ZIP 01002 · Amherst, MA

Four governments run on your community's money

This page shows every government that serves ZIP 01002: the state, county, city or town and school district, and where each one's money comes from and goes.

Each government is shown for its own newest fiscal year on file, so the years differ. Figures come from the U.S. Census Bureau's Annual Survey of State and Local Government Finances, the government's own report or, for Massachusetts governments, the Massachusetts Division of Local Services, as named under Sources and more.

Where do my taxes go in 01002?
01002 is served by the Commonwealth of Massachusetts, Amherst-Pelham Regional School District, the Town of Amherst and the Town of Pelham. In each one's latest recorded fiscal year, Commonwealth of Massachusetts spent $86.4 billion (fiscal year ended June 30, 2024), Amherst-Pelham Regional School District spent $42.3 million (fiscal year ended June 30, 2024), Town of Amherst spent $156 million (fiscal year ended June 30, 2025) and Town of Pelham spent $6.9 million (fiscal year ended June 30, 2025). Each government's money is separate.

Which governments collect property tax in 01002?
Of the governments serving 01002, Town of Amherst collected $71.9 million (fiscal year ended June 30, 2025), Commonwealth of Massachusetts collected $15.4 million (fiscal year ended June 30, 2024) and Town of Pelham collected $5.3 million (fiscal year ended June 30, 2025) in property tax. These are each government's total collections, not a bill for 01002.

See another ZIP code

From the state down to your schools: where each one's money comes from and goes.

See the full budget for: Amherst, Pelham and Amherst-Pelham Regional School District

Why not this year? Massachusetts governments with newer filings show city and town figures from the Massachusetts Division of Local Services (for 2025). Each other figure is the newest year the U.S. Census Bureau has published for that government, so the years differ and are not the current year. Most governments post their current budget on their own website.

Where property tax goes in 01002

Town of Amherst$71.9 million

48% of its $149 million in revenue · fiscal year ended June 30, 2025

Commonwealth of Massachusetts$15.4 million

<0.1% of its $82.5 billion in revenue · fiscal year ended June 30, 2024

Town of Pelham$5.3 million

70% of its $7.6 million in revenue · fiscal year ended June 30, 2025

These are each government's total property tax collections, not your bill. Your own bill is split by each government's tax rate, shown on your property tax bill.

Your towns

Public schools here are run by Town of Amherst and Town of Pelham, so school money is part of its budget.

Massachusetts counties have been abolished or have limited roles, so no county government is shown.

Town of Amherst

$156 million budget in fiscal year 2025 (ended June 30, 2025), from the Massachusetts Division of Local Services.

About 50% of this ZIP is in Amherst.

Where the money comes from

Town taxes51%State tax money21%Fees for services14%Federal tax money8.5%Fines and other5.1%
Full Amherst breakdown

Town taxes51%

Property tax
48%$71.9 million
Other taxes
2.6%$3.9 million

Fees for services14%

Fees for services
14%$21.3 million

Federal tax money8.5%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
8.5%$12.6 million

State tax money21%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
21%$31.4 million

Fines and other5.1%

Interest, rents and other
5.0%$7.5 million
Fines
<0.1%$58 thousand
Amherst page →

Where the money goes

Schools and colleges33%Running the government and other costs24%Water, sewer, trash and utilities11%Roads, transit and parking10%Police, fire, courts and jails9.0%All other spending14%
Full Amherst breakdown

Spending by category100%

Schools and colleges
33%$51.2 million
Running the government and other costs
24%$37.1 million
Water, sewer, trash and utilities
11%$16.7 million
Roads, transit and parking
10%$16.0 million
Police, fire, courts and jails
9.0%$14.0 million
Employee benefits (pensions, health insurance, Social Security)
5.6%$8.8 million
Retirement, Social Security, health insurance and workers compensation costs that are not charged to one department. Benefits paid inside a department's own budget are counted with that department.
Parks, recreation and libraries
3.2%$5.0 million
Sent to other local governments
2.3%$3.6 million
Debt payments (principal and interest)
1.5%$2.4 million
Social services
0.5%$729 thousand
Housing and community development
0.4%$605 thousand
Amherst page →

Town of Pelham

$6.9 million budget in fiscal year 2025 (ended June 30, 2025), from the Massachusetts Division of Local Services.

