ZIP 38004 · Atoka, TN

Four governments run on your community's money

This page shows every government that serves ZIP 38004: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Tennessee governments, each government's own audited annual financial report, as named under Sources and more.

Where do my taxes go in 38004?
38004 is served by the State of Tennessee, Tipton County, the Town of Atoka and Shelby County. In each one's latest recorded fiscal year, State of Tennessee spent $49.5 billion (fiscal year ended June 30, 2024), Tipton County spent $296 million (fiscal year ended June 30, 2024), Town of Atoka spent $4.2 million (fiscal year ended June 30, 2024) and Shelby County spent $1.46 billion (fiscal year ended June 30, 2025). Each government's money is separate.

Which governments collect property tax in 38004?
Of the governments serving 38004, Shelby County collected $829 million (fiscal year ended June 30, 2025), Tipton County collected $27.9 million (fiscal year ended June 30, 2024) and Town of Atoka collected $2.5 million (fiscal year ended June 30, 2024) in property tax. These are each government's total collections, not a bill for 38004.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Tipton County, Shelby County and Atoka

Why not this year? Tennessee governments with newer filings show figures from each government's own audited annual financial report (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 38004

Shelby County$829 million

62% of its $1.35 billion in revenue · fiscal year ended June 30, 2025

Tipton County$27.9 million

15% of its $191 million in revenue · fiscal year ended June 30, 2024

Town of Atoka$2.5 million

23% of its $11.0 million in revenue · fiscal year ended June 30, 2024

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your counties

Public schools here are run by Tipton County, so school money is part of its budget.

Tipton County

$296 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 79% of this ZIP is in Tipton County.

Where the money comes from

State tax money51%County taxes22%Federal tax money14%Fines and other6.4%Fees for services (garbage collection, school lunches)4.3%Local tax money1.4%

What stands out

51%

of Tipton County's money comes from state tax money.A typical U.S. county of 50,000 to 250,000 people gets 22%.

Full Tipton County breakdown

County taxes22%

Property tax
15%$27.9 million
Sales tax
7.0%$13.3 million
Other taxes
0.8%$1.5 million
What's in other taxesOther selective sales taxes; alcoholic beverage taxes and 3 more
  • Other selective sales taxes$1.1 million
  • Alcoholic beverage taxes$215 thousand
  • Other licenses$159 thousand
  • Public utility taxes$59 thousand
  • Alcoholic beverage licenses$2 thousand

Amounts are by Census tax category.

Fees for services4.3%

Fees for services
4.3%$8.3 million
What's in fees for servicesOther school charges; other service charges and 4 more
  • Other school charges$5.2 million
  • Other service charges$1.9 million
  • Garbage collection$604 thousand
  • School lunches$525 thousand
  • School tuition and transportation$75 thousand
  • Parks and recreation$10 thousand

Amounts are by Census type of charge.

Federal tax money14%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
14%$26.9 million

State tax money51%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
51%$98.2 million

Local tax money1.4%

Money passed on by the county or other local governments.

From other local governments
1.4%$2.7 million

Fines and other6.4%

Interest, rents and other
6.1%$11.6 million
Fines
0.3%$507 thousand
Tipton County page →

Where the money goes

Running the government and other costs46%Schools and colleges43%Police, fire, courts and jails5.8%Roads, transit and parking3.6%Water, sewer, trash and utilities0.7%All other spending1.1%

What stands out

43%

of Tipton County's spending goes to schools and colleges.Most U.S. counties of 50,000 to 250,000 people spend nothing on this.

