ZIP 45786 · Waterford Township, OH

Six governments run on your community's money

This page shows every government that serves ZIP 45786: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Ohio governments, the Ohio Auditor of State, as named under Sources and more.

Where do my taxes go in 45786?
45786 is served by the State of Ohio, Washington County, Wolf Creek Local School District, Waterford Township, Watertown Township and Palmer Township. In each one's latest recorded fiscal year, State of Ohio spent $103.2 billion (fiscal year ended June 30, 2024), Washington County spent $91.2 million (fiscal year ended December 31, 2025), Wolf Creek Local School District spent $13.3 million (fiscal year ended June 30, 2025), Waterford Township spent $2.1 million (fiscal year ended December 31, 2025), Watertown Township spent $965 thousand (fiscal year ended December 31, 2025) and Palmer Township spent $257 thousand (fiscal year ended December 31, 2024). Each government's money is separate.

Which governments collect property tax in 45786?
Of the governments serving 45786, Washington County collected $15.0 million (fiscal year ended December 31, 2025), Wolf Creek Local School District collected $7.8 million (fiscal year ended June 30, 2025), Waterford Township collected $1.6 million (fiscal year ended December 31, 2025), Watertown Township collected $282 thousand (fiscal year ended December 31, 2025) and Palmer Township collected $68 thousand (fiscal year ended December 31, 2024) in property tax. These are each government's total collections, not a bill for 45786.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Washington County, Waterford Township, Watertown Township and Palmer Township

Figures for Ohio governments come from the Ohio Auditor of State and are for 2024 and 2025, each government's newest year on file. The state government's own figures are the newest year the U.S. Census Bureau has published.

Where property tax goes in 45786

Washington County$15.0 million

18% of its $82.9 million in revenue · fiscal year ended December 31, 2025

Wolf Creek Local School District$7.8 million

57% of its $13.6 million in revenue · fiscal year ended June 30, 2025

Waterford Township$1.6 million

71% of its $2.2 million in revenue · fiscal year ended December 31, 2025

Watertown Township$282 thousand

42% of its $668 thousand in revenue · fiscal year ended December 31, 2025

Palmer Township$68 thousand

19% of its $358 thousand in revenue · fiscal year ended December 31, 2024

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Washington County

$91.2 million budget in fiscal year 2025 (ended December 31, 2025), from the Ohio Auditor of State.

About 96% of this ZIP is in Washington County.

Where the money comes from

Grants from federal, state and local governments41%County taxes41%Fees for services11%Fines and other6.7%
Full Washington County breakdown

County taxes41%

Sales tax
21%$17.6 million
Property tax
18%$15.0 million
Other taxes
1.5%$1.2 million

Fees for services11%

Fees for services
11%$9.4 million

Grants from federal, state and local governments41%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
41%$34.1 million

Fines and other6.7%

Interest, rents and other
5.9%$4.9 million
Fines
0.8%$672 thousand
Washington County page →

Where the money goes

Police, fire, courts and jails24%Social services24%Health and hospitals19%Roads, transit and parking15%Running the government and other costs13%All other spending5.9%
Full Washington County breakdown

Spending by category100%

Police, fire, courts and jails
24%$21.9 million
Social services
24%$21.9 million
Health and hospitals
19%$17.2 million
Roads, transit and parking
15%$13.4 million
Running the government and other costs
13%$11.4 million
Water, sewer, trash and utilities
2.3%$2.1 million
Debt payments (principal and interest)
1.9%$1.7 million
Housing and community development
1.2%$1.1 million
Sent to other local governments
0.5%$485 thousand
Washington County page →

Your towns

Waterford Township

$2.1 million budget in fiscal year 2025 (ended December 31, 2025), from the Ohio Auditor of State.

About 41% of this ZIP is in Waterford Township.

Where the money comes from

Township taxes72%Grants from federal, state and local governments16%Fees for services11%Fines and other1.5%
Full Waterford Township breakdown

Township taxes72%

Property tax
71%$1.6 million
Other taxes
0.4%$9 thousand

Fees for services11%

Fees for services
11%$248 thousand

Grants from federal, state and local governments16%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
16%$348 thousand

Fines and other1.5%

Interest, rents and other
1.5%$34 thousand
Waterford Township page →

Where the money goes

Roads, transit and parking56%Running the government and other costs21%Police, fire, courts and jails19%Health and hospitals3.9%
Full Waterford Township breakdown

Spending by category100%

Roads, transit and parking
56%$1.2 million
Running the government and other costs
21%$443 thousand
Police, fire, courts and jails
19%$399 thousand
Health and hospitals
3.9%$81 thousand
Waterford Township page →

Watertown Township

$965 thousand budget in fiscal year 2025 (ended December 31, 2025), from the Ohio Auditor of State.

