ZIP 46528 · Clinton Township, IN

Seven governments run on your community's money

This page shows every government that serves ZIP 46528: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Indiana governments, the Indiana Department of Local Government Finance, as named under Sources and more.

Where do my taxes go in 46528?
46528 is served by the State of Indiana, Elkhart County, Middlebury Community Schools, Fairfield Community Schools, Clinton Township, Elkhart Township and Goshen Community Schools. In each one's latest recorded fiscal year, State of Indiana spent $57.7 billion (fiscal year ended June 30, 2024), Elkhart County spent $218 million (fiscal year ended December 31, 2025), Middlebury Community Schools spent $72.7 million (fiscal year ended December 31, 2025), Fairfield Community Schools spent $33.9 million (fiscal year ended December 31, 2025), Clinton Township spent $852 thousand (fiscal year ended December 31, 2025), Elkhart Township spent $796 thousand (fiscal year ended December 31, 2025) and Goshen Community Schools spent $117 million (fiscal year ended December 31, 2025). Each government's money is separate.

Which governments collect property tax in 46528?
Of the governments serving 46528, Elkhart County collected $108 million (fiscal year ended December 31, 2025), Goshen Community Schools collected $31.6 million (fiscal year ended December 31, 2025), Middlebury Community Schools collected $25.3 million (fiscal year ended December 31, 2025), State of Indiana collected $15.3 million (fiscal year ended June 30, 2024), Fairfield Community Schools collected $11.8 million (fiscal year ended December 31, 2025), Clinton Township collected $695 thousand (fiscal year ended December 31, 2025) and Elkhart Township collected $623 thousand (fiscal year ended December 31, 2025) in property tax. These are each government's total collections, not a bill for 46528.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Elkhart County, Clinton Township, Elkhart Township and Middlebury Community Schools

Figures for Indiana governments come from the Indiana Department of Local Government Finance and are for 2025. The state government's own figures are the newest year the U.S. Census Bureau has published.

Where property tax goes in 46528

Elkhart County$108 million

51% of its $212 million in revenue · fiscal year ended December 31, 2025

Goshen Community Schools$31.6 million

28% of its $114 million in revenue · fiscal year ended December 31, 2025

Middlebury Community Schools$25.3 million

39% of its $65.4 million in revenue · fiscal year ended December 31, 2025

State of Indiana$15.3 million

<0.1% of its $57.5 billion in revenue · fiscal year ended June 30, 2024

Fairfield Community Schools$11.8 million

35% of its $33.6 million in revenue · fiscal year ended December 31, 2025

Clinton Township$695 thousand

81% of its $856 thousand in revenue · fiscal year ended December 31, 2025

Elkhart Township$623 thousand

66% of its $937 thousand in revenue · fiscal year ended December 31, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Elkhart County

$218 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

Where the money comes from

County taxes63%Fines and other17%Fees for services8.4%State tax money7.8%Federal tax money4.4%
Full Elkhart County breakdown

County taxes63%

Property tax
51%$108 million
Local income tax
7.0%$14.8 million
Other taxes
4.4%$9.4 million

Fees for services8.4%

Fees for services
8.4%$17.8 million

Federal tax money4.4%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
4.4%$9.3 million

State tax money7.8%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
7.8%$16.5 million

Fines and other17%

Interest, rents and other
17%$35.0 million
Fines
0.3%$728 thousand
Elkhart County page →

Where the money goes

Running the government and other costs38%Police, fire, courts and jails29%Roads, transit and parking8.0%Housing and community development7.4%Water, sewer, trash and utilities6.1%All other spending11%
Full Elkhart County breakdown

Spending by category100%

Running the government and other costs
38%$83.3 million
Police, fire, courts and jails
29%$62.9 million
Roads, transit and parking
8.0%$17.6 million
Housing and community development
7.4%$16.1 million
Water, sewer, trash and utilities
6.1%$13.2 million
Debt payments (principal and interest)
5.7%$12.5 million
Health and hospitals
1.9%$4.1 million
Parks, recreation and libraries
1.7%$3.7 million
Social services
1.6%$3.5 million
Environment and natural resources
0.4%$962 thousand
Pension contributions
0.1%$300 thousand
Money paid out of the government's own pension fund (for example its IMRF or police and fire pension fund). Pension payments made from other funds are counted with the departments that pay them.
Elkhart County page →

Your towns

Clinton Township

$852 thousand budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 36% of this ZIP is in Clinton Township.