Full Tipton County breakdown

Spending by category100%

Running the government and other costs
46%$135 million
What's in running the government and other costsOther and not broken out; central staff services (personnel, purchasing, technology) and 2 more
  • Other and not broken out$129 million
  • Central staff services (personnel, purchasing, technology)$3.7 million
  • Finance, tax collection and budgeting$1.5 million
  • Government buildings$666 thousand
Schools and colleges
43%$128 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$128 million
Police, fire, courts and jails
5.8%$17.0 million
What's in police, fire, courts and jailsPolice; prisons and jails and 4 more
  • Police$9.1 million
  • Prisons and jails$3.7 million
  • Courts and legal services$2.2 million
  • Fire protection$1.5 million
  • Inspections and regulation$384 thousand
  • Probation, parole and other corrections$194 thousand
Roads, transit and parking
3.6%$10.6 million
What's in roads, transit and parkingRoads and highways
  • Roads and highways$10.6 million
Water, sewer, trash and utilities
0.7%$2.2 million
What's in water, sewer, trash and utilitiesGarbage and solid waste and sewer systems
  • Garbage and solid waste$1.6 million
  • Sewer systems$603 thousand
Health and hospitals
0.6%$1.9 million
What's in health and hospitalsPublic health
  • Public health$1.9 million
Parks, recreation and libraries
0.2%$530 thousand
What's in parks, recreation and librariesLibraries and parks and recreation
  • Libraries$352 thousand
  • Parks and recreation$178 thousand
Housing and community development
0.2%$455 thousand
Environment and natural resources
<0.1%$293 thousand
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$293 thousand
Social services
<0.1%$80 thousand
What's in social servicesOther public welfare
  • Other public welfare$80 thousand
Sent to other local governments
<0.1%$53 thousand
What's in sent to other local governmentsSent to local governments: other and not broken out
  • Sent to local governments: other and not broken out$53 thousand
Tipton County page →

Shelby County

$1.46 billion budget in fiscal year 2025 (ended June 30, 2025), from the county's own audited annual financial report.

About 21% of this ZIP is in Shelby County.

Where the money comes from

County taxes73%State tax money9.9%Fees for services9.0%Grants from federal, state and local governments6.7%Fines and other1.8%
Full Shelby County breakdown

County taxes73%

Property tax
62%$829 million
Other taxes
11%$148 million

Fees for services9.0%

Fees for services
9.0%$121 million

State tax money9.9%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
9.9%$133 million

Grants from federal, state and local governments6.7%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
6.7%$90.4 million

Fines and other1.8%

Interest, rents and other
1.8%$24.7 million
Shelby County page →

Where the money goes

Sent to other local governments30%Police, fire, courts and jails28%Running the government and other costs16%Debt payments (principal and interest)9.7%Health and hospitals6.2%All other spending11%
Full Shelby County breakdown

Spending by category100%

Sent to other local governments
30%$438 million
Police, fire, courts and jails
28%$406 million
Running the government and other costs
16%$232 million
Debt payments (principal and interest)
9.7%$141 million
Health and hospitals
6.2%$90.9 million
Social services
4.1%$60.5 million
Roads, transit and parking
3.9%$56.8 million
Housing and community development
2.5%$37.0 million
Shelby County page →

Your town

Town of Atoka

$4.2 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 43% of this ZIP is in Atoka.

Where the money comes from

Town taxes57%Fees for services (sewer, water)35%Fines and other4.3%State tax money3.5%County and local tax money0.4%
Full Atoka breakdown

What stands out

30%

of Atoka's money comes from sales tax.Most U.S. cities of 10,000 to 50,000 people get none.

Town taxes57%

Sales tax
30%$3.3 million
Property tax
23%$2.5 million
Other taxes
4.2%$462 thousand
What's in other taxesAlcoholic beverage taxes; public utility taxes and 2 more
  • Alcoholic beverage taxes$294 thousand
  • Public utility taxes$117 thousand
  • Other selective sales taxes$48 thousand
  • Alcoholic beverage licenses$3 thousand

Amounts are by Census tax category.

Fees for services35%

Fees for services
35%$3.9 million
What's in fees for servicesSewer; water and 2 more
  • Sewer$1.7 million
  • Water$1.2 million
  • Garbage collection$685 thousand
  • Parks and recreation$212 thousand

Amounts are by Census type of charge.

State tax money3.5%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
3.5%$379 thousand

County and local tax money0.4%

Money passed on by the county or other local governments.

