ZIP 48473 · Gaines Township, MI

Seven governments run on your community's money

This page shows every government that serves ZIP 48473: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Michigan governments, the Michigan Department of Treasury, as named under Sources and more.

Where do my taxes go in 48473?
48473 is served by the State of Michigan, Genesee County, Swartz Creek Community School District, Gaines Township, Mundy Charter Township, Clayton Charter Township and Durand Area School District. In each one's latest recorded fiscal year, State of Michigan spent $98.8 billion (fiscal year ended September 30, 2023), Genesee County spent $519 million (fiscal year ended September 30, 2025), Swartz Creek Community School District spent $55.8 million (fiscal year ended June 30, 2024), Gaines Township spent $1.9 million (fiscal year ended March 31, 2025), Mundy Charter Township spent $15.4 million (fiscal year ended December 31, 2025), Clayton Charter Township spent $3.9 million (fiscal year ended December 31, 2025) and Durand Area School District spent $27.5 million (fiscal year ended June 30, 2024). Each government's money is separate.

Which governments collect property tax in 48473?
Of the governments serving 48473, State of Michigan collected $2.81 billion (fiscal year ended September 30, 2023), Genesee County collected $138 million (fiscal year ended September 30, 2025), Swartz Creek Community School District collected $12.4 million (fiscal year ended June 30, 2024), Durand Area School District collected $3.9 million (fiscal year ended June 30, 2024), Mundy Charter Township collected $3.6 million (fiscal year ended December 31, 2025), Clayton Charter Township collected $1.7 million (fiscal year ended December 31, 2025) and Gaines Township collected $289 thousand (fiscal year ended March 31, 2025) in property tax. These are each government's total collections, not a bill for 48473.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Genesee County, Gaines Township, Mundy Charter Township and Clayton Charter Township

Why not this year? Michigan governments with newer filings show figures from the Michigan Department of Treasury (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 48473

State of Michigan$2.81 billion

3.0% of its $93.9 billion in revenue · fiscal year ended September 30, 2023

Genesee County$138 million

24% of its $569 million in revenue · fiscal year ended September 30, 2025

Swartz Creek Community School District$12.4 million

20% of its $60.3 million in revenue · fiscal year ended June 30, 2024

Durand Area School District$3.9 million

19% of its $20.9 million in revenue · fiscal year ended June 30, 2024

Mundy Charter Township$3.6 million

19% of its $18.9 million in revenue · fiscal year ended December 31, 2025

Clayton Charter Township$1.7 million

36% of its $4.7 million in revenue · fiscal year ended December 31, 2025

Gaines Township$289 thousand

9.1% of its $3.2 million in revenue · fiscal year ended March 31, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Genesee County

$519 million budget in fiscal year 2025 (ended September 30, 2025), from the Michigan Department of Treasury.

Where the money comes from

State tax money29%County taxes25%Fees for services24%Federal tax money13%Fines and other9.8%Local tax money0.1%
Full Genesee County breakdown

County taxes25%

Property tax
24%$138 million
Other taxes
0.3%$1.9 million

Fees for services24%

Fees for services
24%$137 million

Federal tax money13%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
13%$71.3 million

State tax money29%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
29%$165 million

Local tax money0.1%

Money passed on by the county or other local governments.

From other local governments
0.1%$705 thousand

Fines and other9.8%

Interest, rents and other
9.6%$54.5 million
Fines
0.2%$1.2 million
Genesee County page →

Where the money goes

Water, sewer, trash and utilities21%Police, fire, courts and jails18%Housing and community development15%Social services14%Running the government and other costs13%All other spending19%
Full Genesee County breakdown

Spending by category100%

Water, sewer, trash and utilities
21%$108 million
Police, fire, courts and jails
18%$92.9 million
Housing and community development
15%$76.9 million
Social services
14%$73.0 million
Running the government and other costs
13%$69.1 million
Roads, transit and parking
11%$59.1 million
Health and hospitals
4.9%$25.4 million
Parks, recreation and libraries
1.7%$8.7 million
Debt payments (principal and interest)
1.2%$6.2 million
Genesee County page →

Your towns

Gaines Township

$1.9 million budget in fiscal year 2025 (ended March 31, 2025), from the Michigan Department of Treasury.

About 34% of this ZIP is in Gaines Township.

