ZIP 49635 · Crystal Lake Township, MI

Eight governments run on your community's money

This page shows every government that serves ZIP 49635: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Michigan governments, the Michigan Department of Treasury, as named under Sources and more.

Where do my taxes go in 49635?
49635 is served by the State of Michigan, Benzie County, Frankfort-Elberta Area School District, Crystal Lake Township, Blaine Township, Benzie Co Central Schools, Gilmore Township and Lake Township. In each one's latest recorded fiscal year, State of Michigan spent $98.8 billion (fiscal year ended September 30, 2023), Benzie County spent $43.9 million (fiscal year ended September 30, 2025), Frankfort-Elberta Area School District spent $15.7 million (fiscal year ended June 30, 2024), Crystal Lake Township spent $1.5 million (fiscal year ended March 31, 2026), Blaine Township spent $247 thousand (fiscal year ended March 31, 2025), Benzie Co Central Schools spent $33.0 million (fiscal year ended June 30, 2024), Gilmore Township spent $183 thousand (fiscal year ended March 31, 2026) and Lake Township spent $693 thousand (fiscal year ended March 31, 2026). Each government's money is separate.

Which governments collect property tax in 49635?
Of the governments serving 49635, State of Michigan collected $2.81 billion (fiscal year ended September 30, 2023), Benzie County collected $16.2 million (fiscal year ended September 30, 2025), Benzie Co Central Schools collected $12.7 million (fiscal year ended June 30, 2024), Frankfort-Elberta Area School District collected $7.9 million (fiscal year ended June 30, 2024), Crystal Lake Township collected $627 thousand (fiscal year ended March 31, 2026), Lake Township collected $453 thousand (fiscal year ended March 31, 2026), Gilmore Township collected $176 thousand (fiscal year ended March 31, 2026) and Blaine Township collected $89 thousand (fiscal year ended March 31, 2025) in property tax. These are each government's total collections, not a bill for 49635.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Benzie County, Crystal Lake Township, Blaine Township and Gilmore Township

Why not this year? Michigan governments with newer filings show figures from the Michigan Department of Treasury (for 2025 and 2026, each government's newest year on file). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 49635

State of Michigan$2.81 billion

3.0% of its $93.9 billion in revenue · fiscal year ended September 30, 2023

Benzie County$16.2 million

30% of its $54.7 million in revenue · fiscal year ended September 30, 2025

Benzie Co Central Schools$12.7 million

53% of its $24.0 million in revenue · fiscal year ended June 30, 2024

Frankfort-Elberta Area School District$7.9 million

64% of its $12.5 million in revenue · fiscal year ended June 30, 2024

Crystal Lake Township$627 thousand

68% of its $917 thousand in revenue · fiscal year ended March 31, 2026

Lake Township$453 thousand

69% of its $655 thousand in revenue · fiscal year ended March 31, 2026

Gilmore Township$176 thousand

73% of its $242 thousand in revenue · fiscal year ended March 31, 2026

Blaine Township$89 thousand

34% of its $260 thousand in revenue · fiscal year ended March 31, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your county

Benzie County

$43.9 million budget in fiscal year 2025 (ended September 30, 2025), from the Michigan Department of Treasury.

Where the money comes from

Fees for services37%County taxes30%State tax money27%Fines and other4.0%Federal tax money0.9%Local tax money0.3%
Full Benzie County breakdown

County taxes30%

Property tax
30%$16.2 million
Other taxes
0.8%$464 thousand

Fees for services37%

Fees for services
37%$20.3 million

Federal tax money0.9%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.9%$519 thousand

State tax money27%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
27%$14.8 million

Local tax money0.3%

Money passed on by the county or other local governments.