Where the money comes from

Township taxes94%Fines and other6.3%
Full Clinton Township breakdown

Township taxes94%

Property tax
81%$695 thousand
Local income tax
10%$87 thousand
Other taxes
2.3%$20 thousand

State tax money<0.1%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
<0.1%$47

Fines and other6.3%

Interest, rents and other
6.3%$54 thousand
Clinton Township page →

Where the money goes

Police, fire, courts and jails82%Running the government and other costs15%Parks, recreation and libraries1.4%Social services0.8%
Full Clinton Township breakdown

Spending by category100%

Police, fire, courts and jails
82%$703 thousand
Running the government and other costs
15%$131 thousand
Parks, recreation and libraries
1.4%$12 thousand
Social services
0.8%$6 thousand
Clinton Township page →

Elkhart Township

$796 thousand budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 17% of this ZIP is in Elkhart Township.

Where the money comes from

Township taxes96%Fines and other3.4%State tax money0.3%Fees for services0.3%
Full Elkhart Township breakdown

Township taxes96%

Property tax
66%$623 thousand
Local income tax
25%$233 thousand
Other taxes
4.8%$45 thousand

Fees for services0.3%

Fees for services
0.3%$2 thousand

State tax money0.3%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
0.3%$2 thousand

Fines and other3.4%

Interest, rents and other
3.4%$32 thousand
Elkhart Township page →

Where the money goes

Sent to other local governments44%Running the government and other costs35%Social services21%Parks, recreation and libraries0.6%
Full Elkhart Township breakdown

Spending by category100%

Sent to other local governments
44%$350 thousand
Running the government and other costs
35%$275 thousand
Social services
21%$167 thousand
Parks, recreation and libraries
0.6%$5 thousand
Elkhart Township page →

Your schools

Middlebury Community Schools

$72.7 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 42% of this ZIP is in Middlebury Community Schools.

Where the money comes from

State tax money49%School district taxes41%Federal tax money5.1%Fines and other2.9%Fees for services1.8%
Full Middlebury Community Schools breakdown

School district taxes41%

Property tax
39%$25.3 million
Other taxes
1.9%$1.3 million
Local income tax
0.8%$491 thousand

Fees for services1.8%

Fees for services
1.8%$1.2 million

Federal tax money5.1%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
5.1%$3.3 million

State tax money49%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
49%$31.9 million

County and local tax money<0.1%

Money passed on by the county or other local governments.

From the county and other local governments
<0.1%$534

Fines and other2.9%

Interest, rents and other
2.9%$1.9 million
Middlebury Community Schools page →

Where the money goes

Schools and colleges75%Debt payments (principal and interest)25%
Full Middlebury Community Schools breakdown

Spending by category100%

Schools and colleges
75%$54.5 million
Debt payments (principal and interest)
25%$18.1 million
Middlebury Community Schools page →

Fairfield Community Schools

$33.9 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 36% of this ZIP is in Fairfield Community Schools.

Where the money comes from

State tax money53%School district taxes38%Federal tax money4.8%Fines and other2.5%Fees for services1.7%County and local tax money0.4%
Full Fairfield Community Schools breakdown

School district taxes38%

Property tax
35%$11.8 million
Other taxes
1.7%$573 thousand
Local income tax
1.1%$368 thousand

Fees for services1.7%

Fees for services
1.7%$556 thousand

Federal tax money4.8%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
4.8%$1.6 million

State tax money53%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
53%$17.7 million

County and local tax money0.4%

Money passed on by the county or other local governments.

