ZIP 48706 · Monitor Charter Township, MI

Seven governments run on your community's money

This page shows every government that serves ZIP 48706: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Michigan governments, the Michigan Department of Treasury, as named under Sources and more.

Where do my taxes go in 48706?
48706 is served by the State of Michigan, Bay County, Bay City School District, Monitor Charter Township, Frankenlust Township, Bangor Charter Township and Bangor Township Schools. In each one's latest recorded fiscal year, State of Michigan spent $98.8 billion (fiscal year ended September 30, 2023), Bay County spent $235 million (fiscal year ended December 31, 2023), Bay City School District spent $115 million (fiscal year ended June 30, 2024), Monitor Charter Township spent $7.2 million (fiscal year ended December 31, 2025), Frankenlust Township spent $2.3 million (fiscal year ended June 30, 2025), Bangor Charter Township spent $12.1 million (fiscal year ended December 31, 2025) and Bangor Township Schools spent $40.7 million (fiscal year ended June 30, 2024). Each government's money is separate.

Which governments collect property tax in 48706?
Of the governments serving 48706, State of Michigan collected $2.81 billion (fiscal year ended September 30, 2023), Bay County collected $45.1 million (fiscal year ended December 31, 2023), Bay City School District collected $17.8 million (fiscal year ended June 30, 2024), Bangor Township Schools collected $4.2 million (fiscal year ended June 30, 2024), Bangor Charter Township collected $2.8 million (fiscal year ended December 31, 2025), Monitor Charter Township collected $2.3 million (fiscal year ended December 31, 2025) and Frankenlust Township collected $533 thousand (fiscal year ended June 30, 2025) in property tax. These are each government's total collections, not a bill for 48706.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Bay County, Monitor Charter Township, Frankenlust Township and Bangor Charter Township

Why not this year? Michigan governments with newer filings show figures from the Michigan Department of Treasury (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 48706

State of Michigan$2.81 billion

3.0% of its $93.9 billion in revenue · fiscal year ended September 30, 2023

Bay County$45.1 million

19% of its $239 million in revenue · fiscal year ended December 31, 2023

Bay City School District$17.8 million

16% of its $114 million in revenue · fiscal year ended June 30, 2024

Bangor Township Schools$4.2 million

10% of its $41.7 million in revenue · fiscal year ended June 30, 2024

Bangor Charter Township$2.8 million

21% of its $13.6 million in revenue · fiscal year ended December 31, 2025

Monitor Charter Township$2.3 million

24% of its $9.3 million in revenue · fiscal year ended December 31, 2025

Frankenlust Township$533 thousand

14% of its $3.7 million in revenue · fiscal year ended June 30, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Bay County

$235 million budget in the latest fiscal year on record, which ended December 31, 2023.

Where the money comes from

Local tax money28%Fees for services (water, sewer)25%County taxes21%State tax money13%Fines and other8.0%Federal tax money5.7%

What stands out

28%

of Bay County's money comes from county and other local tax money.A typical U.S. county of 50,000 to 250,000 people gets 1.1%.

Full Bay County breakdown

County taxes21%

Property tax
19%$45.1 million
Other taxes
2.0%$4.8 million
What's in other taxesOther licenses and occupation and business licenses
  • Other licenses$4.5 million
  • Occupation and business licenses$283 thousand

Amounts are by Census tax category.

Fees for services25%

Fees for services
25%$58.6 million
What's in fees for servicesOther service charges; water and 3 more
  • Other service charges$39.5 million
  • Water$11.1 million
  • Sewer$3.9 million
  • Road charges$3.3 million
  • Parks and recreation$756 thousand

Amounts are by Census type of charge.

Federal tax money5.7%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
5.7%$13.5 million

State tax money13%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
13%$32.0 million

Local tax money28%

Money passed on by the county or other local governments.

From other local governments
28%$66.1 million

Fines and other8.0%

Interest, rents and other
7.7%$18.5 million
Fines
0.2%$571 thousand
Bay County page →

Where the money goes

Health and hospitals35%Running the government and other costs21%Social services14%Roads, transit and parking13%Water, sewer, trash and utilities7.7%All other spending9.5%

What stands out

35%

of Bay County's spending goes to health services and hospitals.A typical U.S. county of 50,000 to 250,000 people spends 5.7%.