From other local governments
0.3%$173 thousand

Fines and other4.0%

Interest, rents and other
4.0%$2.2 million
Fines
<0.1%$7 thousand
Benzie County page →

Where the money goes

Social services36%Roads, transit and parking25%Police, fire, courts and jails19%Running the government and other costs10%Health and hospitals7.1%All other spending2.9%
Full Benzie County breakdown

Spending by category100%

Social services
36%$15.9 million
Roads, transit and parking
25%$10.9 million
Police, fire, courts and jails
19%$8.3 million
Running the government and other costs
10%$4.5 million
Health and hospitals
7.1%$3.1 million
Parks, recreation and libraries
1.6%$685 thousand
Water, sewer, trash and utilities
1.0%$424 thousand
Housing and community development
0.4%$157 thousand
Debt payments (principal and interest)
<0.1%$28 thousand
Benzie County page →

Your towns

Crystal Lake Township

$1.5 million budget in fiscal year 2026 (ended March 31, 2026), from the Michigan Department of Treasury.

About 33% of this ZIP is in Crystal Lake Township.

Where the money comes from

Township taxes70%State tax money13%Fines and other9.8%Fees for services6.7%
Full Crystal Lake Township breakdown

Township taxes70%

Property tax
68%$627 thousand
Other taxes
1.9%$18 thousand

Fees for services6.7%

Fees for services
6.7%$62 thousand

State tax money13%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
13%$121 thousand

Fines and other9.8%

Interest, rents and other
9.8%$90 thousand
Crystal Lake Township page →

Where the money goes

Roads, transit and parking53%Running the government and other costs34%Police, fire, courts and jails12%Housing and community development1.8%
Full Crystal Lake Township breakdown

Spending by category100%

Roads, transit and parking
53%$789 thousand
Running the government and other costs
34%$506 thousand
Police, fire, courts and jails
12%$181 thousand
Housing and community development
1.8%$27 thousand
Crystal Lake Township page →

Blaine Township

$247 thousand budget in fiscal year 2025 (ended March 31, 2025), from the Michigan Department of Treasury.

About 25% of this ZIP is in Blaine Township.

Where the money comes from

Township taxes36%State tax money30%Federal tax money22%Fees for services8.4%Fines and other3.2%
Full Blaine Township breakdown

Township taxes36%

Property tax
34%$89 thousand
Other taxes
2.2%$6 thousand

Fees for services8.4%

Fees for services
8.4%$22 thousand

Federal tax money22%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
22%$58 thousand

State tax money30%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
30%$78 thousand

Fines and other3.2%

Interest, rents and other
3.2%$8 thousand
Blaine Township page →

Where the money goes

Running the government and other costs46%Roads, transit and parking29%Police, fire, courts and jails22%Housing and community development3.5%
Full Blaine Township breakdown

Spending by category100%

Running the government and other costs
46%$113 thousand
Roads, transit and parking
29%$71 thousand
Police, fire, courts and jails
22%$54 thousand
Housing and community development
3.5%$9 thousand
Blaine Township page →

Gilmore Township

$183 thousand budget in fiscal year 2026 (ended March 31, 2026), from the Michigan Department of Treasury.

About 16% of this ZIP is in Gilmore Township.

Where the money comes from

Township taxes73%State tax money22%Fines and other3.7%Federal tax money1.1%Fees for services0.4%
Full Gilmore Township breakdown

Township taxes73%

Property tax
73%$176 thousand
Other taxes
0.6%$1 thousand

Fees for services0.4%

Fees for services
0.4%$1 thousand

Federal tax money1.1%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
1.1%$3 thousand

State tax money22%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
22%$52 thousand

Fines and other3.7%

Interest, rents and other
3.7%$9 thousand
Gilmore Township page →

Where the money goes

Running the government and other costs57%Police, fire, courts and jails41%Housing and community development1.5%Roads, transit and parking0.9%
Full Gilmore Township breakdown

Spending by category100%

Running the government and other costs
57%$104 thousand
Police, fire, courts and jails
41%$75 thousand
Housing and community development
1.5%$3 thousand
Roads, transit and parking
0.9%$2 thousand
Gilmore Township page →

Lake Township

$693 thousand budget in fiscal year 2026 (ended March 31, 2026), from the Michigan Department of Treasury.