Where the money comes from

Fines and other26%State tax money23%Federal tax money21%Fees for services18%Township taxes12%
Full Gaines Township breakdown

Township taxes12%

Property tax
9.1%$289 thousand
Other taxes
2.7%$87 thousand

Fees for services18%

Fees for services
18%$584 thousand

Federal tax money21%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
21%$659 thousand

State tax money23%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
23%$715 thousand

Fines and other26%

Interest, rents and other
26%$840 thousand
Gaines Township page →

Where the money goes

Social services28%Water, sewer, trash and utilities27%Running the government and other costs21%Roads, transit and parking14%Police, fire, courts and jails11%Housing and community development0.2%
Full Gaines Township breakdown

Spending by category100%

Social services
28%$544 thousand
Water, sewer, trash and utilities
27%$517 thousand
Running the government and other costs
21%$409 thousand
Roads, transit and parking
14%$264 thousand
Police, fire, courts and jails
11%$206 thousand
Housing and community development
0.2%$4 thousand
Gaines Township page →

Mundy Charter Township

$15.4 million budget in fiscal year 2025 (ended December 31, 2025), from the Michigan Department of Treasury.

About 32% of this ZIP is in Mundy Charter Township.

Where the money comes from

Fees for services38%State tax money24%Township taxes22%Fines and other15%County and local tax money1.2%Federal tax money0.2%
Full Mundy Charter Township breakdown

Township taxes22%

Property tax
19%$3.6 million
Other taxes
2.9%$539 thousand

Fees for services38%

Fees for services
38%$7.1 million

Federal tax money0.2%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.2%$36 thousand

State tax money24%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
24%$4.5 million

County and local tax money1.2%

Money passed on by the county or other local governments.

From the county and other local governments
1.2%$227 thousand

Fines and other15%

Interest, rents and other
15%$2.9 million
Fines
<0.1%$7 thousand
Mundy Charter Township page →

Where the money goes

Running the government and other costs40%Water, sewer, trash and utilities34%Police, fire, courts and jails22%Debt payments (principal and interest)1.5%Parks, recreation and libraries1.2%Housing and community development1.0%
Full Mundy Charter Township breakdown

Spending by category100%

Running the government and other costs
40%$6.2 million
Water, sewer, trash and utilities
34%$5.3 million
Police, fire, courts and jails
22%$3.4 million
Debt payments (principal and interest)
1.5%$230 thousand
Parks, recreation and libraries
1.2%$191 thousand
Housing and community development
1.0%$155 thousand
Mundy Charter Township page →

Clayton Charter Township

$3.9 million budget in fiscal year 2025 (ended December 31, 2025), from the Michigan Department of Treasury.

About 22% of this ZIP is in Clayton Charter Township.

Where the money comes from

Township taxes38%Fees for services25%Fines and other19%State tax money17%County and local tax money0.3%
Full Clayton Charter Township breakdown

Township taxes38%

Property tax
36%$1.7 million
Other taxes
2.2%$106 thousand

Fees for services25%

Fees for services
25%$1.2 million

State tax money17%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
17%$811 thousand

County and local tax money0.3%

Money passed on by the county or other local governments.

From the county and other local governments
0.3%$14 thousand

Fines and other19%

Interest, rents and other
18%$874 thousand
Fines
0.9%$44 thousand
Clayton Charter Township page →

Where the money goes

Water, sewer, trash and utilities44%Police, fire, courts and jails28%Running the government and other costs22%Roads, transit and parking6.2%Debt payments (principal and interest)0.4%
Full Clayton Charter Township breakdown

Spending by category100%

Water, sewer, trash and utilities
44%$1.7 million
Police, fire, courts and jails
28%$1.1 million
Running the government and other costs
22%$851 thousand
Roads, transit and parking
6.2%$242 thousand
Debt payments (principal and interest)
0.4%$17 thousand
Clayton Charter Township page →

Your schools

Swartz Creek Community School District

$55.8 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 68% of this ZIP is in Swartz Creek Community School District.

Where the money comes from

State tax money71%School district taxes20%County and local tax money5.5%Fees for services (school lunches, school tuition and transportation)2.2%Federal tax money0.6%Fines and other0.4%

What stands out

5.5%

of Swartz Creek Community School District's money comes from county and other local tax money.A typical school district with fewer than 5,000 students gets 1.1%.

