ZIP 48602 · Saginaw, MI

Four governments run on your community's money

From the state down to your schools: where each one's money comes from and goes.

Yearly budgets from each government's latest fiscal year on record. Tap one to jump to it.

Your state

State of Michigan

$98.8 billion budget in the latest fiscal year on record, which ended September 30, 2023.

Where the money comes from

State taxes41%Federal tax money36%Fees for services (hospital bills, college tuition)17%Fines and other6.2%Local tax money0.3%

What stands out

17%

of Michigan's money comes from fees for services such as water, sewer and parking.A typical state government gets 10%.

Full Michigan breakdown

State taxes41%

Sales tax
14%$12.7 billion
Individual income tax
12%$11.6 billion
Other taxes
8.9%$8.34 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 17 more
  • Other selective sales taxes$2.33 billion
  • Motor fuel taxes$1.55 billion
  • Motor vehicle licenses$1.53 billion
  • Tobacco taxes$675 million
  • Insurance premium taxes$529 million
  • Real estate and stock transfer taxes$399 million
  • Amusement taxes$311 million
  • Occupation and business licenses$281 million
  • Other licenses$238 million
  • Alcoholic beverage taxes$205 million
  • Driver's licenses$65.4 million
  • Hunting and fishing licenses$64.4 million
  • Public utility taxes$42.7 million
  • Public utility licenses$37.9 million
  • Severance taxes$27.6 million
  • Corporation licenses$24.3 million
  • Alcoholic beverage licenses$22.5 million
  • Other taxes not classified elsewhere$40 thousand
  • Estate and gift taxes$6 thousand

Amounts are by Census tax category.

Business income tax
3.4%$3.18 billion
Property tax
3.0%$2.81 billion

Fees for services17%

Fees for services
17%$15.6 billion
What's in fees for servicesHospital bills; college tuition and 12 more
  • Hospital bills$8.03 billion
  • College tuition$4.34 billion
  • Liquor stores$1.56 billion
  • University housing and dining$1.36 billion
  • Other service charges$164 million
  • Parks, land and natural resources$58.2 million
  • Housing$43.7 million
  • Tolls on roads and bridges$32.1 million
  • Parks and recreation$8.7 million
  • Other education charges$6.7 million
  • Airport$529 thousand
  • Other government-run businesses$443 thousand
  • Road charges$159 thousand
  • Transit fares$10 thousand

Amounts are by Census type of charge.

Federal tax money36%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
36%$33.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$279 million

Fines and other6.2%

Interest, rents and other
6.1%$5.73 billion
Fines
0.1%$119 million
Michigan page →

Where the money goes

Sent to local governments34%Social services25%Schools and colleges16%Health and hospitals10%Running the government and other costs3.6%All other spending11%

What stands out

34%

of Michigan's spending goes to local governments.A typical state government spends 24%.

Full Michigan breakdown

Spending by category100%

Sent to local governments
34%$34.0 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other public welfare and 20 more
  • Sent to school districts$20.3 billion
  • Sent to local governments: other public welfare$5.13 billion
  • Sent to local governments: roads and highways$2.45 billion
  • Sent to local governments: general support$1.68 billion
  • Sent to local governments: public health$1.02 billion
  • Sent to local governments: other and not broken out$856 million
  • Sent to school districts (colleges)$568 million
  • Sent to local governments: other government administration$556 million
  • Sent to local governments: courts and legal services$487 million
  • Sent to local governments: finance, tax collection and budgeting$437 million
  • Sent to local governments: airports$221 million
  • Sent to local governments: police$80.9 million
  • Sent to local governments: natural resources, farming and conservation$40.2 million
  • Sent to local governments: housing and community development$35.2 million
  • Sent to local governments: inspections and regulation$31.1 million
  • Sent to local governments: parks and recreation$29.0 million
  • Sent to local governments: probation, parole and other corrections$25.4 million
  • Sent to local governments: libraries$17.1 million
  • Sent to local governments: colleges and universities$13.5 million
  • Sent to local governments: other education$12.8 million
  • Sent to local governments: hospitals$7.0 million
  • Sent to the federal government$2.2 million
Social services
25%$24.7 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$24.4 billion
  • Unemployment and social insurance offices$304 million
  • Welfare institutions$31.7 million
Schools and colleges
16%$15.6 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$10.9 billion
  • Scholarships and other education subsidies$1.95 billion
  • College housing, dining and bookstores$1.93 billion
  • Other education$812 million
Health and hospitals
10%$10.3 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$8.10 billion
  • Public health$2.22 billion
Running the government and other costs
3.6%$3.56 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$1.33 billion
  • Other government administration$346 million
  • Central staff services (personnel, purchasing, technology)$250 million
  • Other government-run businesses$514 thousand
Police, fire, courts and jails
3.5%$3.45 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.68 billion
  • Police$733 million
  • Probation, parole and other corrections$361 million
  • Inspections and regulation$359 million
  • Courts and legal services$316 million
Roads, transit and parking
3.2%$3.14 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.98 billion
  • Toll roads and bridges$92.2 million
  • Airports$63.4 million
  • Public transit$114 thousand
Water, sewer, trash and utilities
1.3%$1.27 billion
What's in water, sewer, trash and utilitiesLiquor stores and garbage and solid waste
  • Liquor stores$1.26 billion
  • Garbage and solid waste$5.3 million
Interest on debt
1.0%$984 million
Housing and community development
0.9%$928 million
Environment and natural resources
0.6%$548 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$548 million
Parks, recreation and libraries
0.3%$284 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$273 million
  • Libraries$11.1 million
Michigan page →