About 37% of this ZIP is in Watertown Township.

Where the money comes from

Grants from federal, state and local governments56%Township taxes42%Fines and other1.7%
Full Watertown Township breakdown

Township taxes42%

Property tax
42%$282 thousand

Grants from federal, state and local governments56%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
56%$375 thousand

Fines and other1.7%

Interest, rents and other
1.7%$11 thousand
Watertown Township page →

Where the money goes

Running the government and other costs52%Roads, transit and parking30%Debt payments (principal and interest)8.9%Police, fire, courts and jails7.1%Health and hospitals1.7%Parks, recreation and libraries0.3%
Full Watertown Township breakdown

Spending by category100%

Running the government and other costs
52%$499 thousand
Roads, transit and parking
30%$292 thousand
Debt payments (principal and interest)
8.9%$86 thousand
Police, fire, courts and jails
7.1%$69 thousand
Health and hospitals
1.7%$17 thousand
Parks, recreation and libraries
0.3%$3 thousand
Watertown Township page →

Palmer Township

$257 thousand budget in fiscal year 2024 (ended December 31, 2024), from the Ohio Auditor of State.

About 18% of this ZIP is in Palmer Township.

Where the money comes from

Grants from federal, state and local governments74%Township taxes20%Fines and other5.6%
Full Palmer Township breakdown

Township taxes20%

Property tax
19%$68 thousand
Other taxes
1.1%$4 thousand

Grants from federal, state and local governments74%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
74%$266 thousand

Fines and other5.6%

Interest, rents and other
5.6%$20 thousand
Palmer Township page →

Where the money goes

Roads, transit and parking39%Running the government and other costs37%Social services19%Health and hospitals4.7%Police, fire, courts and jails1.4%
Full Palmer Township breakdown

Spending by category100%

Roads, transit and parking
39%$99 thousand
Running the government and other costs
37%$94 thousand
Social services
19%$48 thousand
Health and hospitals
4.7%$12 thousand
Police, fire, courts and jails
1.4%$4 thousand
Palmer Township page →

Your schools

Wolf Creek Local School District

$13.3 million budget in fiscal year 2025 (ended June 30, 2025), from the Ohio Auditor of State.

About 87% of this ZIP is in Wolf Creek Local School District.

Where the money comes from

School district taxes57%Grants from federal, state and local governments32%Fines and other5.8%Fees for services4.9%
Full Wolf Creek Local School District breakdown

School district taxes57%

Property tax
57%$7.8 million

Fees for services4.9%

Fees for services
4.9%$659 thousand

Grants from federal, state and local governments32%

Grants from the federal government, the state and other local governments, which this government's report lists as one amount.

Grants from federal, state and local governments
32%$4.4 million

Fines and other5.8%

Interest, rents and other
5.8%$786 thousand
Wolf Creek Local School District page →

Where the money goes

Schools and colleges96%Debt payments (principal and interest)4.2%
Full Wolf Creek Local School District breakdown

Spending by category100%

Schools and colleges
96%$12.7 million
Debt payments (principal and interest)
4.2%$558 thousand
Wolf Creek Local School District page →

Your state

State of Ohio

$103.2 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

Federal tax money39%State taxes38%Fees for services (hospital bills, college tuition)14%Fines and other8.9%Local tax money0.8%
Full Ohio breakdown

What stands out

0%

of Ohio's money comes from business income taxes.A typical state government gets 3.8%.

State taxes38%

Sales tax
16%$16.3 billion
Other taxes
11%$11.0 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 16 more
  • Other selective sales taxes$2.84 billion
  • Motor fuel taxes$2.78 billion
  • Public utility taxes$1.21 billion
  • Occupation and business licenses$987 million
  • Insurance premium taxes$794 million
  • Tobacco taxes$752 million
  • Motor vehicle licenses$527 million
  • Amusement taxes$330 million
  • Corporation licenses$237 million
  • Other licenses$141 million
  • Alcoholic beverage taxes$118 million
  • Driver's licenses$85.0 million
  • Severance taxes$60.6 million
  • Alcoholic beverage licenses$46.3 million
  • Hunting and fishing licenses$46.0 million
  • Amusement licenses$24.0 million
  • Public utility licenses$1.5 million
  • Estate and gift taxes$3 thousand

Amounts are by Census tax category.

Individual income tax
10%$10.0 billion
Business income tax
<0.1%$213 thousand

Fees for services14%

Fees for services
14%$14.1 billion
What's in fees for servicesHospital bills; college tuition and 8 more
  • Hospital bills$5.38 billion
  • College tuition$5.05 billion
  • Liquor stores$1.76 billion
  • University housing and dining$1.16 billion
  • Tolls on roads and bridges$388 million
  • Other service charges$189 million
  • Housing$69.2 million
  • Parks and recreation$48.0 million
  • Parks, land and natural resources$31.3 million
  • Other education charges$570 thousand

Amounts are by Census type of charge.

