and fishing licenses$51.5 million
  • Driver's licenses$46.8 million
  • Other taxes not classified elsewhere$35.6 million
  • Public utility taxes$10.3 million
  • Other licenses$9.6 million
  • Public utility licenses$6.5 million
  • Alcoholic beverage licenses$1.8 million
  • Severance taxes$529 thousand
  • Amusement licenses$432 thousand
  • Estate and gift taxes$7 thousand

Amounts are by Census tax category.

Business income tax
6.2%$3.05 billion
Individual income tax
<0.1%$2.1 million

Fees for services5.8%

Fees for services
5.8%$2.86 billion
What's in fees for servicesCollege tuition; other service charges and 10 more
  • College tuition$1.38 billion
  • Other service charges$719 million
  • University housing and dining$505 million
  • Other education charges$136 million
  • Parks and recreation$67.0 million
  • Parks, land and natural resources$28.8 million
  • Hospital bills$19.2 million
  • Garbage collection$2.1 million
  • Sewer$530 thousand
  • Road charges$118 thousand
  • Tolls on roads and bridges$45 thousand
  • Housing$9 thousand

Amounts are by Census type of charge.

Federal tax money41%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
41%$20.1 billion

Local tax money0.2%

Money passed on by the county or other local governments.

From local governments
0.2%$117 million

Fines and other4.8%

Interest, rents and other
4.7%$2.32 billion
Fines
<0.1%$38.4 million
Tennessee page →

Where the money goes

Social services33%Sent to local governments28%Schools and colleges14%Health and hospitals5.4%Roads, transit and parking5.0%All other spending14%

What stands out

28%

of Tennessee's spending goes to local governments.A typical state government spends 24%.

Full Tennessee breakdown

Spending by category100%

Social services
33%$16.5 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$16.4 billion
  • Unemployment and social insurance offices$89.2 million
  • Veterans' services$12.2 million
Sent to local governments
28%$13.8 billion
What's in sent to local governmentsSent to local governments: elementary and secondary schools; sent to local governments: general support and 21 more
  • Sent to local governments: elementary and secondary schools$8.60 billion
  • Sent to local governments: general support$2.46 billion
  • Sent to local governments: other public welfare$904 million
  • Sent to local governments: other and not broken out$331 million
  • Sent to local governments: roads and highways$327 million
  • Sent to local governments: prisons and jails$270 million
  • Sent to school districts$266 million
  • Sent to local governments: natural resources, farming and conservation$145 million
  • Sent to local governments: public health$131 million
  • Sent to local governments: police$94.8 million
  • Sent to local governments: courts and legal services$80.5 million
  • Sent to local governments: housing and community development$51.2 million
  • Sent to local governments: hospitals$44.7 million
  • Sent to local governments: inspections and regulation$31.7 million
  • Sent to local governments: airports$23.5 million
  • Sent to local governments: parks and recreation$17.3 million
  • Sent to local governments: finance, tax collection and budgeting$5.9 million
  • Sent to local governments: other education$3.0 million
  • Sent to local governments: libraries$2.2 million
  • Sent to local governments: garbage and solid waste$956 thousand
  • Sent to local governments: probation, parole and other corrections$856 thousand
  • Sent to local governments: central staff services (personnel, purchasing, technology)$225 thousand
  • Sent to local governments: other government administration$20 thousand
Schools and colleges
14%$7.17 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 3 more
  • Colleges and universities$4.88 billion
  • Scholarships and other education subsidies$1.15 billion
  • Other education$547 million
  • College housing, dining and bookstores$499 million
  • Elementary and secondary schools$90.3 million
Health and hospitals
5.4%$2.69 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$2.02 billion
  • Hospitals$675 million
Roads, transit and parking
5.0%$2.47 billion
What's in roads, transit and parkingRoads and highways and airports
  • Roads and highways$2.41 billion
  • Airports$60.6 million
Running the government and other costs
5.0%$2.46 billion
What's in running the government and other costsFinance, tax collection and budgeting; other and not broken out and 3 more
  • Finance, tax collection and budgeting$1.06 billion
  • Other and not broken out$918 million
  • Government buildings$323 million
  • Central staff services (personnel, purchasing, technology)$128 million
  • Other government administration$28.8 million
Police, fire, courts and jails
4.6%$2.26 billion
What's in police, fire, courts and jailsPrisons and jails; courts and legal services and 3 more
  • Prisons and jails$866 million
  • Courts and legal services$550 million
  • Police$496 million
  • Probation, parole and other corrections$177 million
  • Inspections and regulation$174 million
Environment and natural resources
1.5%$738 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$738 million
Interest on debt
1.4%$698 million
Housing and community development
0.9%$471 million
Parks, recreation and libraries
0.4%$220 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$207 million
  • Libraries$13.0 million
Water, sewer, trash and utilities
<0.1%$47.8 million
What's in water, sewer, trash and utilitiesGarbage and solid waste; sewer systems and 1 more
  • Garbage and solid waste$45.2 million
  • Sewer systems$1.4 million
  • Water supply$1.1 million
Tennessee page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Tennessee. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Bradley County. Tennessee Comptroller of the Treasury, Division of Local Government Audit, TAG export of audited county financial reports, fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

City of Cleveland. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended July 31, 2023. Most of this government's figures were estimated by the U.S. Census Bureau from a sample; the government did not report them itself.

How these figures are counted. Tennessee county figures are the audited annual financial reports filed with the Tennessee Comptroller of the Treasury, for the fiscal year ended June 30, 2025, and include the county's school department. They cover the governmental and enterprise funds and leave out internal service funds and funds held for others, such as sales tax collected for cities. Borrowing, transfers between a county's own funds and depreciation are not counted. Cities and school districts in this ZIP that are not counties stay on the Census figures. Debt payments include principal as well as interest.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.