Your county

Saginaw County

$310 million budget in the latest fiscal year on record, which ended December 31, 2023.

Where the money comes from

Fees for services (hospital bills, garbage collection)29%County taxes26%State tax money19%Fines and other13%Federal tax money9.9%Local tax money3.1%

What stands out

29%

of Saginaw County's money comes from fees for services such as water, sewer and parking.A typical U.S. county of 50,000 to 250,000 people gets 11%.

Full Saginaw County breakdown

County taxes26%

Property tax
25%$67.3 million
Other taxes
1.7%$4.7 million
What's in other taxesOther selective sales taxes and other licenses
  • Other selective sales taxes$3.8 million
  • Other licenses$902 thousand

Amounts are by Census tax category.

Fees for services29%

Fees for services
29%$79.5 million
What's in fees for servicesHospital bills; other service charges and 4 more
  • Hospital bills$50.4 million
  • Other service charges$28.0 million
  • Garbage collection$459 thousand
  • Airport$376 thousand
  • Parks and recreation$120 thousand
  • Parking$50 thousand

Amounts are by Census type of charge.

Federal tax money9.9%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
9.9%$27.3 million

State tax money19%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
19%$51.1 million

Local tax money3.1%

Money passed on by the county or other local governments.

From other local governments
3.1%$8.5 million

Fines and other13%

Interest, rents and other
13%$35.9 million
Fines
0.2%$539 thousand
Saginaw County page →

Where the money goes

Running the government and other costs28%Health and hospitals27%Roads, transit and parking20%Police, fire, courts and jails18%Parks, recreation and libraries2.7%All other spending4.4%

What stands out

27%

of Saginaw County's spending goes to health services and hospitals.A typical U.S. county of 50,000 to 250,000 people spends 5.7%.

Full Saginaw County breakdown

Spending by category100%

Running the government and other costs
28%$87.7 million
What's in running the government and other costsOther and not broken out; government buildings and 2 more
  • Other and not broken out$58.5 million
  • Government buildings$13.2 million
  • Central staff services (personnel, purchasing, technology)$9.3 million
  • Finance, tax collection and budgeting$6.6 million
Health and hospitals
27%$83.4 million
What's in health and hospitalsHospitals and public health
  • Hospitals$50.1 million
  • Public health$33.3 million
Roads, transit and parking
20%$62.7 million
What's in roads, transit and parkingRoads and highways; airports and 1 more
  • Roads and highways$62.1 million
  • Airports$655 thousand
  • Parking$6 thousand
Police, fire, courts and jails
18%$54.4 million
What's in police, fire, courts and jailsCourts and legal services; prisons and jails and 2 more
  • Courts and legal services$31.7 million
  • Prisons and jails$11.3 million
  • Police$10.4 million
  • Probation, parole and other corrections$1.0 million
Parks, recreation and libraries
2.7%$8.5 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$8.5 million
  • Libraries$28 thousand
Interest on debt
2.4%$7.4 million
What's in interest on debtInterest on general debt and interest on water supply debt
  • Interest on general debt$7.1 million
  • Interest on water supply debt$239 thousand
Social services
1.9%$5.9 million
What's in social servicesOther public welfare
  • Other public welfare$5.9 million
Water, sewer, trash and utilities
<0.1%$238 thousand
What's in water, sewer, trash and utilitiesGarbage and solid waste
  • Garbage and solid waste$238 thousand
Saginaw County page →

Your city

City of Saginaw

$187 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 94% of this ZIP is in Saginaw.

Where the money comes from

State tax money33%Fees for services (sewer, water)27%Federal tax money17%City taxes16%Fines and other6.1%County and local tax money0.9%

What stands out

17%

of Saginaw's money comes from federal tax money.A typical U.S. city of 10,000 to 50,000 people gets 1.2%.