Full Bay County breakdown

Spending by category100%

Health and hospitals
35%$82.4 million
What's in health and hospitalsPublic health
  • Public health$82.4 million
Running the government and other costs
21%$49.9 million
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 1 more
  • Other and not broken out$47.2 million
  • Finance, tax collection and budgeting$2.0 million
  • Central staff services (personnel, purchasing, technology)$683 thousand
Social services
14%$33.0 million
What's in social servicesWelfare institutions and other public welfare
  • Welfare institutions$29.4 million
  • Other public welfare$3.5 million
Roads, transit and parking
13%$29.7 million
What's in roads, transit and parkingRoads and highways
  • Roads and highways$29.7 million
Water, sewer, trash and utilities
7.7%$18.2 million
What's in water, sewer, trash and utilitiesSewer systems
  • Sewer systems$18.2 million
Parks, recreation and libraries
4.3%$10.1 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$9.4 million
  • Libraries$710 thousand
Police, fire, courts and jails
3.9%$9.1 million
What's in police, fire, courts and jailsCourts and legal services and prisons and jails
  • Courts and legal services$9.0 million
  • Prisons and jails$147 thousand
Interest on debt
1.1%$2.6 million
Sent to other local governments
0.2%$449 thousand
What's in sent to other local governmentsSent to the state government and sent to local governments: other and not broken out
  • Sent to the state government$234 thousand
  • Sent to local governments: other and not broken out$215 thousand
Bay County page →

Your towns

Monitor Charter Township

$7.2 million budget in fiscal year 2025 (ended December 31, 2025), from the Michigan Department of Treasury.

About 50% of this ZIP is in Monitor Charter Township.

Where the money comes from

Fees for services33%Township taxes30%Fines and other18%State tax money18%
Full Monitor Charter Township breakdown

Township taxes30%

Property tax
24%$2.3 million
Other taxes
5.9%$553 thousand

Fees for services33%

Fees for services
33%$3.1 million

State tax money18%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
18%$1.7 million

Fines and other18%

Interest, rents and other
18%$1.7 million
Monitor Charter Township page →

Where the money goes

Water, sewer, trash and utilities45%Running the government and other costs26%Police, fire, courts and jails21%Debt payments (principal and interest)6.8%Parks, recreation and libraries0.8%Housing and community development0.6%
Full Monitor Charter Township breakdown

Spending by category100%

Water, sewer, trash and utilities
45%$3.2 million
Running the government and other costs
26%$1.9 million
Police, fire, courts and jails
21%$1.5 million
Debt payments (principal and interest)
6.8%$487 thousand
Parks, recreation and libraries
0.8%$58 thousand
Housing and community development
0.6%$41 thousand
Monitor Charter Township page →

Frankenlust Township

$2.3 million budget in fiscal year 2025 (ended June 30, 2025), from the Michigan Department of Treasury.

About 22% of this ZIP is in Frankenlust Township.

Where the money comes from

Fees for services55%Township taxes19%State tax money11%Federal tax money9.4%Fines and other5.2%
Full Frankenlust Township breakdown

Township taxes19%

Property tax
14%$533 thousand
Other taxes
4.7%$173 thousand

Fees for services55%

Fees for services
55%$2.0 million

Federal tax money9.4%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
9.4%$348 thousand

State tax money11%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
11%$424 thousand

Fines and other5.2%

Interest, rents and other
5.2%$191 thousand
Frankenlust Township page →

Where the money goes

Water, sewer, trash and utilities60%Running the government and other costs21%Police, fire, courts and jails15%Roads, transit and parking1.6%Parks, recreation and libraries1.3%All other spending1.0%
Full Frankenlust Township breakdown

Spending by category100%

Water, sewer, trash and utilities
60%$1.4 million
Running the government and other costs
21%$485 thousand
Police, fire, courts and jails
15%$341 thousand
Roads, transit and parking
1.6%$37 thousand
Parks, recreation and libraries
1.3%$30 thousand
Housing and community development
0.8%$19 thousand
Debt payments (principal and interest)
0.1%$3 thousand
Frankenlust Township page →

Bangor Charter Township

$12.1 million budget in fiscal year 2025 (ended December 31, 2025), from the Michigan Department of Treasury.

About 21% of this ZIP is in Bangor Charter Township.

Where the money comes from

Fees for services39%Township taxes25%State tax money20%Fines and other15%
Full Bangor Charter Township breakdown

Township taxes25%

Property tax
21%$2.8 million
Other taxes
4.6%$622 thousand

Fees for services39%

Fees for services
39%$5.4 million

State tax money20%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
20%$2.8 million

Fines and other15%

Interest, rents and other
15%$2.1 million
Fines
<0.1%$2 thousand
Bangor Charter Township page →

Where the money goes

Water, sewer, trash and utilities47%Police, fire, courts and jails24%Running the government and other costs23%Housing and community development2.0%Roads, transit and parking1.9%Parks, recreation and libraries1.6%
Full Bangor Charter Township breakdown

Spending by category100%

Water, sewer, trash and utilities
47%$5.7 million
Police, fire, courts and jails
24%$3.0 million
Running the government and other costs
23%$2.8 million
Housing and community development
2.0%$243 thousand
Roads, transit and parking
1.9%$234 thousand
Parks, recreation and libraries
1.6%$197 thousand
Bangor Charter Township page →

Your schools

Bay City School District

$115 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 79% of this ZIP is in Bay City School District.