From the county and other local governments
0.4%$49 thousand

Fines and other4.3%

Interest, rents and other
3.3%$362 thousand
Fines
1.0%$108 thousand
Atoka page →

Where the money goes

Police, fire, courts and jails58%Running the government and other costs15%Water, sewer, trash and utilities14%Roads, transit and parking13%

What stands out

58%

of Atoka's spending goes to police, fire, courts and jails.A typical U.S. city of 10,000 to 50,000 people spends 24%.

Full Atoka breakdown

Spending by category100%

Police, fire, courts and jails
58%$2.4 million
What's in police, fire, courts and jailsPolice
  • Police$2.4 million
Running the government and other costs
15%$626 thousand
What's in running the government and other costsCentral staff services (personnel, purchasing, technology)
  • Central staff services (personnel, purchasing, technology)$626 thousand
Water, sewer, trash and utilities
14%$602 thousand
What's in water, sewer, trash and utilitiesGarbage and solid waste
  • Garbage and solid waste$602 thousand
Roads, transit and parking
13%$532 thousand
What's in roads, transit and parkingRoads and highways
  • Roads and highways$532 thousand
Atoka page →

Your state

State of Tennessee

$49.5 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes49%Federal tax money41%Fees for services (college tuition, university housing and dining)5.8%Fines and other4.8%Local tax money0.2%
Full Tennessee breakdown

What stands out

28%

of Tennessee's money comes from sales tax.A typical state government gets 14%.

State taxes49%

Sales tax
28%$14.1 billion
Other taxes
14%$6.94 billion
What's in other taxesCorporation licenses; insurance premium taxes and 17 more
  • Corporation licenses$1.50 billion
  • Insurance premium taxes$1.46 billion
  • Motor fuel taxes$1.27 billion
  • Other selective sales taxes$723 million
  • Occupation and business licenses$541 million
  • Motor vehicle licenses$405 million
  • Real estate and stock transfer taxes$356 million
  • Alcoholic beverage taxes$327 million
  • Tobacco taxes$196 million
  • Hunting and fishing licenses$51.5 million
  • Driver's licenses$46.8 million
  • Other taxes not classified elsewhere$35.6 million
  • Public utility taxes$10.3 million
  • Other licenses$9.6 million
  • Public utility licenses$6.5 million
  • Alcoholic beverage licenses$1.8 million
  • Severance taxes$529 thousand
  • Amusement licenses$432 thousand
  • Estate and gift taxes$7 thousand

Amounts are by Census tax category.

Business income tax
6.2%$3.05 billion
Individual income tax
<0.1%$2.1 million

Fees for services5.8%

Fees for services
5.8%$2.86 billion
What's in fees for servicesCollege tuition; other service charges and 10 more
  • College tuition$1.38 billion
  • Other service charges$719 million
  • University housing and dining$505 million
  • Other education charges$136 million
  • Parks and recreation$67.0 million
  • Parks, land and natural resources$28.8 million
  • Hospital bills$19.2 million
  • Garbage collection$2.1 million
  • Sewer$530 thousand
  • Road charges$118 thousand
  • Tolls on roads and bridges$45 thousand
  • Housing$9 thousand

Amounts are by Census type of charge.

Federal tax money41%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
41%$20.1 billion

Local tax money0.2%

Money passed on by the county or other local governments.

From local governments
0.2%$117 million

Fines and other4.8%

Interest, rents and other
4.7%$2.32 billion
Fines
<0.1%$38.4 million
Tennessee page →

Where the money goes

Social services33%Sent to local governments28%Schools and colleges14%Health and hospitals5.4%Roads, transit and parking5.0%All other spending14%

What stands out

28%

of Tennessee's spending goes to local governments.A typical state government spends 24%.