Full Saginaw breakdown

City taxes16%

Individual income tax
9.2%$16.7 million
Property tax
4.3%$7.8 million
Other taxes
2.1%$3.8 million
What's in other taxesOccupation and business licenses and other licenses
  • Occupation and business licenses$3.8 million
  • Other licenses$20 thousand

Amounts are by Census tax category.

Fees for services27%

Fees for services
27%$49.1 million
What's in fees for servicesSewer; water and 4 more
  • Sewer$21.3 million
  • Water$20.8 million
  • Garbage collection$4.6 million
  • Housing$2.1 million
  • Other service charges$394 thousand
  • Parking$12 thousand

Amounts are by Census type of charge.

Federal tax money17%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
17%$31.5 million

State tax money33%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
33%$60.1 million

County and local tax money0.9%

Money passed on by the county or other local governments.

From the county and other local governments
0.9%$1.7 million

Fines and other6.1%

Interest, rents and other
6.0%$10.9 million
Fines
<0.1%$180 thousand
Saginaw page →

Where the money goes

Running the government and other costs30%Water, sewer, trash and utilities27%Police, fire, courts and jails24%Roads, transit and parking9.1%Housing and community development7.5%All other spending1.7%

What stands out

7.5%

of Saginaw's spending goes to housing and community development.Most U.S. cities of 10,000 to 50,000 people spend nothing on this.

Full Saginaw breakdown

Spending by category100%

Running the government and other costs
30%$56.4 million
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 2 more
  • Other and not broken out$48.9 million
  • Finance, tax collection and budgeting$3.7 million
  • Central staff services (personnel, purchasing, technology)$2.5 million
  • Government buildings$1.3 million
Water, sewer, trash and utilities
27%$50.7 million
What's in water, sewer, trash and utilitiesSewer systems; water supply and 1 more
  • Sewer systems$36.2 million
  • Water supply$9.9 million
  • Garbage and solid waste$4.7 million
Police, fire, courts and jails
24%$45.6 million
What's in police, fire, courts and jailsPolice; fire protection and 2 more
  • Police$28.0 million
  • Fire protection$15.2 million
  • Inspections and regulation$2.3 million
  • Courts and legal services$178 thousand
Roads, transit and parking
9.1%$17.0 million
What's in roads, transit and parkingRoads and highways
  • Roads and highways$17.0 million
Housing and community development
7.5%$14.0 million
Parks, recreation and libraries
0.9%$1.8 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$1.8 million
  • Libraries$1 thousand
Interest on debt
0.7%$1.3 million
What's in interest on debtInterest on water supply debt and interest on general debt
  • Interest on water supply debt$1.1 million
  • Interest on general debt$186 thousand
Sent to other local governments
<0.1%$80 thousand
What's in sent to other local governmentsSent to local governments: other and not broken out
  • Sent to local governments: other and not broken out$80 thousand
Health and hospitals
<0.1%$77 thousand
What's in health and hospitalsPublic health
  • Public health$77 thousand
Saginaw page →

Your schools

Saginaw Public School District

$166 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 94% of this ZIP is in Saginaw Public School District.

Where the money comes from

State tax money74%School district taxes15%County and local tax money6.8%Fines and other2.4%Fees for services (school tuition and transportation, school lunches)1.3%

What stands out

6.8%

of Saginaw Public School District's money comes from county and other local tax money.A typical school district with 5,000 to 25,000 students gets 1%.

Full Saginaw Public School District breakdown

School district taxes15%

Property tax
15%$18.4 million

Fees for services1.3%

Fees for services
1.3%$1.5 million
What's in fees for servicesOther school charges; school tuition and transportation and 1 more
  • Other school charges$1.5 million
  • School tuition and transportation$18 thousand
  • School lunches$6 thousand

Amounts are by Census type of charge.

State tax money74%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
74%$89.8 million

County and local tax money6.8%

Money passed on by the county or other local governments.

From the county and other local governments
6.8%$8.3 million

Fines and other2.4%

Interest, rents and other
2.4%$3.0 million
Saginaw Public School District page →

Where the money goes

Schools and colleges96%Interest on debt3.0%Sent to other local governments1.1%
Full Saginaw Public School District breakdown

Spending by category100%

Schools and colleges
96%$159 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$159 million
Interest on debt
3.0%$5.0 million
Sent to other local governments
1.1%$1.9 million
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$1.9 million
Saginaw Public School District page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Michigan. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

Saginaw County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

City of Saginaw. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Saginaw Public School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.