ZIP 46320 · North Township, IN

Five governments run on your community's money

This page shows every government that serves ZIP 46320: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Indiana governments, the Indiana Department of Local Government Finance, as named under Sources and more.

Where do my taxes go in 46320?
46320 is served by the State of Indiana, Lake County, North Township, the City of Hammond and Hammond City Schools. In each one's latest recorded fiscal year, State of Indiana spent $57.7 billion (fiscal year ended June 30, 2024), Lake County spent $283 million (fiscal year ended December 31, 2023), North Township spent $6.7 million (fiscal year ended December 31, 2025), City of Hammond spent $243 million (fiscal year ended December 31, 2024) and Hammond City Schools spent $138 million (fiscal year ended December 31, 2025). Each government's money is separate.

Which governments collect property tax in 46320?
Of the governments serving 46320, Lake County collected $82.2 million (fiscal year ended December 31, 2023), City of Hammond collected $67.4 million (fiscal year ended December 31, 2024), Hammond City Schools collected $33.7 million (fiscal year ended December 31, 2025), State of Indiana collected $15.3 million (fiscal year ended June 30, 2024) and North Township collected $6.9 million (fiscal year ended December 31, 2025) in property tax. These are each government's total collections, not a bill for 46320.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Lake County, North Township, Hammond and Hammond City Schools

Why not this year? Indiana governments with newer filings show figures from the Indiana Department of Local Government Finance (for 2024 and 2025, each government's newest year on file). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 46320

Lake County$82.2 million

22% of its $372 million in revenue · fiscal year ended December 31, 2023

City of Hammond$67.4 million

30% of its $226 million in revenue · fiscal year ended December 31, 2024

Hammond City Schools$33.7 million

23% of its $148 million in revenue · fiscal year ended December 31, 2025

State of Indiana$15.3 million

<0.1% of its $57.5 billion in revenue · fiscal year ended June 30, 2024

North Township$6.9 million

73% of its $9.5 million in revenue · fiscal year ended December 31, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Lake County

$283 million budget in the latest fiscal year on record, which ended December 31, 2023.

Where the money comes from

County taxes64%State tax money27%Fines and other6.4%Fees for services (parks and recreation, sewer)1.7%Local tax money0.4%Federal tax money<0.1%
Full Lake County breakdown

What stands out

42%

of Lake County's money comes from a personal income tax.Most U.S. counties of 250,000+ people get none.

County taxes64%

Local income tax
42%$155 million
Property tax
22%$82.2 million
Other taxes
0.4%$1.6 million
What's in other taxesOther licenses; other selective sales taxes and 1 more
  • Other licenses$785 thousand
  • Other selective sales taxes$769 thousand
  • Public utility taxes$32 thousand

Amounts are by Census tax category.

Sales tax
<0.1%$11 thousand

Fees for services1.7%

Fees for services
1.7%$6.2 million
What's in fees for servicesOther service charges; parks and recreation and 1 more
  • Other service charges$4.4 million
  • Parks and recreation$1.4 million
  • Sewer$406 thousand

Amounts are by Census type of charge.

Federal tax money<0.1%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
<0.1%$216 thousand

State tax money27%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
27%$101 million

Local tax money0.4%

Money passed on by the county or other local governments.

From other local governments
0.4%$1.6 million

Fines and other6.4%

Interest, rents and other
5.2%$19.4 million
Fines
1.2%$4.4 million
Lake County page →

Where the money goes

Running the government and other costs49%Police, fire, courts and jails35%Parks, recreation and libraries7.2%Roads, transit and parking6.8%Health and hospitals1.3%All other spending1.6%

What stands out

49%

of Lake County's spending goes to running the government and other costs.A typical U.S. county of 250,000+ people spends 17%.

Full Lake County breakdown

Spending by category100%

Running the government and other costs
49%$138 million
What's in running the government and other costsCentral staff services (personnel, purchasing, technology); other and not broken out and 2 more
  • Central staff services (personnel, purchasing, technology)$67.8 million
  • Other and not broken out$59.4 million
  • Finance, tax collection and budgeting$9.3 million
  • Government buildings$1.1 million
Police, fire, courts and jails
35%$97.7 million
What's in police, fire, courts and jailsCourts and legal services; prisons and jails and 4 more
  • Courts and legal services$38.9 million
  • Prisons and jails$26.2 million
  • Police$25.3 million
  • Probation, parole and other corrections$6.0 million
  • Fire protection$1.1 million
  • Inspections and regulation$216 thousand
Parks, recreation and libraries
7.2%$20.3 million
What's in parks, recreation and librariesParks and recreation
  • Parks and recreation$20.3 million
Roads, transit and parking
6.8%$19.3 million
What's in roads, transit and parkingRoads and highways
  • Roads and highways$19.3 million
Health and hospitals
1.3%$3.6 million
What's in health and hospitalsPublic health
  • Public health$3.6 million
Housing and community development
1.0%$2.9 million
Environment and natural resources
0.3%$849 thousand
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$849 thousand
Water, sewer, trash and utilities
0.2%$692 thousand
What's in water, sewer, trash and utilitiesSewer systems
  • Sewer systems$692 thousand
Interest on debt
<0.1%$89 thousand
Lake County page →