About 14% of this ZIP is in Lake Township.

Where the money comes from

Township taxes74%State tax money13%Fines and other9.0%Fees for services4.6%
Full Lake Township breakdown

Township taxes74%

Property tax
69%$453 thousand
Other taxes
4.7%$31 thousand

Fees for services4.6%

Fees for services
4.6%$30 thousand

State tax money13%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
13%$82 thousand

Fines and other9.0%

Interest, rents and other
9.0%$59 thousand
Lake Township page →

Where the money goes

Running the government and other costs58%Police, fire, courts and jails24%Housing and community development12%Parks, recreation and libraries5.6%Water, sewer, trash and utilities0.8%Roads, transit and parking0.4%
Full Lake Township breakdown

Spending by category100%

Running the government and other costs
58%$400 thousand
Police, fire, courts and jails
24%$165 thousand
Housing and community development
12%$80 thousand
Parks, recreation and libraries
5.6%$39 thousand
Water, sewer, trash and utilities
0.8%$5 thousand
Roads, transit and parking
0.4%$3 thousand
Lake Township page →

Your schools

Frankfort-Elberta Area School District

$15.7 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 79% of this ZIP is in Frankfort-Elberta Area School District.

Where the money comes from

School district taxes64%State tax money25%Fees for services (school tuition and transportation, school lunches)5.4%Fines and other4.2%County and local tax money1.3%Federal tax money0.7%
Full Frankfort-Elberta Area School District breakdown

What stands out

64%

of Frankfort-Elberta Area School District's money comes from property tax.A typical school district with fewer than 5,000 students gets 28%.

School district taxes64%

Property tax
64%$7.9 million

Fees for services5.4%

Fees for services
5.4%$676 thousand
What's in fees for servicesOther school charges; school tuition and transportation and 1 more
  • Other school charges$425 thousand
  • School tuition and transportation$238 thousand
  • School lunches$13 thousand

Amounts are by Census type of charge.

Federal tax money0.7%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.7%$92 thousand

State tax money25%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
25%$3.1 million

County and local tax money1.3%

Money passed on by the county or other local governments.

From the county and other local governments
1.3%$164 thousand

Fines and other4.2%

Interest, rents and other
4.2%$527 thousand
Frankfort-Elberta Area School District page →

Where the money goes

Schools and colleges98%Interest on debt1.7%Sent to other local governments0.2%
Full Frankfort-Elberta Area School District breakdown

Spending by category100%

Schools and colleges
98%$15.4 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$15.4 million
Interest on debt
1.7%$262 thousand
Sent to other local governments
0.2%$25 thousand
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$25 thousand
Frankfort-Elberta Area School District page →

Benzie Co Central Schools

$33.0 million budget in the latest fiscal year on record, which ended June 30, 2024.

About 21% of this ZIP is in Benzie Co Central Schools.

Where the money comes from

School district taxes53%State tax money38%County and local tax money3.7%Fines and other2.8%Fees for services (school lunches, school tuition and transportation)2.4%Federal tax money0.3%
Full Benzie Co Central Schools breakdown

What stands out

53%

of Benzie Co Central Schools' money comes from property tax.A typical school district with fewer than 5,000 students gets 28%.

School district taxes53%

Property tax
53%$12.7 million

Fees for services2.4%

Fees for services
2.4%$572 thousand
What's in fees for servicesOther school charges; school lunches and 1 more
  • Other school charges$557 thousand
  • School lunches$13 thousand
  • School tuition and transportation$2 thousand

Amounts are by Census type of charge.

Federal tax money0.3%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
0.3%$70 thousand

State tax money38%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
38%$9.0 million

County and local tax money3.7%

Money passed on by the county or other local governments.