About 43% of this ZIP is in Pelham.

Where the money comes from

Town taxes73%State tax money21%Fees for services2.3%Federal tax money2.0%Fines and other1.5%County and local tax money<0.1%
Full Pelham breakdown

Town taxes73%

Property tax
70%$5.3 million
Other taxes
2.8%$214 thousand

Fees for services2.3%

Fees for services
2.3%$176 thousand

Federal tax money2.0%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
2.0%$152 thousand

State tax money21%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
21%$1.6 million

County and local tax money<0.1%

Money passed on by the county or other local governments.

From the county and other local governments
<0.1%$5 thousand

Fines and other1.5%

Interest, rents and other
1.5%$110 thousand
Pelham page →

Where the money goes

Schools and colleges54%Running the government and other costs14%Roads, transit and parking11%Employee benefits (pensions, health insurance, Social Security)9.0%Police, fire, courts and jails6.1%All other spending5.6%
Full Pelham breakdown

Spending by category100%

Schools and colleges
54%$3.7 million
Running the government and other costs
14%$987 thousand
Roads, transit and parking
11%$793 thousand
Employee benefits (pensions, health insurance, Social Security)
9.0%$622 thousand
Retirement, Social Security, health insurance and workers compensation costs that are not charged to one department. Benefits paid inside a department's own budget are counted with that department.
Police, fire, courts and jails
6.1%$423 thousand
Sent to other local governments
2.6%$181 thousand
Parks, recreation and libraries
1.2%$82 thousand
Debt payments (principal and interest)
0.9%$64 thousand
Social services
0.6%$44 thousand
Environment and natural resources
0.2%$16 thousand
Pelham page →

Your schools

Amherst-Pelham Regional School District

$42.3 million budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

County and local tax money59%State tax money38%Fees for services (school tuition and transportation, school lunches)1.9%Fines and other1.6%

What stands out

59%

of Amherst-Pelham Regional School District's money comes from county and other local tax money.A typical school district with fewer than 5,000 students gets 1.1%.

Full Amherst-Pelham Regional School District breakdown

Fees for services1.9%

Fees for services
1.9%$784 thousand
What's in fees for servicesSchool tuition and transportation; other school charges and 1 more
  • School tuition and transportation$576 thousand
  • Other school charges$155 thousand
  • School lunches$53 thousand

Amounts are by Census type of charge.

State tax money38%

Money the state passes on, paid for by the state taxes residents also pay.

From the state
38%$15.1 million

County and local tax money59%

Money passed on by the county or other local governments.

From the county and other local governments
59%$23.7 million

Fines and other1.6%

Interest, rents and other
1.6%$654 thousand
Amherst-Pelham Regional School District page →

Where the money goes

Schools and colleges97%Sent to other local governments3.1%Interest on debt<0.1%
Full Amherst-Pelham Regional School District breakdown

Spending by category100%

Schools and colleges
97%$40.9 million
What's in schools and collegesElementary and secondary schools
  • Elementary and secondary schools$40.9 million
Sent to other local governments
3.1%$1.3 million
What's in sent to other local governmentsSent to school districts
  • Sent to school districts$1.3 million
Interest on debt
<0.1%$27 thousand
Amherst-Pelham Regional School District page →

Your state

Commonwealth of Massachusetts

$86.4 billion budget in the latest fiscal year on record, which ended June 30, 2024.

Where the money comes from

State taxes52%Federal tax money30%Fines and other9.2%Fees for services (college tuition, airport)8.4%Local tax money0.8%
Full Massachusetts breakdown

What stands out

27%

of Massachusetts' money comes from a personal income tax.A typical state government gets 14%.