Your cities and towns

North Township

$6.7 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

Where the money comes from

Township taxes76%Fees for services14%Fines and other9.5%State tax money0.2%
Full North Township breakdown

Township taxes76%

Property tax
73%$6.9 million
Other taxes
3.2%$302 thousand

Fees for services14%

Fees for services
14%$1.4 million

State tax money0.2%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
0.2%$16 thousand

Fines and other9.5%

Interest, rents and other
9.5%$909 thousand
North Township page →

Where the money goes

Social services40%Parks, recreation and libraries30%Running the government and other costs22%Roads, transit and parking7.8%
Full North Township breakdown

Spending by category100%

Social services
40%$2.7 million
Parks, recreation and libraries
30%$2.0 million
Running the government and other costs
22%$1.5 million
Roads, transit and parking
7.8%$520 thousand
North Township page →

City of Hammond

$243 million budget in fiscal year 2024 (ended December 31, 2024), from the Indiana Department of Local Government Finance.

About 99% of this ZIP is in Hammond.

Where the money comes from

Fees for services41%City taxes39%Fines and other12%State tax money7.2%Federal tax money0.8%
Full Hammond breakdown

City taxes39%

Property tax
30%$67.4 million
Other taxes
4.9%$11.1 million
Local income tax
3.9%$8.8 million
Tourism taxes
<0.1%$27 thousand

Fees for services41%

Fees for services
41%$93.0 million

Federal tax money0.8%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.8%$1.8 million

State tax money7.2%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
7.2%$16.3 million

Fines and other12%

Interest, rents and other
12%$26.0 million
Fines
0.5%$1.1 million
Hammond page →

Where the money goes

Water, sewer, trash and utilities33%Running the government and other costs30%Police, fire, courts and jails18%Debt payments (principal and interest)8.9%Housing and community development5.8%All other spending3.9%
Full Hammond breakdown

Spending by category100%

Water, sewer, trash and utilities
33%$81.0 million
Running the government and other costs
30%$72.7 million
Police, fire, courts and jails
18%$43.8 million
Debt payments (principal and interest)
8.9%$21.5 million
Housing and community development
5.8%$14.1 million
Parks, recreation and libraries
2.1%$5.0 million
Roads, transit and parking
1.6%$4.0 million
Health and hospitals
0.1%$358 thousand
Pension contributions
<0.1%$11 thousand
Money paid out of the government's own pension fund (for example its IMRF or police and fire pension fund). Pension payments made from other funds are counted with the departments that pay them.
Hammond page →

Your schools

Hammond City Schools

$138 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 99% of this ZIP is in Hammond City Schools.

Where the money comes from

State tax money58%School district taxes24%Federal tax money15%Fines and other1.9%County and local tax money1.0%Fees for services0.2%
Full Hammond City Schools breakdown

School district taxes24%

Property tax
23%$33.7 million
Other taxes
1.1%$1.7 million
Local income tax
0.3%$423 thousand

Fees for services0.2%

Fees for services
0.2%$300 thousand

Federal tax money15%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
15%$21.5 million

State tax money58%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
58%$85.9 million

County and local tax money1.0%

Money passed on by the county or other local governments.

From the county and other local governments
1.0%$1.4 million

Fines and other1.9%

Interest, rents and other
1.9%$2.8 million
Hammond City Schools page →

Where the money goes

Schools and colleges83%Debt payments (principal and interest)17%
Full Hammond City Schools breakdown

Spending by category100%

Schools and colleges
83%$115 million
Debt payments (principal and interest)
17%$23.1 million
Hammond City Schools page →

Your state

State of Indiana

$57.7 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes46%Federal tax money41%Fees for services (college tuition, university housing and dining)7.6%Fines and other5.1%Local tax money0.3%
Full Indiana breakdown

What stands out

19%

of Indiana's money comes from sales tax.A typical state government gets 14%.

State taxes46%

Sales tax
19%$11.0 billion
Local income tax
14%$8.10 billion
Other taxes
11%$6.38 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 14 more
  • Other selective sales taxes$2.13 billion
  • Motor fuel taxes$1.73 billion
  • Motor vehicle licenses$643 million
  • Amusement taxes$621 million
  • Tobacco taxes$340 million
  • Driver's licenses$293 million
  • Insurance premium taxes$273 million
  • Occupation and business licenses$142 million
  • Other licenses$57.4 million
  • Alcoholic beverage taxes$55.7 million
  • Hunting and fishing licenses$26.8 million
  • Public utility taxes$20.5 million
  • Alcoholic beverage licenses$17.4 million
  • Amusement licenses$15.3 million
  • Corporation licenses$12.6 million
  • Severance taxes$1.8 million

Amounts are by Census tax category.