Where the money comes from

State tax money80%School district taxes16%Fees for services (school lunches, school tuition and transportation)2.9%County and local tax money1.4%Fines and other0.5%

What stands out

80%

of Bay City School District's money comes from state tax money.A typical school district with 5,000 to 25,000 students gets 59%.

Full Bay City School District breakdown

School district taxes16%

Property tax
16%$17.8 million

Fees for services2.9%

Fees for services
2.9%$3.3 million
What's in fees for servicesOther school charges; school lunches and 1 more
  • Other school charges$3.1 million
  • School lunches$123 thousand
  • School tuition and transportation$48 thousand

Amounts are by Census type of charge.

State tax money80%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
80%$90.7 million

County and local tax money1.4%

Money passed on by the county or other local governments.

From the county and other local governments
1.4%$1.6 million

Fines and other0.5%

Interest, rents and other
0.5%$552 thousand
Bay City School District page →

Where the money goes

Schools and colleges95%Sent to other local governments4.1%Interest on debt0.9%

What stands out

4.1%

of Bay City School District's spending goes to local governments.Most school districts with 5,000 to 25,000 students spend nothing on this.

Full Bay City School District breakdown

Spending by category100%

Schools and colleges
95%$109 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$109 million
Sent to other local governments
4.1%$4.7 million
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$4.7 million
Interest on debt
0.9%$1.1 million
Bay City School District page →

Bangor Township Schools

$40.7 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 21% of this ZIP is in Bangor Township Schools.

Where the money comes from

State tax money82%School district taxes10%Fines and other3.5%Fees for services (school tuition and transportation, school lunches)2.8%County and local tax money2.0%
Full Bangor Township Schools breakdown

What stands out

10%

of Bangor Township Schools' money comes from property tax.A typical school district with fewer than 5,000 students gets 28%.

School district taxes10%

Property tax
10%$4.2 million

Fees for services2.8%

Fees for services
2.8%$1.2 million
What's in fees for servicesOther school charges; school tuition and transportation and 1 more
  • Other school charges$743 thousand
  • School tuition and transportation$341 thousand
  • School lunches$73 thousand

Amounts are by Census type of charge.

State tax money82%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
82%$34.1 million

County and local tax money2.0%

Money passed on by the county or other local governments.

From the county and other local governments
2.0%$855 thousand

Fines and other3.5%

Interest, rents and other
3.5%$1.4 million
Bangor Township Schools page →

Where the money goes

Schools and colleges96%Sent to other local governments2.3%Interest on debt1.6%
Full Bangor Township Schools breakdown

Spending by category100%

Schools and colleges
96%$39.1 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$39.1 million
Sent to other local governments
2.3%$926 thousand
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$926 thousand
Interest on debt
1.6%$651 thousand
Bangor Township Schools page →

Your state

State of Michigan

$98.8 billion budget in the latest fiscal year on record, which ended September 30, 2023.

Where the money comes from

State taxes41%Federal tax money36%Fees for services (hospital bills, college tuition)17%Fines and other6.2%Local tax money0.3%

What stands out

17%

of Michigan's money comes from fees for services such as water, sewer and parking.A typical state government gets 10%.

Full Michigan breakdown

State taxes41%

Sales tax
14%$12.7 billion
Local income tax
12%$11.6 billion
Other taxes
8.9%$8.34 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 17 more
  • Other selective sales taxes$2.33 billion
  • Motor fuel taxes$1.55 billion
  • Motor vehicle licenses$1.53 billion
  • Tobacco taxes$675 million
  • Insurance premium taxes$529 million
  • Real estate and stock transfer taxes$399 million
  • Amusement taxes$311 million
  • Occupation and business licenses$281 million
  • Other licenses$238 million
  • Alcoholic beverage taxes$205 million
  • Driver's licenses$65.4 million
  • Hunting and fishing licenses$64.4 million
  • Public utility taxes$42.7 million
  • Public utility licenses$37.9 million
  • Severance taxes$27.6 million
  • Corporation licenses$24.3 million
  • Alcoholic beverage licenses$22.5 million
  • Other taxes not classified elsewhere$40 thousand
  • Estate and gift taxes$6 thousand

Amounts are by Census tax category.