State taxes52%

Individual income tax
27%$22.1 billion
Sales tax
11%$9.40 billion
Business income tax
7.6%$6.29 billion
Other taxes
6.2%$5.12 billion
What's in other taxesMotor fuel taxes; insurance premium taxes and 15 more
  • Motor fuel taxes$713 million
  • Insurance premium taxes$692 million
  • Other selective sales taxes$614 million
  • Estate and gift taxes$574 million
  • Occupation and business licenses$470 million
  • Motor vehicle licenses$465 million
  • Real estate and stock transfer taxes$346 million
  • Tobacco taxes$340 million
  • Amusement taxes$323 million
  • Other licenses$314 million
  • Driver's licenses$113 million
  • Alcoholic beverage taxes$98.4 million
  • Corporation licenses$28.6 million
  • Amusement licenses$14.8 million
  • Hunting and fishing licenses$7.7 million
  • Alcoholic beverage licenses$4.4 million
  • Public utility taxes$4.2 million

Amounts are by Census tax category.

Property tax
<0.1%$15.4 million

Fees for services8.4%

Fees for services
8.4%$6.95 billion
What's in fees for servicesCollege tuition; airport and 17 more
  • College tuition$2.07 billion
  • Airport$1.13 billion
  • Other service charges$784 million
  • University housing and dining$637 million
  • Tolls on roads and bridges$620 million
  • Sewer$540 million
  • Transit fares$417 million
  • Water$313 million
  • Ports and waterways$148 million
  • Road charges$92.0 million
  • Parks and recreation$75.7 million
  • Hospital bills$48.7 million
  • Parks, land and natural resources$32.0 million
  • Electric power$28.4 million
  • Housing$10.1 million
  • Other education charges$3.6 million
  • School lunches$1.5 million
  • Other school charges$356 thousand
  • School tuition and transportation$43 thousand

Amounts are by Census type of charge.

Federal tax money30%

Grants from Washington, paid for by the federal taxes residents also pay.

From the federal government
30%$24.4 billion

Local tax money0.8%

Money passed on by the county or other local governments.

From local governments
0.8%$673 million

Fines and other9.2%

Interest, rents and other
8.8%$7.27 billion
Fines
0.4%$290 million
Massachusetts page →

Where the money goes

Social services40%Sent to local governments17%Schools and colleges12%Roads, transit and parking8.3%Running the government and other costs7.2%All other spending16%

What stands out

40%

of Massachusetts' spending goes to social services.A typical state government spends 31%.