Federal tax money39%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
39%$38.4 billion

Local tax money0.8%

Money passed on by the county or other local governments.

From local governments
0.8%$811 million

Fines and other8.9%

Interest, rents and other
8.8%$8.79 billion
Fines
0.1%$111 million
Ohio page →

Where the money goes

Social services39%Sent to local governments26%Schools and colleges13%Health and hospitals8.5%Roads, transit and parking4.0%All other spending9.9%

What stands out

39%

of Ohio's spending goes to social services.A typical state government spends 31%.

Full Ohio breakdown

Spending by category100%

Social services
39%$40.0 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$39.7 billion
  • Unemployment and social insurance offices$160 million
  • Welfare institutions$53.7 million
  • Veterans' services$21.0 million
Sent to local governments
26%$26.8 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other public welfare and 17 more
  • Sent to school districts$16.6 billion
  • Sent to local governments: other public welfare$2.21 billion
  • Sent to local governments: other and not broken out$1.98 billion
  • Sent to local governments: public health$1.43 billion
  • Sent to local governments: general support$1.34 billion
  • Sent to local governments: roads and highways$1.30 billion
  • Sent to local governments: libraries$494 million
  • Sent to local governments: courts and legal services$298 million
  • Sent to school districts (colleges)$194 million
  • Sent to local governments: police$187 million
  • Sent to local governments: prisons and jails$181 million
  • Sent to local governments: housing and community development$151 million
  • Sent to local governments: natural resources, farming and conservation$149 million
  • Sent to local governments: sewer systems$131 million
  • Sent to local governments: probation, parole and other corrections$92.6 million
  • Sent to local governments: other government administration$74.9 million
  • Sent to the federal government$30.0 million
  • Sent to local governments: parks and recreation$21.7 million
  • Sent to local governments: airports$7.1 million
Schools and colleges
13%$13.3 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$8.68 billion
  • Scholarships and other education subsidies$2.49 billion
  • College housing, dining and bookstores$1.70 billion
  • Other education$405 million
Health and hospitals
8.5%$8.80 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$7.10 billion
  • Public health$1.69 billion
Roads, transit and parking
4.0%$4.13 billion
What's in roads, transit and parkingRoads and highways and toll roads and bridges
  • Roads and highways$3.75 billion
  • Toll roads and bridges$385 million
Police, fire, courts and jails
3.4%$3.53 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.94 billion
  • Police$598 million
  • Courts and legal services$491 million
  • Inspections and regulation$323 million
  • Probation, parole and other corrections$178 million
Running the government and other costs
2.8%$2.85 billion
What's in running the government and other costsFinance, tax collection and budgeting; other and not broken out and 3 more
  • Finance, tax collection and budgeting$1.48 billion
  • Other and not broken out$595 million
  • Central staff services (personnel, purchasing, technology)$456 million
  • Government buildings$187 million
  • Other government administration$132 million
Water, sewer, trash and utilities
1.4%$1.47 billion
What's in water, sewer, trash and utilitiesLiquor stores; garbage and solid waste and 1 more
  • Liquor stores$1.44 billion
  • Garbage and solid waste$26.5 million
  • Water supply$10 thousand
Interest on debt
1.4%$1.45 billion
Environment and natural resources
0.5%$550 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$550 million
Parks, recreation and libraries
0.2%$181 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$163 million
  • Libraries$18.0 million
Housing and community development
0.2%$171 million
Ohio page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Ohio. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Washington County. Ohio Auditor of State, Summarized Annual Financial Reports (unaudited filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Wolf Creek Local School District. Ohio Auditor of State, Summarized Annual Financial Reports (unaudited filings), fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Waterford Township. Ohio Auditor of State, Summarized Annual Financial Reports (unaudited filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Watertown Township. Ohio Auditor of State, Summarized Annual Financial Reports (unaudited filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Palmer Township. Ohio Auditor of State, Summarized Annual Financial Reports (unaudited filings), fiscal year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

How these figures are counted. Ohio county, city, village and township figures are the calendar-year annual financial reports filed with the Ohio Auditor of State, and school district figures are the 2024-25 school year, ended June 30, 2025, grouped into the same categories as the Census figures. These reports are unaudited. Borrowing, transfers between a government's own funds, internal service funds and money held for others are not counted. The "Debt payments" line includes principal as well as interest, so spending can be higher than the Census figure for the same government. Grants from federal, state and local governments are reported as one amount and are shown together.

Cash basis. Waterford Township, Watertown Township and Palmer Township report on a cash basis, so these are money received and paid out during the year, and a year with a big construction project or loan repayment can show more spending than revenue.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.