Business income tax
3.4%$3.18 billion
Property tax
3.0%$2.81 billion

Fees for services17%

Fees for services
17%$15.6 billion
What's in fees for servicesHospital bills; college tuition and 12 more
  • Hospital bills$8.03 billion
  • College tuition$4.34 billion
  • Liquor stores$1.56 billion
  • University housing and dining$1.36 billion
  • Other service charges$164 million
  • Parks, land and natural resources$58.2 million
  • Housing$43.7 million
  • Tolls on roads and bridges$32.1 million
  • Parks and recreation$8.7 million
  • Other education charges$6.7 million
  • Airport$529 thousand
  • Other government-run businesses$443 thousand
  • Road charges$159 thousand
  • Transit fares$10 thousand

Amounts are by Census type of charge.

Federal tax money36%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
36%$33.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$279 million

Fines and other6.2%

Interest, rents and other
6.1%$5.73 billion
Fines
0.1%$119 million
Michigan page →

Where the money goes

Sent to local governments34%Social services25%Schools and colleges16%Health and hospitals10%Running the government and other costs3.6%All other spending11%

What stands out

34%

of Michigan's spending goes to local governments.A typical state government spends 24%.

Full Michigan breakdown

Spending by category100%

Sent to local governments
34%$34.0 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other public welfare and 20 more
  • Sent to school districts$20.3 billion
  • Sent to local governments: other public welfare$5.13 billion
  • Sent to local governments: roads and highways$2.45 billion
  • Sent to local governments: general support$1.68 billion
  • Sent to local governments: public health$1.02 billion
  • Sent to local governments: other and not broken out$856 million
  • Sent to school districts (colleges)$568 million
  • Sent to local governments: other government administration$556 million
  • Sent to local governments: courts and legal services$487 million
  • Sent to local governments: finance, tax collection and budgeting$437 million
  • Sent to local governments: airports$221 million
  • Sent to local governments: police$80.9 million
  • Sent to local governments: natural resources, farming and conservation$40.2 million
  • Sent to local governments: housing and community development$35.2 million
  • Sent to local governments: inspections and regulation$31.1 million
  • Sent to local governments: parks and recreation$29.0 million
  • Sent to local governments: probation, parole and other corrections$25.4 million
  • Sent to local governments: libraries$17.1 million
  • Sent to local governments: colleges and universities$13.5 million
  • Sent to local governments: other education$12.8 million
  • Sent to local governments: hospitals$7.0 million
  • Sent to the federal government$2.2 million
Social services
25%$24.7 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$24.4 billion
  • Unemployment and social insurance offices$304 million
  • Welfare institutions$31.7 million
Schools and colleges
16%$15.6 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$10.9 billion
  • Scholarships and other education subsidies$1.95 billion
  • College housing, dining and bookstores$1.93 billion
  • Other education$812 million
Health and hospitals
10%$10.3 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$8.10 billion
  • Public health$2.22 billion
Running the government and other costs
3.6%$3.56 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$1.33 billion
  • Other government administration$346 million
  • Central staff services (personnel, purchasing, technology)$250 million
  • Other government-run businesses$514 thousand
Police, fire, courts and jails
3.5%$3.45 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.68 billion
  • Police$733 million
  • Probation, parole and other corrections$361 million
  • Inspections and regulation$359 million
  • Courts and legal services$316 million
Roads, transit and parking
3.2%$3.14 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.98 billion
  • Toll roads and bridges$92.2 million
  • Airports$63.4 million
  • Public transit$114 thousand
Water, sewer, trash and utilities
1.3%$1.27 billion
What's in water, sewer, trash and utilitiesLiquor stores and garbage and solid waste
  • Liquor stores$1.26 billion
  • Garbage and solid waste$5.3 million
Interest on debt
1.0%$984 million
Housing and community development
0.9%$928 million
Environment and natural resources
0.6%$548 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$548 million
Parks, recreation and libraries
0.3%$284 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$273 million
  • Libraries$11.1 million
Michigan page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Michigan. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

Bay County. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended December 31, 2023.

Bay City School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Monitor Charter Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Frankenlust Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended June 30, 2022.

Bangor Charter Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended December 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended December 31, 2021.

Bangor Township Schools. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

How these figures are counted. Revenue and spending are the annual financial reports (Form F-65) that a Michigan government filed with the Michigan Department of Treasury, grouped into the same categories as the Census figures. Counties, cities, villages and townships are included together with their component units, such as road commissions, downtown development authorities and county health departments. Internal service funds, transfers, borrowing proceeds and depreciation are not counted.

Debt payments. The report lists principal and interest on debt, so the "Debt payments" line includes principal as well as interest. The Census figures leave principal out.

Capital purchases. Michigan filings do not break out enterprise capital purchases, so total spending can read lower than the Census figure for governments with large water or sewer projects.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.