From the county and other local governments
0.4%$121 thousand

Fines and other2.5%

Interest, rents and other
2.5%$852 thousand
Fairfield Community Schools page →

Where the money goes

Schools and colleges78%Debt payments (principal and interest)22%
Full Fairfield Community Schools breakdown

Spending by category100%

Schools and colleges
78%$26.5 million
Debt payments (principal and interest)
22%$7.4 million
Fairfield Community Schools page →

Goshen Community Schools

$117 million budget in fiscal year 2025 (ended December 31, 2025), from the Indiana Department of Local Government Finance.

About 17% of this ZIP is in Goshen Community Schools.

Where the money comes from

State tax money46%School district taxes30%Federal tax money12%County and local tax money7.1%Fines and other4.1%Fees for services0.8%
Full Goshen Community Schools breakdown

School district taxes30%

Property tax
28%$31.6 million
Other taxes
1.3%$1.5 million
Local income tax
1.0%$1.1 million

Fees for services0.8%

Fees for services
0.8%$934 thousand

Federal tax money12%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
12%$14.0 million

State tax money46%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
46%$51.8 million

County and local tax money7.1%

Money passed on by the county or other local governments.

From the county and other local governments
7.1%$8.0 million

Fines and other4.1%

Interest, rents and other
4.1%$4.7 million
Goshen Community Schools page →

Where the money goes

Schools and colleges82%Debt payments (principal and interest)18%
Full Goshen Community Schools breakdown

Spending by category100%

Schools and colleges
82%$96.4 million
Debt payments (principal and interest)
18%$20.8 million
Goshen Community Schools page →

Your state

State of Indiana

$57.7 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes46%Federal tax money41%Fees for services (college tuition, university housing and dining)7.6%Fines and other5.1%Local tax money0.3%
Full Indiana breakdown

What stands out

19%

of Indiana's money comes from sales tax.A typical state government gets 14%.

State taxes46%

Sales tax
19%$11.0 billion
Local income tax
14%$8.10 billion
Other taxes
11%$6.38 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 14 more
  • Other selective sales taxes$2.13 billion
  • Motor fuel taxes$1.73 billion
  • Motor vehicle licenses$643 million
  • Amusement taxes$621 million
  • Tobacco taxes$340 million
  • Driver's licenses$293 million
  • Insurance premium taxes$273 million
  • Occupation and business licenses$142 million
  • Other licenses$57.4 million
  • Alcoholic beverage taxes$55.7 million
  • Hunting and fishing licenses$26.8 million
  • Public utility taxes$20.5 million
  • Alcoholic beverage licenses$17.4 million
  • Amusement licenses$15.3 million
  • Corporation licenses$12.6 million
  • Severance taxes$1.8 million

Amounts are by Census tax category.

Business income tax
1.7%$965 million
Property tax
<0.1%$15.3 million

Fees for services7.6%

Fees for services
7.6%$4.40 billion
What's in fees for servicesCollege tuition; university housing and dining and 9 more
  • College tuition$3.23 billion
  • University housing and dining$817 million
  • Other service charges$204 million
  • Parks, land and natural resources$66.6 million
  • Parks and recreation$48.0 million
  • Ports and waterways$23.8 million
  • Housing$7.6 million
  • Other education charges$5.7 million
  • Road charges$2.1 million
  • Hospital bills$177 thousand
  • Other school charges$1 thousand

Amounts are by Census type of charge.

Federal tax money41%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
41%$23.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$172 million

Fines and other5.1%

Interest, rents and other
5.0%$2.90 billion
Fines
<0.1%$56.0 million
Indiana page →

Where the money goes

Social services40%Sent to local governments26%Schools and colleges16%Roads, transit and parking5.5%Running the government and other costs4.2%All other spending8.3%

What stands out

40%

of Indiana's spending goes to social services.A typical state government spends 31%.