Full Massachusetts breakdown

Spending by category100%

Social services
40%$34.6 billion
What's in social servicesOther public welfare; unemployment and social insurance offices and 2 more
  • Other public welfare$34.2 billion
  • Unemployment and social insurance offices$286 million
  • Welfare institutions$80.5 million
  • Veterans' services$33.9 million
Sent to local governments
17%$15.0 billion
What's in sent to local governmentsSent to local governments: elementary and secondary schools; sent to local governments: general support and 22 more
  • Sent to local governments: elementary and secondary schools$8.38 billion
  • Sent to local governments: general support$2.19 billion
  • Sent to school districts$1.48 billion
  • Sent to local governments: other and not broken out$941 million
  • Sent to local governments: housing and community development$772 million
  • Sent to local governments: roads and highways$392 million
  • Sent to local governments: public health$159 million
  • Sent to local governments: parks and recreation$146 million
  • Sent to local governments: police$118 million
  • Sent to local governments: other government administration$103 million
  • Sent to local governments: natural resources, farming and conservation$97.2 million
  • Sent to local governments: other public welfare$61.3 million
  • Sent to local governments: libraries$47.9 million
  • Sent to local governments: airports$19.8 million
  • Sent to local governments: central staff services (personnel, purchasing, technology)$19.4 million
  • Sent to local governments: hospitals$13.3 million
  • Sent to local governments: ports and harbors$7.7 million
  • Sent to local governments: inspections and regulation$5.7 million
  • Sent to local governments: sewer systems$5.3 million
  • Sent to local governments: prisons and jails$4.8 million
  • Sent to local governments: courts and legal services$4.2 million
  • Sent to local governments: colleges and universities$4.1 million
  • Sent to local governments: finance, tax collection and budgeting$3.2 million
  • Sent to the federal government$2.7 million
Schools and colleges
12%$9.99 billion
What's in schools and collegesColleges and universities; other education and 3 more
  • Colleges and universities$5.80 billion
  • Other education$1.88 billion
  • Scholarships and other education subsidies$1.02 billion
  • College housing, dining and bookstores$649 million
  • Elementary and secondary schools$636 million
Roads, transit and parking
8.3%$7.18 billion
What's in roads, transit and parkingPublic transit; roads and highways and 3 more
  • Public transit$3.39 billion
  • Roads and highways$2.17 billion
  • Airports$939 million
  • Toll roads and bridges$550 million
  • Ports and harbors$125 million
Running the government and other costs
7.2%$6.22 billion
What's in running the government and other costsOther and not broken out; finance, tax collection and budgeting and 3 more
  • Other and not broken out$4.18 billion
  • Finance, tax collection and budgeting$1.29 billion
  • Central staff services (personnel, purchasing, technology)$284 million
  • Government buildings$274 million
  • Other government administration$198 million
Police, fire, courts and jails
4.8%$4.13 billion
What's in police, fire, courts and jailsPrisons and jails; courts and legal services and 3 more
  • Prisons and jails$1.63 billion
  • Courts and legal services$1.38 billion
  • Police$747 million
  • Probation, parole and other corrections$219 million
  • Inspections and regulation$152 million
Health and hospitals
3.6%$3.13 billion
What's in health and hospitalsPublic health and hospitals
  • Public health$2.09 billion
  • Hospitals$1.04 billion
Interest on debt
2.8%$2.45 billion
What's in interest on debtInterest on general debt; interest on public transit debt and 2 more
  • Interest on general debt$2.19 billion
  • Interest on public transit debt$209 million
  • Interest on water supply debt$50.2 million
  • Interest on electric power debt$142 thousand
Housing and community development
2.4%$2.08 billion
Water, sewer, trash and utilities
0.8%$708 million
What's in water, sewer, trash and utilitiesSewer systems; water supply and 2 more
  • Sewer systems$442 million
  • Water supply$243 million
  • Electric power$22.0 million
  • Garbage and solid waste$1.0 million
Environment and natural resources
0.7%$601 million
What's in environment and natural resourcesNatural resources, farming and conservation
  • Natural resources, farming and conservation$601 million
Parks, recreation and libraries
0.3%$300 million
What's in parks, recreation and librariesParks and recreation and libraries
  • Parks and recreation$272 million
  • Libraries$28.2 million
Massachusetts page →
Sources and moreEach government's source, fiscal year and how a ZIP is matched

Commonwealth of Massachusetts. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Amherst-Pelham Regional School District. U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Town of Amherst. Massachusetts Department of Revenue, Division of Local Services, Schedule A annual financial report, fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2024 Annual Survey of State and Local Government Finances, individual unit file, fiscal year ended June 30, 2024.

Town of Pelham. Massachusetts Department of Revenue, Division of Local Services, Schedule A annual financial report, fiscal year 2025, fiscal year ended June 30, 2025. The earlier Census figures are from U.S. Census Bureau, 2022 Census of Governments, Finance, individual unit file, fiscal year ended June 30, 2022.

How these figures are counted. Massachusetts city and town figures are the Schedule A annual financial reports each municipality files with the Department of Revenue's Division of Local Services, for the fiscal year ended June 30, 2025 (or the newest year on file), grouped into the same categories as the Census figures. They include the municipality's own schools. Counties and regional school districts do not file this report, so their figures remain the Census figures.

How a ZIP is matched. A ZIP code is not a government boundary, so we match it to the cities, counties and school districts that overlap it, using Census Bureau geography. Where a ZIP crosses several, each one is shown with its share of the ZIP. Each government's money covers its own operations only; the others listed here are separate.

Latest recorded year. The year differs by government: each block shows the newest fiscal year on file. A Census survey year covers fiscal years ending July 1 of the year before through June 30 of that year.