From the county and other local governments
3.7%$885 thousand

Fines and other2.8%

Interest, rents and other
2.8%$675 thousand
Benzie Co Central Schools page →

Where the money goes

Schools and colleges96%Interest on debt3.8%Sent to other local governments0.5%
Full Benzie Co Central Schools breakdown

Spending by category100%

Schools and colleges
96%$31.6 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$31.6 million
Interest on debt
3.8%$1.3 million
Sent to other local governments
0.5%$152 thousand
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$152 thousand
Benzie Co Central Schools page →

Your state

State of Michigan

$98.8 billion budget in the latest fiscal year on record, which ended September 30, 2023.

Where the money comes from

State taxes41%Federal tax money36%Fees for services (hospital bills, college tuition)17%Fines and other6.2%Local tax money0.3%

What stands out

17%

of Michigan's money comes from fees for services such as water, sewer and parking.A typical state government gets 10%.

Full Michigan breakdown

State taxes41%

Sales tax
14%$12.7 billion
Local income tax
12%$11.6 billion
Other taxes
8.9%$8.34 billion
What's in other taxesOther selective sales taxes; motor fuel taxes and 17 more
  • Other selective sales taxes$2.33 billion
  • Motor fuel taxes$1.55 billion
  • Motor vehicle licenses$1.53 billion
  • Tobacco taxes$675 million
  • Insurance premium taxes$529 million
  • Real estate and stock transfer taxes$399 million
  • Amusement taxes$311 million
  • Occupation and business licenses$281 million
  • Other licenses$238 million
  • Alcoholic beverage taxes$205 million
  • Driver's licenses$65.4 million
  • Hunting and fishing licenses$64.4 million
  • Public utility taxes$42.7 million
  • Public utility licenses$37.9 million
  • Severance taxes$27.6 million
  • Corporation licenses$24.3 million
  • Alcoholic beverage licenses$22.5 million
  • Other taxes not classified elsewhere$40 thousand
  • Estate and gift taxes$6 thousand

Amounts are by Census tax category.

Business income tax
3.4%$3.18 billion
Property tax
3.0%$2.81 billion

Fees for services17%

Fees for services
17%$15.6 billion
What's in fees for servicesHospital bills; college tuition and 12 more
  • Hospital bills$8.03 billion
  • College tuition$4.34 billion
  • Liquor stores$1.56 billion
  • University housing and dining$1.36 billion
  • Other service charges$164 million
  • Parks, land and natural resources$58.2 million
  • Housing$43.7 million
  • Tolls on roads and bridges$32.1 million
  • Parks and recreation$8.7 million
  • Other education charges$6.7 million
  • Airport$529 thousand
  • Other government-run businesses$443 thousand
  • Road charges$159 thousand
  • Transit fares$10 thousand

Amounts are by Census type of charge.

Federal tax money36%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
36%$33.6 billion

Local tax money0.3%

Money passed on by the county or other local governments.

From local governments
0.3%$279 million

Fines and other6.2%

Interest, rents and other
6.1%$5.73 billion
Fines
0.1%$119 million
Michigan page →

Where the money goes

Sent to local governments34%Social services25%Schools and colleges16%Health and hospitals10%Running the government and other costs3.6%All other spending11%

What stands out

34%

of Michigan's spending goes to local governments.A typical state government spends 24%.