Full Indiana breakdown

Spending by category100%

Social services
40%$23.1 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$22.9 billion
  • Unemployment and social insurance offices$90.0 million
  • Welfare institutions$29.0 million
  • Veterans' services$18.6 million
Sent to local governments
26%$14.8 billion
What's in sent to local governmentsSent to school districts; sent to local governments: roads and highways and 18 more
  • Sent to school districts$11.4 billion
  • Sent to local governments: roads and highways$1.37 billion
  • Sent to local governments: general support$1.23 billion
  • Sent to local governments: other and not broken out$350 million
  • Sent to local governments: public health$116 million
  • Sent to local governments: probation, parole and other corrections$72.3 million
  • Sent to local governments: courts and legal services$61.3 million
  • Sent to local governments: housing and community development$53.4 million
  • Sent to local governments: other public welfare$47.1 million
  • Sent to local governments: police$30.6 million
  • Sent to local governments: natural resources, farming and conservation$15.2 million
  • Sent to local governments: prisons and jails$8.0 million
  • Sent to local governments: parks and recreation$7.4 million
  • Sent to local governments: sewer systems$3.9 million
  • Sent to local governments: inspections and regulation$3.8 million
  • Sent to local governments: other government administration$3.4 million
  • Sent to local governments: garbage and solid waste$2.8 million
  • Sent to local governments: libraries$1.4 million
  • Sent to the federal government$1.1 million
  • Sent to local governments: central staff services (personnel, purchasing, technology)$122 thousand
Schools and colleges
16%$9.47 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$6.72 billion
  • Scholarships and other education subsidies$1.21 billion
  • College housing, dining and bookstores$1.19 billion
  • Other education$358 million
Roads, transit and parking
5.5%$3.17 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.97 billion
  • Toll roads and bridges$166 million
  • Ports and harbors$29.5 million
  • Airports$3.8 million
Running the government and other costs
4.2%$2.42 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$451 million
  • Central staff services (personnel, purchasing, technology)$242 million
  • Other government administration$97.5 million
  • Government buildings$669 thousand
Police, fire, courts and jails
3.5%$2.00 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.06 billion
  • Police$508 million
  • Courts and legal services$284 million
  • Inspections and regulation$129 million
  • Probation, parole and other corrections$21.2 million
Health and hospitals
1.9%$1.11 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$909 million
  • Hospitals$198 million
Housing and community development
1.2%$720 million
Environment and natural resources
1.0%$556 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$556 million
Interest on debt
0.5%$289 million
Parks, recreation and libraries
0.2%$94.3 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$82.4 million
  • Libraries$11.9 million
Water, sewer, trash and utilities
<0.1%$9.4 million
What's in water, sewer, trash and utilitiesGarbage and solid waste and sewer systems
  • Garbage and solid waste$7.2 million
  • Sewer systems$2.2 million
Indiana page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Indiana. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Elkhart County. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

Middlebury Community Schools. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Fairfield Community Schools. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Clinton Township. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Elkhart Township. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Goshen Community Schools. Indiana Department of Local Government Finance, Gateway, Annual Financial Report fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. Revenue and spending are the Annual Financial Report figures that an Indiana government filed with the Indiana Department of Local Government Finance, grouped into the same categories as the Census figures. The report covers the government's general, special revenue, capital projects, debt service and enterprise funds (utilities, airports and the like). Borrowing, transfers between a government's own funds, internal service funds, payroll and clearing accounts, and money held for others (court and clerk accounts, property tax settlement, trusts) are not counted. The reports are self-reported and are not audited by the Department.

Cash basis. Indiana local governments report cash received and paid, so a year with a big construction project can show more spending than revenue.

Debt payments. Indiana's report lists the principal and interest paid on debt, so the "Debt payments" line includes principal as well as interest. The Census figures leave principal out, so spending can be higher than the Census figure for the same government.

Employee benefits are not a separate line here: the report sorts spending by fund and by department, so salaries and benefits sit inside each service. Capital outlay is counted under the service it paid for. Pension contributions are shown separately when the government pays them through its own police or fire pension fund.

Federal and state money. The report combines federal and state grants in one line, so the split between federal and state money is an estimate: federal money is the federal awards the government lists in its grants schedule, and the rest is shown as state money. Shared state taxes, such as the state's cigarette, alcohol and highway distributions, are state money. The local income tax is a tax residents pay, so it is shown as a tax. School corporations file for the calendar year.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.