Business income tax
1.7%$965 million
Property tax
<0.1%$15.3 million

Fees for services7.6%

Fees for services
7.6%$4.40 billion
What's in fees for servicesCollege tuition; university housing and dining and 9 more
  • College tuition$3.23 billion
  • University housing and dining$817 million
  • Other service charges$204 million
  • Parks, land and natural resources$66.6 million
  • Parks and recreation$48.0 million
  • Ports and waterways$23.8 million
  • Housing$7.6 million
  • Other education charges$5.7 million
  • Road charges$2.1 million
  • Hospital bills$177 thousand
  • Other school charges$1 thousand

Amounts are by Census type of charge.

Federal tax money41%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
41%$23.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$172 million

Fines and other5.1%

Interest, rents and other
5.0%$2.90 billion
Fines
<0.1%$56.0 million
Indiana page →

Where the money goes

Social services40%Sent to local governments26%Schools and colleges16%Roads, transit and parking5.5%Running the government and other costs4.2%All other spending8.3%

What stands out

40%

of Indiana's spending goes to social services.A typical state government spends 31%.

Full Indiana breakdown

Spending by category100%

Social services
40%$23.1 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$22.9 billion
  • Unemployment and social insurance offices$90.0 million
  • Welfare institutions$29.0 million
  • Veterans' services$18.6 million
Sent to local governments
26%$14.8 billion
What's in sent to local governmentsSent to school districts; sent to local governments: roads and highways and 18 more
  • Sent to school districts$11.4 billion
  • Sent to local governments: roads and highways$1.37 billion
  • Sent to local governments: general support$1.23 billion
  • Sent to local governments: other and not broken out$350 million
  • Sent to local governments: public health$116 million
  • Sent to local governments: probation, parole and other corrections$72.3 million
  • Sent to local governments: courts and legal services$61.3 million
  • Sent to local governments: housing and community development$53.4 million
  • Sent to local governments: other public welfare$47.1 million
  • Sent to local governments: police$30.6 million
  • Sent to local governments: natural resources, farming and conservation$15.2 million
  • Sent to local governments: prisons and jails$8.0 million
  • Sent to local governments: parks and recreation$7.4 million
  • Sent to local governments: sewer systems$3.9 million
  • Sent to local governments: inspections and regulation$3.8 million
  • Sent to local governments: other government administration$3.4 million
  • Sent to local governments: garbage and solid waste$2.8 million
  • Sent to local governments: libraries$1.4 million
  • Sent to the federal government$1.1 million
  • Sent to local governments: central staff services (personnel, purchasing, technology)$122 thousand
Schools and colleges
16%$9.47 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$6.72 billion
  • Scholarships and other education subsidies$1.21 billion
  • College housing, dining and bookstores$1.19 billion
  • Other education$358 million
Roads, transit and parking
5.5%$3.17 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.97 billion
  • Toll roads and bridges$166 million
  • Ports and harbors$29.5 million
  • Airports$3.8 million
Running the government and other costs
4.2%$2.42 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$451 million
  • Central staff services (personnel, purchasing, technology)$242 million
  • Other government administration$97.5 million
  • Government buildings$669 thousand
Police, fire, courts and jails
3.5%$2.00 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.06 billion
  • Police$508 million
  • Courts and legal services$284 million
  • Inspections and regulation$129 million
  • Probation, parole and other corrections$21.2 million
Health and hospitals
1.9%$1.11 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$909 million
  • Hospitals$198 million
Housing and community development
1.2%$720 million
Environment and natural resources
1.0%$556 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$556 million
Interest on debt
0.5%$289 million
Parks, recreation and libraries
0.2%$94.3 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$82.4 million
  • Libraries$11.9 million
Water, sewer, trash and utilities
<0.1%$9.4 million
What's in water, sewer, trash and utilitiesGarbage and solid waste and sewer systems
  • Garbage and solid waste$7.2 million
  • Sewer systems$2.2 million
Indiana page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Indiana. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Lake County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

North Township. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

City of Hammond. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2024, fiscal year ended December 31, 2024. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

Hammond City Schools. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. Revenue and spending are the Annual Financial Report figures that an Indiana government filed with the Indiana Department of Local Government Finance, grouped into the same categories as the Census figures. The report covers the government's general, special revenue, capital projects, debt service and enterprise funds (utilities, airports and the like). Borrowing, transfers between a government's own funds, internal service funds, payroll and clearing accounts, and money held for others (court and clerk accounts, property tax settlement, trusts) are not counted. The reports are self-reported and are not audited by the Department.

Cash basis. Indiana local governments report cash received and paid, so a year with a big construction project can show more spending than revenue.

Debt payments. Indiana's report lists the principal and interest paid on debt, so the "Debt payments" line includes principal as well as interest. The Census figures leave principal out, so spending can be higher than the Census figure for the same government.

Employee benefits are not a separate line here: the report sorts spending by fund and by department, so salaries and benefits sit inside each service. Capital outlay is counted under the service it paid for. Pension contributions are shown separately when the government pays them through its own police or fire pension fund.

Federal and state money. The report combines federal and state grants in one line, so the split between federal and state money is an estimate: federal money is the federal awards the government lists in its grants schedule, and the rest is shown as state money. Shared state taxes, such as the state's cigarette, alcohol and highway distributions, are state money. The local income tax is a tax residents pay, so it is shown as a tax. School corporations file for the calendar year.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.