Full Swartz Creek Community School District breakdown

School district taxes20%

Property tax
20%$12.4 million

Fees for services2.2%

Fees for services
2.2%$1.3 million
What's in fees for servicesOther school charges; school lunches and 1 more
  • Other school charges$1.2 million
  • School lunches$75 thousand
  • School tuition and transportation$27 thousand

Amounts are by Census type of charge.

Federal tax money0.6%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.6%$333 thousand

State tax money71%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
71%$42.7 million

County and local tax money5.5%

Money passed on by the county or other local governments.

From the county and other local governments
5.5%$3.3 million

Fines and other0.4%

Interest, rents and other
0.4%$239 thousand
Swartz Creek Community School District page →

Where the money goes

Schools and colleges95%Interest on debt3.7%Sent to other local governments1.3%
Full Swartz Creek Community School District breakdown

Spending by category100%

Schools and colleges
95%$53.0 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$53.0 million
Interest on debt
3.7%$2.1 million
Sent to other local governments
1.3%$732 thousand
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$732 thousand
Swartz Creek Community School District page →

Durand Area School District

$27.5 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 11% of this ZIP is in Durand Area School District.

Where the money comes from

State tax money73%School district taxes19%County and local tax money4.7%Fines and other2.5%Fees for services (school lunches, school tuition and transportation)0.6%

What stands out

4.7%

of Durand Area School District's money comes from county and other local tax money.A typical school district with fewer than 5,000 students gets 1.1%.

Full Durand Area School District breakdown

School district taxes19%

Property tax
19%$3.9 million

Fees for services0.6%

Fees for services
0.6%$136 thousand
What's in fees for servicesOther school charges; school lunches and 1 more
  • Other school charges$103 thousand
  • School lunches$23 thousand
  • School tuition and transportation$10 thousand

Amounts are by Census type of charge.

State tax money73%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
73%$15.4 million

County and local tax money4.7%

Money passed on by the county or other local governments.

From the county and other local governments
4.7%$982 thousand

Fines and other2.5%

Interest, rents and other
2.5%$516 thousand
Durand Area School District page →

Where the money goes

Schools and colleges92%Interest on debt6.3%Sent to other local governments1.3%

What stands out

6.3%

of Durand Area School District's spending goes to interest on debt.A typical school district with fewer than 5,000 students spends 0.9%.

Full Durand Area School District breakdown

Spending by category100%

Schools and colleges
92%$25.4 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$25.4 million
Interest on debt
6.3%$1.7 million
Sent to other local governments
1.3%$370 thousand
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$370 thousand
Durand Area School District page →

Your state

State of Michigan

$98.8 billion budget in the latest fiscal year on record, which ended September 30, 2023.

Where the money comes from

State taxes41%Federal tax money36%Fees for services (hospital bills, college tuition)17%Fines and other6.2%Local tax money0.3%

What stands out

17%

of Michigan's money comes from fees for services such as water, sewer and parking.A typical state government gets 10%.

Full Michigan breakdown

State taxes41%

Sales tax
14%$12.7 billion
Local income tax
12%$11.6 billion
Other taxes
8.9%$8.34 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 17 more
  • Other selective sales taxes$2.33 billion
  • Motor fuel taxes$1.55 billion
  • Motor vehicle licenses$1.53 billion
  • Tobacco taxes$675 million
  • Insurance premium taxes$529 million
  • Real estate and stock transfer taxes$399 million
  • Amusement taxes$311 million
  • Occupation and business licenses$281 million
  • Other licenses$238 million
  • Alcoholic beverage taxes$205 million
  • Driver's licenses$65.4 million
  • Hunting and fishing licenses$64.4 million
  • Public utility taxes$42.7 million
  • Public utility licenses$37.9 million
  • Severance taxes$27.6 million
  • Corporation licenses$24.3 million
  • Alcoholic beverage licenses$22.5 million
  • Other taxes not classified elsewhere$40 thousand
  • Estate and gift taxes$6 thousand

Amounts are by Census tax category.

Business income tax
3.4%$3.18 billion
Property tax
3.0%$2.81 billion

Fees for services17%

Fees for services
17%$15.6 billion
What's in fees for servicesHospital bills; college tuition and 12 more
  • Hospital bills$8.03 billion
  • College tuition$4.34 billion
  • Liquor stores$1.56 billion
  • University housing and dining$1.36 billion
  • Other service charges$164 million
  • Parks, land and natural resources$58.2 million
  • Housing$43.7 million
  • Tolls on roads and bridges$32.1 million
  • Parks and recreation$8.7 million
  • Other education charges$6.7 million
  • Airport$529 thousand
  • Other government-run businesses$443 thousand
  • Road charges$159 thousand
  • Transit fares$10 thousand

Amounts are by Census type of charge.