Full Michigan breakdown

Spending by category100%

Sent to local governments
34%$34.0 billion
What's in sent to local governmentsSent to school districts; sent to local governments: other public welfare and 20 more
  • Sent to school districts$20.3 billion
  • Sent to local governments: other public welfare$5.13 billion
  • Sent to local governments: roads and highways$2.45 billion
  • Sent to local governments: general support$1.68 billion
  • Sent to local governments: public health$1.02 billion
  • Sent to local governments: other and not broken out$856 million
  • Sent to school districts (colleges)$568 million
  • Sent to local governments: other government administration$556 million
  • Sent to local governments: courts and legal services$487 million
  • Sent to local governments: finance, tax collection and budgeting$437 million
  • Sent to local governments: airports$221 million
  • Sent to local governments: police$80.9 million
  • Sent to local governments: natural resources, farming and conservation$40.2 million
  • Sent to local governments: housing and community development$35.2 million
  • Sent to local governments: inspections and regulation$31.1 million
  • Sent to local governments: parks and recreation$29.0 million
  • Sent to local governments: probation, parole and other corrections$25.4 million
  • Sent to local governments: libraries$17.1 million
  • Sent to local governments: colleges and universities$13.5 million
  • Sent to local governments: other education$12.8 million
  • Sent to local governments: hospitals$7.0 million
  • Sent to the federal government$2.2 million
Social services
25%$24.7 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 1 more
  • Other public welfare$24.4 billion
  • Unemployment and social insurance offices$304 million
  • Welfare institutions$31.7 million
Schools and colleges
16%$15.6 billion
What's in schools and collegesColleges and universities; scholarships and other education subsidies and 2 more
  • Colleges and universities$10.9 billion
  • Scholarships and other education subsidies$1.95 billion
  • College housing, dining and bookstores$1.93 billion
  • Other education$812 million
Health and hospitals
10%$10.3 billion
What's in health and hospitalsHospitals and public health
  • Hospitals$8.10 billion
  • Public health$2.22 billion
Running the government and other costs
3.6%$3.56 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$1.63 billion
  • Finance, tax collection and budgeting$1.33 billion
  • Other government administration$346 million
  • Central staff services (personnel, purchasing, technology)$250 million
  • Other government-run businesses$514 thousand
Police, fire, courts and jails
3.5%$3.45 billion
What's in police, fire, courts and jailsPrisons and jails; police and 3 more
  • Prisons and jails$1.68 billion
  • Police$733 million
  • Probation, parole and other corrections$361 million
  • Inspections and regulation$359 million
  • Courts and legal services$316 million
Roads, transit and parking
3.2%$3.14 billion
What's in roads, transit and parkingRoads and highways; toll roads and bridges and 2 more
  • Roads and highways$2.98 billion
  • Toll roads and bridges$92.2 million
  • Airports$63.4 million
  • Public transit$114 thousand
Water, sewer, trash and utilities
1.3%$1.27 billion
What's in water, sewer, trash and utilitiesLiquor stores and garbage and solid waste
  • Liquor stores$1.26 billion
  • Garbage and solid waste$5.3 million
Interest on debt
1.0%$984 million
Housing and community development
0.9%$928 million
Environment and natural resources
0.6%$548 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$548 million
Parks, recreation and libraries
0.3%$284 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$273 million
  • Libraries$11.1 million
Michigan page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

State of Michigan. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended September 30, 2023.

Benzie County. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended September 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended September 30, 2021.

Frankfort-Elberta Area School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Crystal Lake Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2026, fiscal year ended March 31, 2026. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended March 31, 2022.

Blaine Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2025, fiscal year ended March 31, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended March 31, 2022.

Benzie Co Central Schools. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Gilmore Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2026, fiscal year ended March 31, 2026. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended March 31, 2022.

Lake Township. Michigan Department of Treasury, MI Community Financial Dashboard (annual F-65 filings), fiscal year 2026, fiscal year ended March 31, 2026. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended March 31, 2022.

How these figures are counted. Revenue and spending are the annual financial reports (Form F-65) that a Michigan government filed with the Michigan Department of Treasury, grouped into the same categories as the Census figures. Counties, cities, villages and townships are included together with their component units, such as road commissions, downtown development authorities and county health departments. Internal service funds, transfers, borrowing proceeds and depreciation are not counted.

Debt payments. The report lists principal and interest on debt, so the "Debt payments" line includes principal as well as interest. The Census figures leave principal out.

Capital purchases. Michigan filings do not break out enterprise capital purchases, so total spending can read lower than the Census figure for governments with large water or sewer projects.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.