Full Tennessee breakdown

Spending by category100%

Social services
33%$16.5 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$16.4 billion
  • Unemployment and social insurance offices$89.2 million
  • Veterans' services$12.2 million
Sent to local governments
28%$13.8 billion
What's in sent to local governmentsSent to local governments: elementary and secondary schools; sent to local governments: general support and 21 more
  • Sent to local governments: elementary and secondary schools$8.60 billion
  • Sent to local governments: general support$2.46 billion
  • Sent to local governments: other public welfare$904 million
  • Sent to local governments: other and not broken out$331 million
  • Sent to local governments: roads and highways$327 million
  • Sent to local governments: prisons and jails$270 million
  • Sent to school districts$266 million
  • Sent to local governments: natural resources, farming and conservation$145 million
  • Sent to local governments: public health$131 million
  • Sent to local governments: police$94.8 million
  • Sent to local governments: courts and legal services$80.5 million
  • Sent to local governments: housing and community development$51.2 million
  • Sent to local governments: hospitals$44.7 million
  • Sent to local governments: inspections and regulation$31.7 million
  • Sent to local governments: airports$23.5 million
  • Sent to local governments: parks and recreation$17.3 million
  • Sent to local governments: finance, tax collection and budgeting$5.9 million
  • Sent to local governments: other education$3.0 million
  • Sent to local governments: libraries$2.2 million
  • Sent to local governments: garbage and solid waste$956 thousand
  • Sent to local governments: probation, parole and other corrections$856 thousand
  • Sent to local governments: central staff services (personnel, purchasing, technology)$225 thousand
  • Sent to local governments: other government administration$20 thousand
Schools and colleges
14%$7.17 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 3 more
  • Colleges and universities$4.88 billion
  • Scholarships and other education subsidies$1.15 billion
  • Other education$547 million
  • College housing, dining and bookstores$499 million
  • Elementary and secondary schools$90.3 million
Health and hospitals
5.4%$2.69 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$2.02 billion
  • Hospitals$675 million
Roads, transit and parking
5.0%$2.47 billion
What's in roads, transit and parkingRoads and highways and airports
  • Roads and highways$2.41 billion
  • Airports$60.6 million
Running the government and other costs
5.0%$2.46 billion
What's in running the government and other costsFinance, tax collection and budgeting; other and not broken out and 3 more
  • Finance, tax collection and budgeting$1.06 billion
  • Other and not broken out$918 million
  • Government buildings$323 million
  • Central staff services (personnel, purchasing, technology)$128 million
  • Other government administration$28.8 million
Police, fire, courts and jails
4.6%$2.26 billion
What's in police, fire, courts and jailsPrisons and jails; courts and legal services and 3 more
  • Prisons and jails$866 million
  • Courts and legal services$550 million
  • Police$496 million
  • Probation, parole and other corrections$177 million
  • Inspections and regulation$174 million
Environment and natural resources
1.5%$738 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$738 million
Interest on debt
1.4%$698 million
Housing and community development
0.9%$471 million
Parks, recreation and libraries
0.4%$220 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$207 million
  • Libraries$13.0 million
Water, sewer, trash and utilities
<0.1%$47.8 million
What's in water, sewer, trash and utilitiesGarbage and solid waste; sewer systems and 1 more
  • Garbage and solid waste$45.2 million
  • Sewer systems$1.4 million
  • Water supply$1.1 million
Tennessee page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Tennessee. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Tipton County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Town of Atoka. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Shelby County. Shelby County, Annual Comprehensive Financial Report, fiscal year ended June 30, 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. Revenue and spending are from a Tennessee government's audited annual financial report for fiscal year 2025, grouped into the same categories as the Census figures. They count the government's governmental funds and its enterprise funds (such as water, sewer, transit or airports), including construction spending and debt payments (principal as well as interest), and leave out internal service funds, pension and other trust funds, transfers between funds, borrowed money, depreciation and separately governed agencies the report lists apart. Grants are split into federal and state money only where the report itself splits them.

Regional One Health (the public hospital), the Agricenter and the 911 district are separate units and are not included. Money the county collects and sends to the Shelby County Schools is shown as sent to other local governments. Fines, fees and permits are printed as one line, so that line is shown under fees for services; the report does not split other local taxes, so they are shown as other taxes. Federal and local grants are printed as one line. The U.S. Census Bureau's figures for Shelby County are about twice as large, most likely because they also count Regional One Health, the public hospital, which the county's report lists as a separate unit.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.