Federal tax money36%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
36%$33.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$279 million

Fines and other6.2%

Interest, rents and other
6.1%$5.73 billion
Fines
0.1%$119 million
Michigan page →

Where the money goes

Sent to local governments34%Social services25%Schools and colleges16%Health and hospitals10%Running the government and other costs3.6%All other spending11%

What stands out

34%

of Michigan's spending goes to local governments.A typical state government spends 24%.

Full Michigan breakdown

Spending by category100%

Sent to local governments
34%$34.0 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other public welfare and 20 more
  • Sent to school districts$20.3 billion
  • Sent to local governments: other public welfare$5.13 billion
  • Sent to local governments: roads and highways$2.45 billion
  • Sent to local governments: general support$1.68 billion
  • Sent to local governments: public health$1.02 billion
  • Sent to local governments: other and not broken out$856 million
  • Sent to school districts (colleges)$568 million
  • Sent to local governments: other government administration$556 million
  • Sent to local governments: courts and legal services$487 million
  • Sent to local governments: finance, tax collection and budgeting$437 million
  • Sent to local governments: airports$221 million
  • Sent to local governments: police$80.9 million
  • Sent to local governments: natural resources, farming and conservation$40.2 million
  • Sent to local governments: housing and community development$35.2 million
  • Sent to local governments: inspections and regulation$31.1 million
  • Sent to local governments: parks and recreation$29.0 million
  • Sent to local governments: probation, parole and other corrections$25.4 million
  • Sent to local governments: libraries$17.1 million
  • Sent to local governments: colleges and universities$13.5 million
  • Sent to local governments: other education$12.8 million
  • Sent to local governments: hospitals$7.0 million
  • Sent to the federal government$2.2 million
Social services
25%$24.7 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$24.4 billion
  • Unemployment and social insurance offices$304 million
  • Welfare institutions$31.7 million
Schools and colleges
16%$15.6 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$10.9 billion
  • Scholarships and other education subsidies$1.95 billion
  • College housing, dining and bookstores$1.93 billion
  • Other education$812 million
Health and hospitals
10%$10.3 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$8.10 billion
  • Public health$2.22 billion
Running the government and other costs
3.6%$3.56 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$1.33 billion
  • Other government administration$346 million
  • Central staff services (personnel, purchasing, technology)$250 million
  • Other government-run businesses$514 thousand
Police, fire, courts and jails
3.5%$3.45 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.68 billion
  • Police$733 million
  • Probation, parole and other corrections$361 million
  • Inspections and regulation$359 million
  • Courts and legal services$316 million
Roads, transit and parking
3.2%$3.14 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.98 billion
  • Toll roads and bridges$92.2 million
  • Airports$63.4 million
  • Public transit$114 thousand
Water, sewer, trash and utilities
1.3%$1.27 billion
What's in water, sewer, trash and utilitiesLiquor stores and garbage and solid waste
  • Liquor stores$1.26 billion
  • Garbage and solid waste$5.3 million
Interest on debt
1.0%$984 million
Housing and community development
0.9%$928 million
Environment and natural resources
0.6%$548 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$548 million
Parks, recreation and libraries
0.3%$284 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$273 million
  • Libraries$11.1 million
Michigan page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Michigan. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

Genesee County. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended September 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

Swartz Creek Community School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Gaines Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended March 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended March 31, 2022.

Mundy Charter Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Clayton Charter Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Durand Area School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. Revenue and spending are the annual financial reports (Form F-65) that a Michigan government filed with the Michigan Department of Treasury, grouped into the same categories as the Census figures. Counties, cities, villages and townships are included together with their component units, such as road commissions, downtown development authorities and county health departments. Internal service funds, transfers, borrowing proceeds and depreciation are not counted.

Debt payments. The report lists principal and interest on debt, so the "Debt payments" line includes principal as well as interest. The Census figures leave principal out.

Capital purchases. Michigan filings do not break out enterprise capital purchases, so total spending can read lower than the Census figure for governments with large water or sewer projects.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.